Omg, what kind of laws do you have there?

In here, by law the warranty is 2 years minimum, and whoever sold you the goods is responsible for giving you the warranty.
The reality is, we are given the choice when we purchase a card at a store like Fry's, Best Buy and most other large stores. You can buy the card with a 30 day warranty, or you can spend $50+ on an extended warranty, which sounds similar to what you get. The cost varies depending on the type and cost of the item.
Where you live, it apparently is not a choice. You are forced to get the extended warranty, which is likely automatically attached to the sales price.
I've been buying parts for years now, and have only 1 time used a warranty on a part outside the 30 day warranty time. From my perspective, it's like 95-99% of all problems are seen within the first 30 days, so I do not spend the money. And the one time I could have used that warranty, I had a very swift and easy process through EVGA. I just had to spend like $15 on shipping.
I would say I prefer the process we have. We have a choice on that extended warranty. You don't.