USPS Insurance Claim Problem

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mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: BigJ
Originally posted by: mrmudcat
Originally posted by: BigJ
Originally posted by: mrmudcat
Originally posted by: BigJ
Originally posted by: mrmudcat
Im done replying to you,you are out of line with your comments.Im such a bad trader that im willing to let the buyer keep his original $390 +$160 +the speaker package and the buyer still wants more .

IF WE DON"T KNOW THE FULL STORY, TELL US THE FULL STORY!

Jesus H Tapdancing Fvcking Christ.

You're a thin-skinned, pathetic person if you think my comments are out of line or going too far.

I didnt relize insults were allowed and you ask me how old I am.As for the whole story or situation why do you feel im obligated to explain to someone who was/is quick to call me names and insult me.

::sigh::

"Moderator, Moderator, the bad man called me thick-skinned and pathetic, ban him!"

I couldn't care less if you told us your side of the story or not. You're insulting all of us for not knowing the entire story, and then refuse to tell it. So in my mind, that shows me you have something to hide.


You also have been slinging more insults than just that ,but whatever you feel is proper.


Oh yes, I'm sorry. I sarcastically called you a "real gem of a trader" and guessed that you were 15 due to your poor sentence structure and punctuation.

I'm SUCH A BAD PERSON.


Yet you still insult me without merit .Im handicapped and have one hand so my typing is subpar.Maybe you missed the part where I said I was the top trader at futuremark first to reach over 100 +trades.I also am the troll hunter there and have resolved and recovered alot of peoples money.I ve also assisted the mods here in settling a couple of troll disputes.Yet youve done nothing but insult and show little if any respect. Ive also got 100+positive trades at ebay.Yes I took a big hit and offered a good deal because of medical emergencies ,never relized this was a bad thing.
 

Baked

Lifer
Dec 28, 2004
36,052
17
81
I thought insurance is used to protect the seller/sender and not the buyer/receiver. WTF? In any case, the seller has no idea how to packing things for shipment and it's totally his fault for the damaged goods. He should've refunded you the full amount + shipping.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
baked:please before commenting read the thread.It was packed by the post office and my postmaster .ive offered to refund $390 plus $160 plus the speakers .....and this offer was made along time ago.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: torpid
Man I'm confused. Who has the $1050?

As of right now lukeman has the $1050.I agreed to let him recieve the check from the start so he would not have to worry.I offered to let him keep his initial $390 plus $160 plus the speakers ,yet im labled a bad trader and insulted quite abit in this thread.
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: mrmudcat


Yet you still insult me without merit .Im handicapped and have one hand so my typing is subpar.Maybe you missed the part where I said I was the top trader at futuremark first to reach over 100 trades.I also am the troll hunter there and have resolved and recovered alot of peoples money.I ve also assisted the mods her in settling a couple of troll disputes.Yet youve donre nothing but insult and show little if any respect.

You having 100 trades, being a troll hunter, and helping to resolve issues has absolutely 100% nothing to do with this trade. Why you keep mentioning it is beyond me, unless you want to flex your ego.

Simply put, this trade was handled very poorly. Now that we're getting your side of the story, it's up in the air as to who really is at fault cause it's "He said, she said."

<Devil's Advocate>
Also, please post specs of the system. If the system was really worth $1050+, then maybe the seller should have gotten all of the claim money, considering he paid for parts that were worth $1050+.
</Devil's Advocate>
 

GoPackGo

Diamond Member
Oct 10, 2003
6,517
586
126
Originally posted by: mrmudcat
Originally posted by: torpid
Man I'm confused. Who has the $1050?

As of right now lukeman has the $1050.I agreed to let him recieve the check from the start so he would not have to worry.I offered to let him keep his initial $390 plus $160 plus the speakers ,yet im labled a bad trader and insulted quite abit in this thread.

Sounds to me that if he sent you money for all items at an agreed upon price and you refunded him nothing, but let him go thru the work of filing the claim, the buyer should keep both the speakers and the $1050.
 

DaiShan

Diamond Member
Jul 5, 2001
9,617
1
0
Originally posted by: mrmudcat
Originally posted by: torpid
Man I'm confused. Who has the $1050?

As of right now lukeman has the $1050.I agreed to let him recieve the check from the start so he would not have to worry.I offered to let him keep his initial $390 plus $160 plus the speakers ,yet im labled a bad trader and insulted quite abit in this thread.


Look, the reason that people are jumping on this is because it was handled badly on both sides. I've already stated once what should have happened, but for your convenience here it is again:

You two entered into a contract whereby he agreed to purchase a system from you for $390. His duty is to provide you with $390, which he did. Your duty is to provide him with the PC described in your post. When the item arrived damaged, the buyer had upheld his end of the deal (paid the money) but he did NOT receive the item that he paid for. You are responsible for getting him his item in the described condition. That's why you purchase insurance, which you did.

