USPS Insurance Claim Problem

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Garet Jax

Diamond Member
Feb 21, 2000
6,369
0
71
Originally posted by: keeleysam
The seller should have refunded you immediatly, and he should have filed the claim.

He should refund you *right now*.

Disagree. He is not responsible for USPS or any shipper. That's why they have insurance.

The only two cases where the seller is responsible is if the seller flatly refuses to include insurance or does a poor job packaging the item.
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: Garet Jax
Originally posted by: keeleysam
The seller should have refunded you immediatly, and he should have filed the claim.

He should refund you *right now*.

Disagree. He is not responsible for USPS and or shipper. That's why they have insurance.

The only case where the seller is responsible is if the seller flatly refuses to included insurance.

No. That's why the SELLER has insurance on his package.

If the buyer doesn't buy insurance, and the shipper screws up it's too bad. If the buyer does buy the insurance, and the shipper screws it, the seller files the claim.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
I paid for the ins. and the extra for priority shipping ,I let the buyer file the claim so he could get the check ,your remarks are way out of line considering you dont know the full situation.
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: mrmudcat
I paid for the ins. and the extra for priority shipping ,I let the buyer file the claim so he could get the check ,your remarks are way out of line considering you dont know the full situation.

Did you include shipping and insurance in the price of the item?

If so, your point is moot. Also, if the buyer asked for insurance, and you paid for it yourself, the point is also moot.
 

Tom

Lifer
Oct 9, 1999
13,293
1
76
I'm pretty sure it's established law that a seller is responsible for delivering whatever good or service he has sold to the buyer.

I don't think there is any exception to this unless it is a specification of the contract.

From the description of the packaging, it sounds inadequate, however if someone at the post office helped in the packing and then agreed to sell insurance when they should have known the packing was inadequate, I don't think the post office could deny the claim, which it sounds like they didn't.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
BIG J Im done replying to you,you are out of line with your comments.Im such a bad trader that im willing to let the buyer keep his original $390 +$160 +the speaker package and the buyer still wants more . My postmaster helped package it with their materials ,so I guess my packaging was inadequate??
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: mrmudcat
Im done replying to you,you are out of line with your comments.Im such a bad trader that im willing to let the buyer keep his original $390 +$160 +the speaker package and the buyer still wants more .

IF WE DON"T KNOW THE FULL STORY, TELL US THE FULL STORY!

Jesus H Tapdancing Fvcking Christ.

You're a thin-skinned, pathetic person if you think my comments are out of line or going too far.
 
Jun 19, 2004
10,860
1
81
Sounds like the OP, the buyer in this case, opted to handle the claim and have the check sent straight to him to expedite getting his money back. When that didn't happen, for whatever reason (it's all hersey at this point as to why the claim was denied) the OP decided to change his mind and shift the burden back to the seller. That, in my honest humble opinion, is crap.

It sounds as if there is a LOT more to this story than the OP is letting on to, so to those so quick to judge, you really shouldn't be trading yourselves. Consider this, if your name was drug through the mud by someone here because they were upset you wouldn't want people jumping to judge you before you could say your peace.

Everyone here is so trigger happy to scream "Troll!". That's one reason I quit trading, it's ridiculous.

As for what's expected in a situation like this, by default the seller should handle the claim unless another arrangement is made. Which in this case it sounds like there was. So, from that point, it's no one else's business except theirs.

To mrmudcat: If I read your above post correctly are you saying the OP recieved a check for $1050 and is STILL asking you for $390 PLUS $125 on top of that??? Or am I misreading that part?
 

mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: BigJ
Originally posted by: mrmudcat
Im done replying to you,you are out of line with your comments.Im such a bad trader that im willing to let the buyer keep his original $390 +$160 +the speaker package and the buyer still wants more .

IF WE DON"T KNOW THE FULL STORY, TELL US THE FULL STORY!

Jesus H Tapdancing Fvcking Christ.

You're a thin-skinned, pathetic person if you think my comments are out of line or going too far.

I didnt relize insults were allowed and you ask me how old I am.As for the whole story or situation why do you feel im obligated to explain to someone who was/is quick to call me names and insult me.
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: mrmudcat
Originally posted by: BigJ
Originally posted by: mrmudcat
Im done replying to you,you are out of line with your comments.Im such a bad trader that im willing to let the buyer keep his original $390 +$160 +the speaker package and the buyer still wants more .

IF WE DON"T KNOW THE FULL STORY, TELL US THE FULL STORY!

Jesus H Tapdancing Fvcking Christ.

You're a thin-skinned, pathetic person if you think my comments are out of line or going too far.

I didnt relize insults were allowed and you ask me how old I am.As for the whole story or situation why do you feel im obligated to explain to someone who was/is quick to call me names and insult me.

::sigh::

"Moderator, Moderator, the bad man called me thick-skinned and pathetic, ban him!"

