Ugh... anyone else getting reamed for Car Insurance?

[ZeroBurn]

just got off the phone with Geico... ugh, $310/mo. for full coverage. 19y/o, clean history (one accident where they took full responsibility, rear ended me at a dead stop), $500 deductable.

not much i can do i suppose, living in a college town i'm pretty sure collision-only isn't going to cover it, my buddy's already had his car egged and another keyed. :|

 

[Ryan]

I pay $350 every 3 months for liability only, no accidents, and good student discount. The total comes to $632 for full coverage and a $100 deductable every three months. I'm 17 y/o btw

 

[DeafeningSilence]

1. Drive an older car.

2. Get good grades.

I'm afraid that's about all you can do.

 

[Ns1]

wat kinda car do you drive?

i'm technically at 3400, no good driver discount (yet)

but i got 10% off multi car 10% off employee so net is 2800/12 months

 

[RossMAN]

$75 per month

FULL COVERAGE including comprehensive and liability

Limits are higher than the Oregon state requirements, towing and roadside assistane are included.

2002 Honda Accord SE automatic with Clifford Matrix 2 car alarm

Oh yeah it might help that I have a clean driving record, good credit, have had continuous insurance coverage for at least 6 months, 27, male and I'm married.

I'm with American Family Insurance.

 

[weezergirl]

I'm 22, female, driving a 2002 honda civic ex coupe...anyways, i'm still working out my car insurance but currently it's at 1200 or something every 6 months!!!!

oh yeah i've never been in an accident either!

 

[NutBucket]

20 with a clean record driving a 91 Accord sedan. For my full coverage its about $1200 every 6 month with 20th Century.

 

[Argo]

Geico sucks. They lured me in with lower prices (compared to my old company) and then steadily raised my premiums every 6 months. I started paying $150 a month for my Camry. Now I'm up to $250. As soon as a get some free time at work, I'm gonna start looking for alternatives.

 

[BigJohnKC]

Mine hovers around 160-175 a month. 22, male, single, drive a 2002 Nissan Altima SE. Full coverage costs a lot when you're a single male under age 25....

 

[StageLeft]

Originally posted by: BigJohnKC
Mine hovers around 160-175 a month. 22, male, single, drive a 2002 Nissan Altima SE. Full coverage costs a lot when you're a single male under age 25....

Not bad for the car.

Area is a lot.

Personally I'm married 24 with a 93 sentra.I have only liability with no comprehensive. My coverage is the most you can buy with very low deductibles (I like that). It's $75/month. Driving for 8 years no accidents or anything like speeding tickets.

I imagine that on a new altima S with full coverage I'd be docked around $125/month. This is with progressive. Geico sucks donkey balls (but then so do I ).

 

[rgwalt]

$420 every six months. Full coverage. 50K/100K bodily injury, 25K property damage, 5K med payments, comprehensive $250 deductable, collision $500 deductable. I could raise my deductables, but I found that it wouldn't really save me that much money. The accident limits are pretty low, but I don't really care. I'm 23, the car is in my name only, so if something happens, let them sue me. I don't HAVE anything to take. Blood from a turnip.

My suggestion to those of you who are young and don't have a house or other large investments... Look in to lower insurance limits. If your vehicle is in your name only, a no one can go after your parents in the event of an accident. They could go after you, but if you don't have anything to take... Your insurance company would Also, shop around for other companies. I'm insured through progressive.com. By far the cheapest insurance I could find.

Remember, car insurance is there to protect you, not someone else.

Ryan

 

[ZeroBurn]

heh, i guess being 20 (bday's in a few days) with a 1998 Honda Prelude has something to do with it. apparently that makes me a risk driver. what's this street racing i keep hearing about?!

DeafeningSilence- is there a good student discount? i didn't bother mentioning it, maybe i should ask, they never brought it up while bringing up the estimate. i'll check it out, i've been on the dean's list consistently for the last 2 semesters.

Argo- i was going to check out some other companies, but i doubt it'll drop much more.

Rossman- yea yea, well at least all my debts are only student aid related

weezergirl- bleh, girls always get notoriously cheaper rates. well, at this age at least.

 

[Kelvrick]

18, 19 at the end of august. 730 a year for liability only with AAA. Spotless record.

 

[cavingjan]

$750 a year for a 2000 Subaru Outback Sport with full coverage and $250 deductable. That also includes my house insurance.

 

[ZeroBurn]

i checked with progressive, they don't have a good student thing (at least in california), but the rates are $242/mo., so that sounds pretty good

 

[Lola]

Originally posted by: cavingjan
$750 a year for a 2000 Subaru Outback Sport with full coverage and $250 deductable. That also includes my house insurance.

Holy sh!t
What company are you with???

That is crazy cheap!

 

[Parabol]

Anyone who lives in NJ can answer yes to your question. Insurance rates are the suck.

 

[tgillitzr]

well glad to see i'm not the only one getting bent over...

i'm paying about 1250 every 6/mo on a 2000 Blazer

btw, i'm 20, male, single. I hate car insurance

 

[PsychoAndy]

$600 something every 6 months on an 88 integra. oddly enough, i dont have collision.

 

[XMan]

Originally posted by: Argo
Geico sucks. They lured me in with lower prices (compared to my old company) and then steadily raised my premiums every 6 months. I started paying $150 a month for my Camry. Now I'm up to $250. As soon as a get some free time at work, I'm gonna start looking for alternatives.

You must have done something wrong, because my premiums have steadily declined every 6 months with Geico. I'm looking forward to my 25th birthday.

 

[Evadman]

22 year old here driving a '99 dodge ram with a V-10. Per insurance, it is rated a tow / work vehic so insurance is lower than normal. $212 a month for one step above mimum in state of illinois.

The vehic I had before that was a Suzuki Sidekick ( full size, 4 door ) 4x4 stick. '95. I was paying $315 per month on that. Sad for a $5k vehicle. It is now registered in my name, but my father is the registered driver ( has no clutch currently, for over a year ) now payments are $46 a month.

American family insurance, no tickets, no "at fault or payouts" on my record. Levels are one step above legal minimum.

 

[Utterman]

16 year old w/ clean record and good stud. discount is ~600 a year for a '90 Toyota Camry.

Edit: also a $100 deduct.

 

[Evadman]

Originally posted by: Utterman
16 year old w/ clean record and good stud. discount is ~600 a year for a '90 Toyota Camry.

Edit: also a $100 deduct.

:Q:Q

 

[cavingjan]

I'm also 29 and I've been with the same comapny since I got my drivers license when I was 16. It was called CNA but I'm not sure what name they use now.

 

[BurnItDwn]

Paying about 1300 every 6 months for insurance on a 1999 Chrysler 300M

I'm 22, and have 1 speeding ticket on my record from out of state.