Uninsured driver

Page 2 - Seeking answers? Join the AnandTech community: where nearly half-a-million members share solutions and discuss the latest tech.

Injury

Lifer
Jul 19, 2004
13,066
2
81
Originally posted by: Genx87
Go down to the police dept and file a complaint for somebody driving without insurance. btw really dumb of you not to get a police report. I thought most states required one if the damages were more than 500 bucks?


No doubt.

Someone asking to settle things out of insurance should ALWAYS be a HUGE RED FLAG that says "File a police report and copy down every number and letter on this jackasses' liscense.
 

Trikat

Diamond Member
May 22, 2003
3,384
0
86
Originally posted by: Patt
Originally posted by: MmmSkyscraper
Uninsured drivers should be driven over with tanks.

Too quick ... should be dragged behind tanks :|

I lost a car to an uninsured driver with a suspended licence. Oh yeah, and he was drunk. No one could put him in the vehicle though since it was parked when the ba$tard hit it.

Atleast give them a chance to pay up from their own pocket. :)
If they fail to do that then you can drag them with a tank!
 

Goosemaster

Lifer
Apr 10, 2001
48,775
3
81
having a cark in phili sucks...

I remember when I was heading to class...was on 32nd heading towards market (in front of the soccer field) and I saw a CITY VEHICLE (I SH!T YOU NOT) hit a parked car...


they slowed down..and kept on going....


fvking town:p
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
Originally posted by: Deeko
Originally posted by: Raduque
Insurance is such a scam. I firmly believe insurance should be non-mandatory, and should ONLY cover the policyholder's car.

Even if insurance were optional, she committed both a crime and a tort. Were it not for insurance to protect her I could sue her. Oh, kinda like I can (and will) do now.

As for the police report - yea, I already said I should have, but progressive told me not to. I assumed that progressive knew what they were talking about. At any rate, I will sue her whether progressive gives me a lawyer or not, I will win, and I will either get compensated or put her ass out on the street.

Rad...so who covers the person that gets plowed down by a driver, or if they run through your house?

You obviously need to think things out more.
 

EyeMWing

Banned
Jun 13, 2003
15,670
1
0
Originally posted by: lokiju
IMO comprehensive coverage is a must.

To many uninsured drivers out there.

My Mom would have had to pay to have their car basically rebuilt if it wasn't for her comprehensive coverage.

But I guess if you can't swing the monthly for it then the only other option is taking the risk.

Good luck with getting it covered though.

Comprehensive is a must unless your car is in full beater-mode. For instance, by the time I get the Focus paid off, it'll be old enough to drop to liability only (because it'll be worthless)
 

Rudee

Lifer
Apr 23, 2000
11,218
2
76
Even if you're victorious in a lawsuit, the driver may still take their sweet time paying you back if at all.
 

LEDominator

Senior member
May 31, 2006
388
0
76
Originally posted by: Raduque
Insurance is such a scam. I firmly believe insurance should be non-mandatory, and should ONLY cover the policyholder's car.

Yeah, its too bad that to be covered and not get insurance you have to deposit a ridiculous sum of money with the state. If they made it lower I bet a lot of people would do it, but then again, thats probably whhy it is high :)