I couldn't care less if you told us your side of the story or not. You're insulting all of us for not knowing the entire story, and then refuse to tell it. So in my mind, that shows me you have something to hide.
 

torpid

Lifer
Sep 14, 2003
11,631
11
76
Originally posted by: mrmudcat
The ins paid out $1050 the buyer wants his $390+$150-160 plus the speakers he has already.,

Whom did the insurance pay? If they paid the buyer why does he want money back? Why did the insurance pay $1050 for an item worth $390?

$390 + $150 sounds generous to me if the $150 is just for inconvenience.

What's that -160?

Man, this is confusing.
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: MisterJackson
Sounds like the OP, the buyer in this case, opted to handle the claim and have the check sent straight to him to expedite getting his money back. When that didn't happen, for whatever reason (it's all hersey at this point as to why the claim was denied) the OP decided to change his mind and shift the burden back to the seller. That, in my honest humble opinion, is crap.

It sounds as if there is a LOT more to this story than the OP is letting on to, so to those so quick to judge, you really shouldn't be trading yourselves. Consider this, if your name was drug through the mud by someone here because they were upset you wouldn't want people jumping to judge you before you could say your peace.

Everyone here is so trigger happy to scream "Troll!". That's one reason I quit trading, it's ridiculous.

As for what's expected in a situation like this, by default the seller should handle the claim unless another arrangement is made. Which in this case it sounds like there was. So, from that point, it's no one else's business except theirs.

To mrmudcat: If I read your above post correctly are you saying the OP recieved a check for $1050 and is STILL asking you for $390 PLUS $125 on top of that??? Or am I misreading that part?

From the OP, it looks like the seller told him it was insured, and to take it in and file the claim himself. Which was wrong to begin with.
 

torpid

Lifer
Sep 14, 2003
11,631
11
76
OK so the buyer got $550 and free speakers and paid $390, the seller got $1050. Everyone's happy...???
 

mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: MisterJackson
Sounds like the OP, the buyer in this case, opted to handle the claim and have the check sent straight to him to expedite getting his money back. When that didn't happen, for whatever reason (it's all hersey at this point as to why the claim was denied) the OP decided to change his mind and shift the burden back to the seller. That, in my honest humble opinion, is crap.

It sounds as if there is a LOT more to this story than the OP is letting on to, so to those so quick to judge, you really shouldn't be trading yourselves. Consider this, if your name was drug through the mud by someone here because they were upset you wouldn't want people jumping to judge you before you could say your peace.

Everyone here is so trigger happy to scream "Troll!". That's one reason I quit trading, it's ridiculous.

As for what's expected in a situation like this, by default the seller should handle the claim unless another arrangement is made. Which in this case it sounds like there was. So, from that point, it's no one else's business except theirs.

To mrmudcat: If I read your above post correctly are you saying the OP recieved a check for $1050 and is STILL asking you for $390 PLUS $125 on top of that??? Or am I misreading that part?


yes the buyer and I have talked before and just today about resolvment.I would of never made this thread and really feel it was not neccessary.I offered lukeman to keep $390 he was out plus $160 and to just keep the speakers.I feel this is beyond what some of those quick to insult would do.I did this originally also not just today because of this thread .At this point lukeman feels he deserves more.
 
Jun 19, 2004
10,860
1
81
Originally posted by: BigJ
Originally posted by: MisterJackson
Sounds like the OP, the buyer in this case, opted to handle the claim and have the check sent straight to him to expedite getting his money back. When that didn't happen, for whatever reason (it's all hersey at this point as to why the claim was denied) the OP decided to change his mind and shift the burden back to the seller. That, in my honest humble opinion, is crap.

It sounds as if there is a LOT more to this story than the OP is letting on to, so to those so quick to judge, you really shouldn't be trading yourselves. Consider this, if your name was drug through the mud by someone here because they were upset you wouldn't want people jumping to judge you before you could say your peace.

Everyone here is so trigger happy to scream "Troll!". That's one reason I quit trading, it's ridiculous.

As for what's expected in a situation like this, by default the seller should handle the claim unless another arrangement is made. Which in this case it sounds like there was. So, from that point, it's no one else's business except theirs.

To mrmudcat: If I read your above post correctly are you saying the OP recieved a check for $1050 and is STILL asking you for $390 PLUS $125 on top of that??? Or am I misreading that part?

From the OP, it looks like the seller told him it was insured, and to take it in and file the claim himself. Which was wrong to begin with.


The original post states he said he "could" take it in, not "do" take it in. I'd be interested to know who told who to do what, though at this point it really doesn't matter.

What I'm more curoius about now is how a system sold for $390 pays out @ $1050 through insurance???

And for those who state packing was inadequate I say to that let's see some pics OP.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
Originally posted by: BigJ
Originally posted by: mrmudcat
Originally posted by: BigJ
Originally posted by: mrmudcat
Im done replying to you,you are out of line with your comments.Im such a bad trader that im willing to let the buyer keep his original $390 +$160 +the speaker package and the buyer still wants more .

