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unemployment benefits
- Thread starter pontifex
- Start date
I've always been too proud to collect unemployment. Mind you, I certainly took advantage of the Pell Grant and other government handouts, but for some reason I just couldn't bring myself to collect unemployment.
I guess there have to be people like me to make up for all the illegitimate claims.
Good luck OP, just remember to put it all back when you're done with it.😉
I guess there have to be people like me to make up for all the illegitimate claims.
Good luck OP, just remember to put it all back when you're done with it.😉
The employer pays a "tax" to the state based on their track record and your income level.
You fill out forms (can be done online) and wait for approval.
After that, you can setup direct deposit of the payments.
PA unemployment should be no different than other states in the general process.
The payment & benefit levels may be different though.
You fill out forms (can be done online) and wait for approval.
After that, you can setup direct deposit of the payments.
PA unemployment should be no different than other states in the general process.
The payment & benefit levels may be different though.
Soundmanred
Lifer
That's why I had no problem collecting when I was laid off a year ago.
I'm not into collecting welfare or those types of things.
I saw it as them paying me another 6 months to make up for the low pay and crappy work conditions when I did work there. 🙂
In OK, you have to go to the office and fill out some forms, but after that it's all online (weekly reports/claims, etc).
2Xtreme21
Diamond Member
Beginning 1/1, I'm going to have to start applying for UC as well. I tried doing it via the web, but it wouldn't let me get past the part where I had to enter my end date of my current employment (no future dates allowed).
Let me know how it goes for you, if you don't mind. I'm in PA as well.
BoomerD
No Lifer
You're partly right...the employer pays the bulk of the unemployment tax, but in some states, the employee is also charged an unemployment tax. (much smaller rate than the employer)
Every state has its own rates I think, and companies may have lower rates than the norm, based on their historical unemployment rates and such.
From the Alabama DIR website:
"Employers newly liable under the Alabama UC law pay tax at the rate of 2.70% on the first $8,000 of wages for each employee. Subsequent rates are determined by Experience Rating.
An employer which has operated a sufficient period of time to qualify for experience rating earns a tax rate based upon the employer's own experience (benefit charges and taxable payroll), modified by statewide experience (schedule and shared cost). Inclusive of the 0.06% Employment Security Enhancement Assessment (ESA), an Employer's rate can vary from 0.20% to 6.80% depending on the one of four rate schedules in effect, plus any applicable shared cost. Refer to the tax rate calculation information below for tax terms defined such as tax rate schedule, shared cost and ESA."
From the Cornell Law Institute:
"TITLE 26 > Subtitle C > CHAPTER 23 > § 3301Prev | Next § 3301. Rate of tax
How Current is This? There is hereby imposed on every employer (as defined in section 3306 (a)) for each calendar year an excise tax, with respect to having individuals in his employ, equal to?
(1) 6.2 percent in the case of calendar years 1988 through 2007; or
(2) 6.0 percent in the case of calendar year 2008 and each calendar year thereafter;
of the total wages (as defined in section 3306 (b)) paid by him during the calendar year with respect to employment (as defined in section 3306 (c)).
2Xtreme21
Diamond Member
Yeah, and on top of that, it takes a few weeks for your application to clear and then 4+ more 'til you receive your first check. Luckily, I have some money saved up and I'm going to be doing some under-the-table web design jobs, but people easily go two months with no income.
You also have to sign up for that CareerLinks PA site-- did you see that?
pontifex
Lifer
no, i don't recall seeing that mentioned, although i haven't gone through the app process at all yet so maybe that's why.
this site?
That might be for helping us find a job?
Rudeguy answered a few of my questions in PM. He said that they will help you find a job. I was wondering if they help you find ANY job or if they try to find you jobs in your specific field? Are they going to get me a job at McDonald's or will they try to get me sometihng in tech support since that is what I was doing when I found that I am being laid off.
Another question, not really related to unemployment though, is on the actual term of what is happening to me. I've been saying laid off but someone else mentioned it could be RIF (reduction in work force). The letter I received says "your position with <company> will be eliminated effective January 2, 2009. I was told by HR that the reason it is being elminated is because of budget cutbacks. is that being laid off or RIF?
BoomerD
No Lifer
You can apply on the first day of the week that you don't work, but you have a waiting week that you don't get paid for. If you wait to file, you still have that waiting week...
If your last day is 12/30, you should file on 1/3 to get that waiting week over...in fact, depending on your wages for the week of 12/30, you MAY be eligible for part of that week too...
BTW, laid off is the same thing as RIF or ROF...it differentiates between being fired for cause and just let go because of reasons not your fault.
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