- Jun 3, 2002
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Something interesting from ccchr's Forbes article:
It appears that the main group signing up through the exchanges are not the uninsured, but those who already had health insurance and are taking the opportunity to get it more cheaply. Outside of employer-furnished health insurance, the number of those who now have health insurance thanks to the ACA (1.1 million) is little more than the number of those who now don't have health insurance thanks to the ACA (< 1 million.) Not too impressive.
I'm not sure I understand the Rand numbers the way you do, so I'd have to look into it more. But I do think it's very clear there are millions who previously didn't have health insurance that are now on Medicaid, so the fact that fewer previously uninsured will choose more expensive private plans on ACA doesn't terribly surprise me. Though I find it more than unlikely that just 1.1M of the 7.1M (now 7.5M) that signed up for private insurance were previously uninsured. I think it'll be significantly higher, though either way the net effect is still the same to me (and these newly insured Americans) whether they have a private plan or a Medicaid plan, other than the financially burdensome aspect, for some, of certain ACA plans in certain states.
If I were a Democrat politician (Heaven forbid!) running in a red state, I'd be slamming the Medicaid expansion message every opportunity. My daughter-in-law is one of those who lost her (crappy) health insurance and is unable to afford an Obamacare policy - she just doesn't make enough money to pay enough tax to get enough subsidy to make an ACA-compliant policy affordable. (And the stupid facilitators sold her a policy she could afford - a life insurance policy!) There have to be a lot of people in that situation.
Yup, it's quite tragic. Medicaid/Medical has been a lifesaver for several friends of mine here in CA, and I honestly can't imagine what they'd do in a non-expanding state like TX or FL. Especially TX, who have so many poor people already living on the brink.