IF WE DON"T KNOW THE FULL STORY, TELL US THE FULL STORY!

Jesus H Tapdancing Fvcking Christ.

You're a thin-skinned, pathetic person if you think my comments are out of line or going too far.

I didnt relize insults were allowed and you ask me how old I am.As for the whole story or situation why do you feel im obligated to explain to someone who was/is quick to call me names and insult me.

::sigh::

"Moderator, Moderator, the bad man called me thick-skinned and pathetic, ban him!"

I couldn't care less if you told us your side of the story or not. You're insulting all of us for not knowing the entire story, and then refuse to tell it. So in my mind, that shows me you have something to hide.


You also have been slinging more insults than just that ,but whatever you feel is proper.
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: MisterJackson
Originally posted by: BigJ
Originally posted by: MisterJackson
Sounds like the OP, the buyer in this case, opted to handle the claim and have the check sent straight to him to expedite getting his money back. When that didn't happen, for whatever reason (it's all hersey at this point as to why the claim was denied) the OP decided to change his mind and shift the burden back to the seller. That, in my honest humble opinion, is crap.

It sounds as if there is a LOT more to this story than the OP is letting on to, so to those so quick to judge, you really shouldn't be trading yourselves. Consider this, if your name was drug through the mud by someone here because they were upset you wouldn't want people jumping to judge you before you could say your peace.

Everyone here is so trigger happy to scream "Troll!". That's one reason I quit trading, it's ridiculous.

As for what's expected in a situation like this, by default the seller should handle the claim unless another arrangement is made. Which in this case it sounds like there was. So, from that point, it's no one else's business except theirs.

To mrmudcat: If I read your above post correctly are you saying the OP recieved a check for $1050 and is STILL asking you for $390 PLUS $125 on top of that??? Or am I misreading that part?

From the OP, it looks like the seller told him it was insured, and to take it in and file the claim himself. Which was wrong to begin with.


The original post states he said he "could" take it in, not "do" take it in. I'd be interested to know who told who to do what, though at this point it really doesn't matter.

What I'm more curoius about now is how a system sold for $390 pays out @ $1050 thrugh insurance???

And for those who state packing was inadequate I say to that let's see some pics OP.

I'd like to know that too.

Also, it doesn't take a professional mail clerk to know that styrofoam peanuts and bubble wrap are not adequate for big ol' cases.
 

Maximus96

Diamond Member
Nov 9, 2000
5,388
1
0
If the buyer decided from the beginning to take it upon himself and have the check sent directly to him, why should the seller take the blame for what the buyer failed to accomplish?
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: mrmudcat
Originally posted by: BigJ
Originally posted by: mrmudcat
Originally posted by: BigJ
Originally posted by: mrmudcat
Im done replying to you,you are out of line with your comments.Im such a bad trader that im willing to let the buyer keep his original $390 +$160 +the speaker package and the buyer still wants more .

IF WE DON"T KNOW THE FULL STORY, TELL US THE FULL STORY!

Jesus H Tapdancing Fvcking Christ.

You're a thin-skinned, pathetic person if you think my comments are out of line or going too far.

I didnt relize insults were allowed and you ask me how old I am.As for the whole story or situation why do you feel im obligated to explain to someone who was/is quick to call me names and insult me.

::sigh::

"Moderator, Moderator, the bad man called me thick-skinned and pathetic, ban him!"

I couldn't care less if you told us your side of the story or not. You're insulting all of us for not knowing the entire story, and then refuse to tell it. So in my mind, that shows me you have something to hide.


You also have been slinging more insults than just that ,but whatever you feel is proper.


Oh yes, I'm sorry. I sarcastically called you a "real gem of a trader" and guessed that you were 15 due to your poor sentence structure and punctuation.

I'm SUCH A BAD PERSON.
 

Garet Jax

Diamond Member
Feb 21, 2000
6,369
0
71
Originally posted by: BigJ
Originally posted by: Garet Jax
Originally posted by: keeleysam
The seller should have refunded you immediatly, and he should have filed the claim.

He should refund you *right now*.

Disagree. He is not responsible for USPS and or shipper. That's why they have insurance.

The only case where the seller is responsible is if the seller flatly refuses to included insurance.

No. That's why the SELLER has insurance on his package.

If the buyer doesn't buy insurance, and the shipper screws up it's too bad. If the buyer does buy the insurance, and the shipper screws it, the seller files the claim.

Looks like you and I disagree on this point.
 

mrmudcat

Member
Jan 6, 2005
75
0
0
The system was worth more than that and i insured it for $1050.although I sold it for less than that.
 

BigJ

Lifer
Nov 18, 2001
21,330
1
81
Originally posted by: mrmudcat
The system was worth more than that and i insured it for $1050.although I sold it for less than that.

You're trying to tell us you took a $660+ hit on a system you sold on FS/FT?