I shouldn't have time for this on this chill and quiet morning, but I will share with you my experiences in the Power-Supply arena.
I used to buy the cheapest power-supplies I could find. I'd spend between $25 and $45 bucks on a powder-coated primer-gray generic PSU. This was, of course, before I started over-clocking.
During that time, my attention and effort was detoured when this or that PSU "went on the fritz." With one computer, by the time I'd replaced the first PSU with another one and the second one gave out a year or two later, I had damaged the motherboard so that the Power-On and Reset switches no longer worked with a confident level of reliability. so I had to scrap the mobo, too.
When I started over-clocking, I was running Intel Pentium4 Northwood processors with a $60 "Allied BCE-500" or something of similar wattage. I had actually checked for reviews of this PSU, and naively accepted the "overall good" rating, without paying attention to the 12V rail's severe droop (to 11.4V) when over-clocked. Frankly, I couldn't get much in the way of good results over-clocking with that PSU.
After reading enough articles from various, independent sources about the necessity of a good, reliable PSU with low-noise, low AC voltage-ripple and rock-solid specs under load, I succumbed to the following regime:
If you plan to over-clock the system, it isn't so much how many dollars you spend, but the quality of the PSU that you buy. Even so, I now count on spending a minimum of $90 to $100 for such a PSU -- following th maxim above regarding wattage versus quality.
Earlier last year, I've spent as much as $190 on a PSU to meet the wattage demands of my system (a Seasonic M12 750W). Judging from the reviews late and near the end of the year (2007), I was pleased to find Seasonic at the top of the heap. I've also learned that several PSUs under the Antec and even PC Power & Cooling label are -- in fact -- re-badged Seasonics. But my research and quest for PSU choices had concluded with preference for Seasonic almost a year earlier.
You don't need to spend that much on a PSU if you carefully calculate your power-requirements and limit your upgrade/expansion ambitions to what the PSU can safely handle.
But I DO suggest that you do your homework. Especially, do not short yourself on the cumulative amperage capability of the one or more 12V rails.