update: decided not to go

[IEC]

Originally posted by: BarneyFife
If you don't start saving early, then you'll never start. I got a friend that has passed up thousands of $$$ in overtime so he can watch football and drink at the bar on a daily basis. He complains that he's broke all the time too. I just don't get that. Money may not buy happiness but it sure as hell buys you freedom.

Now that is the proper quote material :thumbsup:

 

[SagaLore]

Bankruptcies, bailouts, foreclosures, unemployment.... sure! Now is the perfect time to tack another 4k on your 10k of debt. 😉

🙁

 

[lyssword]

Originally posted by: axelfox

Originally posted by: Xanis

Originally posted by: MichaelD
Money is always an issue b/c you can't live without it. OK, lemme clarify; you can't live a CIVILIZED life without it. Whoever said money can't buy happiness wasn't shopping in the right store.

Let me edit that... money can't buy happiness, but it sure helps.

:thumbsup:

It's actually a parabolic curve, where happiness has a vertex of 40-50k 😀

 

[CrazyLazy]

Originally posted by: fritolays

Originally posted by: mugs

Originally posted by: fritolays
I'm in my early twenties and work a full time job.

I have credit card debt (-10k), some student loans and have monthly bills to pay.

Most of this debt was from college... I guess I went a little over board with credit card spending. But this is getting aggressively paid down.

I'm seriously considering going on vacations somewhere in December and January. It's going to cost me about $3000-4000. People say that money shouldn't be an issue because you have your entire life to pay it off. After December and January, I'll be back to just working and don't plan on going anywhere for a while. Should I go for it?

Those people are IDIOTS. I can't stress that enough. That is the absolute WORST attitude you can have. Now is your best opportunity to SAVE and get yourself on track for retirement. There are no circumstances in which it makes any bit of sense for a person in their 20s with a negative net worth to spend $3000 on a vacation for a single person (or even two people). Ask yourself, is it really worth adding that much debt for a week or two of fun? Will the fun seem like it was worthwhile when you're spending months paying it off?

It's for 3 people, I'm paying for them (family members)

Are they hookers? If not I would pass.