Now, what should have happened is: You have the buyer take pictures of the damaged case etc. and provide you with a written statement as to the damages. Then you have him pack up the computer and ship it back to you. When you receive the computer you should verify that everything is in order then refund the buyer his money. You then file the insurance claim.

Additionally, this is what the USPS has to say about insurance: "Insure your package only for what its contents are worth; you?re only covered for the actual value at the time and place of mailing. " You GROSSLY over-valued your item, which *may* constitute fraud.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: BigJ
Originally posted by: mrmudcat


Yet you still insult me without merit .Im handicapped and have one hand so my typing is subpar.Maybe you missed the part where I said I was the top trader at futuremark first to reach over 100 trades.I also am the troll hunter there and have resolved and recovered alot of peoples money.I ve also assisted the mods her in settling a couple of troll disputes.Yet youve donre nothing but insult and show little if any respect.

You having 100 trades, being a troll hunter, and helping to resolve issues has absolutely 100% nothing to do with this trade. Why you keep mentioning it is beyond me, unless you want to flex your ego.

Simply put, this trade was handled very poorly. Now that we're getting your side of the story, it's up in the air as to who really is at fault cause it's "He said, she said."

<Devil's Advocate>
Also, please post specs of the system. If the system was really worth $1050+, then maybe the seller should have gotten all of the claim money, considering he paid for parts that were worth $1050+.
</Devil's Advocate>

Im not trying to flex my ego but do think I deserved a little more respect from you ,than you showed with the name calling and insults.Im not blaming anyone but the post office.The buyer and I have had mostly very positive open communications.
 

Baked

Lifer
Dec 28, 2004
36,052
17
81
Originally posted by: mrmudcat
The system was worth more than that and i insured it for $1050.although I sold it for less than that.

Wow, good going scamming the government. If the buyer has any moral, he should have reported you to the USPS mail fraud division. :roll:
 

DaiShan

Diamond Member
Jul 5, 2001
9,617
1
0
Originally posted by: BigJ
Originally posted by: mrmudcat


Yet you still insult me without merit .Im handicapped and have one hand so my typing is subpar.Maybe you missed the part where I said I was the top trader at futuremark first to reach over 100 trades.I also am the troll hunter there and have resolved and recovered alot of peoples money.I ve also assisted the mods her in settling a couple of troll disputes.Yet youve donre nothing but insult and show little if any respect.

You having 100 trades, being a troll hunter, and helping to resolve issues has absolutely 100% nothing to do with this trade. Why you keep mentioning it is beyond me, unless you want to flex your ego.

Simply put, this trade was handled very poorly. Now that we're getting your side of the story, it's up in the air as to who really is at fault cause it's "He said, she said."

<Devil's Advocate>
Also, please post specs of the system. If the system was really worth $1050+, then maybe the seller should have gotten all of the claim money, considering he paid for parts that were worth $1050+.
</Devil's Advocate>

I disagree with this part. The item was valued at $390, just because the seller may have paid more for the parts inside of it doesn't make it worth more than the selling price. It's like saying that an Xbox is worth $600 because that's how much the parts cost Microsoft, then attempting to insure it for that amount. But, I'm not the lawyer heh.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: DaiShan
Originally posted by: mrmudcat
Originally posted by: torpid
Man I'm confused. Who has the $1050?

As of right now lukeman has the $1050.I agreed to let him recieve the check from the start so he would not have to worry.I offered to let him keep his initial $390 plus $160 plus the speakers ,yet im labled a bad trader and insulted quite abit in this thread.


Look, the reason that people are jumping on this is because it was handled badly on both sides. I've already stated once what should have happened, but for your convenience here it is again:

You two entered into a contract whereby he agreed to purchase a system from you for $390. His duty is to provide you with $390, which he did. Your duty is to provide him with the PC described in your post. When the item arrived damaged, the buyer had upheld his end of the deal (paid the money) but he did NOT receive the item that he paid for. You are responsible for getting him his item in the described condition. That's why you purchase insurance, which you did.

Now, what should have happened is: You have the buyer take pictures of the damaged case etc. and provide you with a written statement as to the damages. Then you have him pack up the computer and ship it back to you. When you receive the computer you should verify that everything is in order then refund the buyer his money. You then file the insurance claim.

Additionally, this is what the USPS has to say about insurance: "Insure your package only for what its contents are worth; you?re only covered for the actual value at the time and place of mailing. " You GROSSLY over-valued your item, which *may* constitute fraud.

Everything was done proper regarding the buyer and seller providing pictures and reciept of the value of the items at the time the claim was filed.
 

