Uh-Oh.....I need advice on *gulp* engagement rings...

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DarkManXY2G

Senior member
Dec 4, 2000
582
0
0
My advice to you is to find a family owned smaller jewelry shop. They tend to give you great deals because if they take care of you now, they hope you will come back and recommend them. I had this experience at least when I bought the engagement ring for my fiance. In fact I just bought the diamond and he threw in the platinum setting for next to nothing. I will be going back to get our wedding bands and have bought other things from them since. Ask to see what they have in your budget first and see if you want to spend more after you see what you can get. Before even going though, you should learn about the 4 C's. Here is a website that may help you. Good luck and feel free to PM if you need anymore help.
 

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
All I can say is I'm happy to read that you're spending $500 and not $10k like some baffoons spend on rings when they seriously can't afford them at all. Goodluck!
 

mpitts

Lifer
Jun 9, 2000
14,732
1
81
Run. Now.

:D

Seriously, good luck. My wife and I will have been married for three years on the 20th.
 

bozack

Diamond Member
Jan 14, 2000
7,913
12
81
I would agree with the concensus in just getting her a nice decorated gold band or something and skip the gemstone if your budget is limited to $500...take her out to look at a few and see what she is drawn to, you might be surprised either way.....

with re. the "guidelines" I always tell those who are actually using the two month equation two things...1 go on your post tax salary and 2. go by the appraised value of the ring as generally it is highly inflated compared to what you actually pay.

with re. diamonds and their pricing, sure they are artifically inflated but people always have the option of not buying them..demand and market control keep the price up which is generally the case for any popular consumer product.

good luck
 

todpod

Golden Member
Nov 10, 2001
1,275
0
76
I spent about $500 on a ring for my wife and I made about the same as you do now. Its silly to mortgage your future for a ring. If you in this for the long term, which I assume is the case then the good things will come.

Its alot easier to spent 2 months salary when you make lots of $$$, but with what your making your funds could be put to better use, house, wedding etc, esp house. If your carefull now it will pay dividends in the the future.

Good luck to you
 

fonzinator

Senior member
Nov 5, 2002
953
0
0
Yo Woodchuck! As a guy who recently became engaged, I can offer you my thoughts. First, diamonds are expensive. If you want to buy a ring that your fiance can brag about, I'm sorry but $500 will not do it. Just go to http://www.pricescope.com and see what kind of a stone $500 will get you (that doesn't even include the band or the mounting, ect.) If you want to learn about diamonds, read up at pricescope. I read every article there, and then some. I then felt very prepared to make a diamond purchase.

If I was on your $500 budget, I would strongly consider a colored gem stone (ie. emerald, ruby, sapphire, perhaps semi-precious). You will be able to afford a much larger stone than a diamond, and still have a fantastic engagement ring.

If you fiance is glued to the diamond idea, here's a route you could take: Instead of one large center stone (appealing to the traditional engagement ring), perhaps consider a band with many, smaller inset diamonds. This would bring your cost down significantly and still look great. OR...consider a ring mixed with colored gemstones and diamonds.

DEFINITELY shop online. You will pay the most by going to a local jeweler. Most online jewelers have amazing return policies that allow you to return an item for any reason. I would not hesitate to buy online at your price range.

Best wishes!
 

Jzero

Lifer
Oct 10, 1999
18,834
1
0
If you fiance is glued to the diamond idea, here's a route you could take: Instead of one large center stone (appealing to the traditional engagement ring), perhaps consider a band with many, smaller inset diamonds. This would bring your cost down significantly and still look great. OR...consider a ring mixed with colored gemstones and diamonds.
Rubies and sapphires are more expensive than diamonds. I think emeralds are, too. You could go with semi-precious, or just fake colored stones.

DEFINITELY shop online. You will pay the most by going to a local jeweler. Most online jewelers have amazing return policies that allow you to return an item for any reason. I would not hesitate to buy online at your price range.

