There is no "inherent risk". The risk is with the user. If you belive that there is some "inherent risk" with owning a gun, I surmise that you're the type of person that has no business in owning one. At least not without extensive education first.
I have multiple rifles and shotguns in my basement gun case. My house gun is in a quick access lock (loaded, of course) next to my bed. My carry weapon sits beside me on the desk as I type. What's it gonna do, jump up and shoot me? I also have a 2500-lb. vehicle in my driveway, several cans of gasoline and some matches in my garage, 220V electricity in my kitchen and basement, many cans and bottles of highly toxic chemicals under my sink, and inumerable power tools and edged instruments in various locations about the house.
I've attended the Grand American trap shooting competition (as a speactator) in Vandalia, Ohio, several times with my father. This competition has gone on every year since its inception in 1900. Thousands of participants can be seen walking about the grounds with their guns and ammunition. There has NEVER been a firearm accident at this event in 101 years. How's that for "inherent danger"? Incidentally, there has never been a mugging at the Grand American, either.