GoPackGo

Diamond Member
Oct 10, 2003
6,517
586
126
Originally posted by: DaiShan
Originally posted by: BigJ
Originally posted by: mrmudcat


Yet you still insult me without merit .Im handicapped and have one hand so my typing is subpar.Maybe you missed the part where I said I was the top trader at futuremark first to reach over 100 trades.I also am the troll hunter there and have resolved and recovered alot of peoples money.I ve also assisted the mods her in settling a couple of troll disputes.Yet youve donre nothing but insult and show little if any respect.

You having 100 trades, being a troll hunter, and helping to resolve issues has absolutely 100% nothing to do with this trade. Why you keep mentioning it is beyond me, unless you want to flex your ego.

Simply put, this trade was handled very poorly. Now that we're getting your side of the story, it's up in the air as to who really is at fault cause it's "He said, she said."

<Devil's Advocate>
Also, please post specs of the system. If the system was really worth $1050+, then maybe the seller should have gotten all of the claim money, considering he paid for parts that were worth $1050+.
</Devil's Advocate>

I disagree with this part. The item was valued at $390, just because the seller may have paid more for the parts inside of it doesn't make it worth more than the selling price. It's like saying that an Xbox is worth $600 because that's how much the parts cost Microsoft, then attempting to insure it for that amount. But, I'm not the lawyer heh.

So if you buy a car from your dad for a dollar, but its really worth $10000 then you should only insure it for the $1?

As long as the item was worth $1050 then there is really no problem with insuring it for its replacement cost.

 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: DaiShan
Originally posted by: BigJ
Originally posted by: mrmudcat


Yet you still insult me without merit .Im handicapped and have one hand so my typing is subpar.Maybe you missed the part where I said I was the top trader at futuremark first to reach over 100 trades.I also am the troll hunter there and have resolved and recovered alot of peoples money.I ve also assisted the mods her in settling a couple of troll disputes.Yet youve donre nothing but insult and show little if any respect.

You having 100 trades, being a troll hunter, and helping to resolve issues has absolutely 100% nothing to do with this trade. Why you keep mentioning it is beyond me, unless you want to flex your ego.

Simply put, this trade was handled very poorly. Now that we're getting your side of the story, it's up in the air as to who really is at fault cause it's "He said, she said."

<Devil's Advocate>
Also, please post specs of the system. If the system was really worth $1050+, then maybe the seller should have gotten all of the claim money, considering he paid for parts that were worth $1050+.
</Devil's Advocate>

I disagree with this part. The item was valued at $390, just because the seller may have paid more for the parts inside of it doesn't make it worth more than the selling price. It's like saying that an Xbox is worth $600 because that's how much the parts cost Microsoft, then attempting to insure it for that amount. But, I'm not the lawyer heh.

I'd agree with you, except for the fact that this is an original, custom-built item. With items like these, where replacements are not easily available at the same or lower price-point, you run into problems. Even though it only cost X amount of dollars, to replace it, it may cost 5x. Which is why you have insurance on it for it's actual value.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: GoPackGo
Originally posted by: mrmudcat
Originally posted by: torpid
Man I'm confused. Who has the $1050?

As of right now lukeman has the $1050.I agreed to let him recieve the check from the start so he would not have to worry.I offered to let him keep his initial $390 plus $160 plus the speakers ,yet im labled a bad trader and insulted quite abit in this thread.

Sounds to me that if he sent you money for all items at an agreed upon price and you refunded him nothing, but let him go thru the work of filing the claim, the buyer should keep both the speakers and the $1050.


I did most of the claim handling including appealing the first denial.If this is what you feel is fair I dont have much to say to that.
 

olds

Elite Member
Mar 3, 2000
50,113
776
126
If the OP wanted his money back from the beginning, he should have asked for and received it.
Since the OP filed the claim, IMHO, it is now up to him to follow through and get the money.
 

DaiShan

Diamond Member
Jul 5, 2001
9,617
1
0
Originally posted by: GoPackGo
Originally posted by: DaiShan
Originally posted by: BigJ
Originally posted by: mrmudcat


Yet you still insult me without merit .Im handicapped and have one hand so my typing is subpar.Maybe you missed the part where I said I was the top trader at futuremark first to reach over 100 trades.I also am the troll hunter there and have resolved and recovered alot of peoples money.I ve also assisted the mods her in settling a couple of troll disputes.Yet youve donre nothing but insult and show little if any respect.

You having 100 trades, being a troll hunter, and helping to resolve issues has absolutely 100% nothing to do with this trade. Why you keep mentioning it is beyond me, unless you want to flex your ego.

Simply put, this trade was handled very poorly. Now that we're getting your side of the story, it's up in the air as to who really is at fault cause it's "He said, she said."