Perhaps in that price range, but I have found that in my shopping that having an "in" with a local jeweler is much more valuable than ordering online. You've GOT to have a connection, though. Drop a name. The place I'm shopping at, my mom is a childhood friend of the proprieter's cousin. He got me great prices. In fact, the prices of his diamonds were $500-$1000 less than similar-spec diamonds on Blue Nile. And with GIA certs, too.
 

AbsolutDealage

Platinum Member
Dec 20, 2002
2,675
0
0
Originally posted by: NogginBoink
Start reading at http://www.goodoldgold.com to educate yourself about diamonds.

You won't want to buy there on your budget, but you'll want the info from there when you go shopping.

I'll second that... goodoldgold has the best diamond info on the web.

I just bought a ring less than a month ago, ended up spending $6k... but because of that site (and a few tools I picked up), I ended up getting a great deal.

Your budget is pretty low, but because you are getting a gold setting, you could probably sacrifice the color. You could probably go with an SI stone, J-ish color, decent cut. I would listen to the goodoldgold site when it comes to cut, it is very important to get a well cut stone.

If you drop the $500 just on the stone, you could probably end up with something in the ballpark of 1/3 carat, which is a decent number. Good luck!
 

Lucky

Lifer
Nov 26, 2000
13,126
3
0
Rubies and sapphires are more expensive than diamonds. I think emeralds are, too.

Not if you get man-made, which is 95% of the stuff in stores.


Unless you go used, $500 won't get you much of a diamond. A very dirty quarter carat or a clean tenth.
 

richardycc

Diamond Member
Apr 29, 2001
5,719
1
81
dude, I dont mean to sound like an as$, just being a realist. How can one start a family with only 9$/hr income? unless she is making a lot more money than you do.
 

bozack

Diamond Member
Jan 14, 2000
7,913
12
81
Originally posted by: richardycc
dude, I dont mean to sound like an as$, just being a realist. How can one start a family with only 9$/hr income? unless she is making a lot more money than you do.

This is going somewhat off topic but....just because he is proposing now does not mean that he has immediate plans to marry...I know plenty of people who are engaged for years before they set the actual date...
 

ElFenix

Elite Member
Super Moderator
Mar 20, 2000
102,407
8,595
126
Originally posted by: bozack
Originally posted by: richardycc
dude, I dont mean to sound like an as$, just being a realist. How can one start a family with only 9$/hr income? unless she is making a lot more money than you do.

This is going somewhat off topic but....just because he is proposing now does not mean that he has immediate plans to marry...I know plenty of people who are engaged for years before they set the actual date...

nor does it mean starting a family
 

Zebo

Elite Member
Jul 29, 2001
39,398
19
81
Originally posted by: richardycc
dude, I dont mean to sound like an as$, just being a realist. How can one start a family with only 9$/hr income? unless she is making a lot more money than you do.

Well you certainly did a swell job of it;)

1. where does he say he plans to start a family?
2. He lives in Va probably rural where $9 an hour aint bad, not like starting out not in California or someplace.
3. Young.
4. Maybe his girl also makes $9 that's 18 thats above median family income for USA.
5. I was unemployed college student an so was wife to be when married. times changed. income changed.
6. Pretty sad dissing the dude for his income level already, more so when he's already worried about this expense.
 

littleprince

Golden Member
Jan 4, 2001
1,339
1
81
I've personaly never thought much of the whole engagement process, other than a chance for the girl to show off.
For me and my girl, we just know.... if thats the case for your, and your not planning on getting married for a couple years etc, than saving an additional year, or 1/2 year could net you something a lot better.
Just another perspective I guess, since i know nothing about rings...
 

