I declare myself totally exempt of responsibility for adverse consequences due to this post.
I've been poking around and investigating the limitations of mobo fan-headers. So far, the best advice I've obtained is as follows:
1) The mobo fan-headers are all connected to a single voltage regulator on the motherboard.
2) Manufacturers have become wiser in the last two generations of motherboard fan accommodations, providing enough voltage for a range of fans.
For example, my ASUS P4P800 has three fan-headers labeled "CPU_FAN", "PWR_FAN", and "CHA[ssis]_FAN". The mobo manual ambiguously states that the headers are designed to accommodate fans with amperage draw between 340 and 740 milli-amps, or a cumulative draw of 2.22 Amps. It was never clear that there was an individual fan-header limitation (e.g., 0.74 Amp) in the event you chose to use only a single header to power a fan exceeding the individual fan guideline without drawing power from the remaining headers, but (1) seems to clear up the confusion.
That being said, I currently have a single 0.80 Amp fan connected to "CPU_FAN", and a 0.48 Amp fan connected to "PWR_FAN", choosing to use the third header strictly for monitoring a string of fans connected to a front-panel rheobus. You should only connect the monitoring wire from any single fan to such a fan-header, nevertheless.
You might be able to string more than one fan connected in parallel to a mobo fan-header, but I don't recommend it. I would recommend it "more" if they are dual or identical fans, connected in parallel, with a combined amperage draw that does not exceed the motherboard spec. I recommend it "less" if they are fans drawing different amounts of current, even within the mobo spec. I am reasonably certain that you should only connect the monitoring wire from one of those fans, but I submit myself readily to further guidance and "correction" by others.