<Devil's Advocate>
Also, please post specs of the system. If the system was really worth $1050+, then maybe the seller should have gotten all of the claim money, considering he paid for parts that were worth $1050+.
</Devil's Advocate>

I disagree with this part. The item was valued at $390, just because the seller may have paid more for the parts inside of it doesn't make it worth more than the selling price. It's like saying that an Xbox is worth $600 because that's how much the parts cost Microsoft, then attempting to insure it for that amount. But, I'm not the lawyer heh.

So if you buy a car from your dad for a dollar, but its really worth $10000 then you should only insure it for the $1?

As long as the item was worth $1050 then there is really no problem with insuring it for its replacement cost.


You're right, USPS says that you are entitled to "Market value or cost at the time of shipment"
 

mrmudcat

Member
Jan 6, 2005
75
0
0
Also this was handled properly on both sides.The buyer and I the seller have had 100% open communication.Two weeks ago he asked if I could refund him his $390 and I could deal with the ins.I told him that the usps had until the 27th to decide to deny or honor the appeal claim.I also said that if they denied it,I would refund him the $390 right away. As of an hour ago I offered for him to keep $550 plus the speakers which was what I offered from the get go if the claim was honored .(he still hasnt fully agreed and feels he deserves more) I never saw this thread and was shocked it was even posted or I would of replied a long time ago. Lastly lukeman has the $1050 that usps sent him .
 

batmanuel

Platinum Member
Jan 15, 2003
2,144
0
0
Originally posted by: mrmudcat
The system was worth more than that and i insured it for $1050.although I sold it for less than that.

Then you, my good sir, might have committed fraud against the US Postal Service if you are claiming more than the fair market value of the item. There has to be some sort of law against this, otherwise you'd have all kinds of people insuring items for absurd amounts, improperly packaging them and then profiting off the claims. Of course, maybe there isn't any sort of prohibition against this, it happens all the time, and the USPS takes a bath on this fraud. It would explain why stamps cost so damn much.
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: batmanuel
Originally posted by: mrmudcat
The system was worth more than that and i insured it for $1050.although I sold it for less than that.

Then you, my good sir, might have committed fraud against the US Postal Service if you are claiming more than the fair market value of the item. There has to be some sort of law against this, otherwise you'd have all kinds of people insuring items for absurd amounts, improperly packaging them and then profiting off the claims. Of course, maybe there isn't any sort of prohibition against this, it happens all the time, and the USPS takes a bath on this fraud. It would explain why stamps cost so damn much.

I'm REALLY interested in what kind of system this was. I tried tracking the system down at the Futuremark forums, but I don't get anything in the Classified section.
 

VirginiaDonkey

Golden Member
May 18, 2001
1,704
0
0
If lukeman has the $1050, then isn't the claim resolved?

what's left to get approved or denied IF Lukeman has the check from USPS?

and also, IF Lukeman has the $1050, he is entitled to keep all of it because YOU said the value of the system was $1050...of course, you claiming anything otherwise would constitute fraud. Luke man does owe you the speakers if they were part of the original deal though.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: batmanuel
Originally posted by: mrmudcat
The system was worth more than that and i insured it for $1050.although I sold it for less than that.

Then you, my good sir, might have committed fraud against the US Postal Service if you are claiming more than the fair market value of the item. There has to be some sort of law against this, otherwise you'd have all kinds of people insuring items for absurd amounts, improperly packaging them and then profiting off the claims. Of course, maybe there isn't any sort of prohibition against this, it happens all the time, and the USPS takes a bath on this fraud. It would explain why stamps cost so damn much.


Again this simply is wrong.I provided all reciepts of the value of the parts .I did not include it being a custom painted case etc.I did the claim as I was instructed by my postmaster and or the person handling claims.It was honored after apealing since my postmaster wrote a letter that he helped me pack it properly with post office materials.
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81

mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: VirginiaDonkey
If lukeman has the $1050, then isn't the claim resolved?

what's left to get approved or denied IF Lukeman has the check from USPS?

and also, IF Lukeman has the $1050, he is entitled to keep all of it because YOU said the value of the system was $1050...of course, you claiming anything otherwise would constitute fraud. Luke man does owe you the speakers if they were part of the original deal though.

we agreed on a fair settlement between us ,how is he entitled to $610 since he is out $390???
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: mrmudcat
Originally posted by: VirginiaDonkey
If lukeman has the $1050, then isn't the claim resolved?

what's left to get approved or denied IF Lukeman has the check from USPS?

and also, IF Lukeman has the $1050, he is entitled to keep all of it because YOU said the value of the system was $1050...of course, you claiming anything otherwise would constitute fraud. Luke man does owe you the speakers if they were part of the original deal though.

we agreed on a fair settlement between us ,how is he entitled to $610 since he is out $390???

And why are you entitled to an extra $610 since you were willing to sell the system at that $610 loss?

You already have your $390.