Norrlands

Member
Oct 6, 2003
197
1
71
There is nothing wrong with buying a synthetic/simulated diamond. There are some high quality CZ's out there. When I was looking, I ran across a few helpful websites (diamondtalk.com) with forums that you can read to educate yourself. I personally settled on a ring from betterthandiamond.com because they had the size and look for the price range I was interested in (pricier than a lot of sites, but the quality is said to be better than most - haven't rec'd ring yet, since I just ordered last week). Good luck in your hunt.
 

sillymofo

Banned
Aug 11, 2003
5,817
2
0
Originally posted by: WoodchuckCharlie
Well, well, well, I hate to even ask this, but I need some advice from some of the more knowledgable men out there on ATOT. Me and my girlfriend have been together for the better part of 2 1/2 years now (a couple of hiccups along the way), but I'm more in love with her now than I ever have been :D. I've been giving it some thought over the past couple of months (plus she has been laying down some hints), and I know that this is what I want to do. I want to propose to her on Christmas. Now, I know some of you guys are gonna try and talk me out of it :))), but my mind is pretty much set. But if there's one thing I don't know, it's engagement rings. That, and the fact that I want to make sure I get something very nice. I want to get something she can show off, cause I know that's what women like to do with their engagement rings. The only things I know: she likes gold better than silver, and my budget will probably top out at around $500. I only make $9 an hour, so I hope some of you out there don't think I'm cheap. Like I said, I don't know anything about this, including how much is too much, what kind of money I'll be looking at, etc. Can any of you guys give me some suggestions on what to look for? What most ladies like? And especially of all, any of you female ATOTers out there have any suggestions? And oh yes, you know I'll be back in a month of two asking for suggestions on how to pop the question ;). EDIT: Forgot to add, if you want pics, check out the second link down in my sig. They're on that site somewhere :).

Where do you live?

As an "ice" expert (trained by gf), I do know a thing or two about ice, and with $500, you won't be able to get much. I know of places that you can get great deals on diamonds, and of good quality (V.V.S.1) for much cheaper than anywhere else. But you have to be in Southern Cali.
 

NakaNaka

Diamond Member
Aug 29, 2000
6,304
1
0
Please don't buy from DeBeers. If you want to know why, there are threads on ATOT about it. Bad company.
 
Oct 19, 2000
17,860
4
81
Originally posted by: Zebo
Originally posted by: richardycc
dude, I dont mean to sound like an as$, just being a realist. How can one start a family with only 9$/hr income? unless she is making a lot more money than you do.

Well you certainly did a swell job of it;)

1. where does he say he plans to start a family?
2. He lives in Va probably rural where $9 an hour aint bad, not like starting out not in California or someplace.
3. Young.
4. Maybe his girl also makes $9 that's 18 thats above median family income for USA.
5. I was unemployed college student an so was wife to be when married. times changed. income changed.
6. Pretty sad dissing the dude for his income level already, more so when he's already worried about this expense.
Good response Zebo :). I don't plan on starting a family for atleast a couple more years, I live in rural Kentucky (not far from Virginia ;)), and $9/hr ISN'T bad around here, I am young at 22, my girl actually does make right above $9/hr, we live in an apartment right now, paying all our own bills (rent, electric, water, cable, phone, and a car payment apiece), I hope to start at a local tech school to get some tech certifications to help get a better job early next year, etc etc etc.
 
Oct 19, 2000
17,860
4
81
I do appreciate everyone's advice, but being at work right now I don't have an immense amount of time to check out some of the sites you guys have recommended. I will reply back again later tonight and probalby ask some more questions :D.

Thanks a bunch guys!
 

dxkj

Lifer
Feb 17, 2001
11,772
2
81
You should get her some kinda ring off of ebay, maybe antique, or something special.


Either that or get her a gold ring with a different stone besides a diamond, because any decent diamond rings set in gold will be way out of your price range.


The setting for my wife's ring cost 650, and it wasnt that "super", just about mediocre....
 

huesmann

Diamond Member
Dec 7, 1999
8,618
0
76
No ring advice, but you might wanna make sure she wants to get married to you before you go out and buy a ring.