Yeah, I just can't get my head around how particles with volume suddenly can all occupy the same point in space and in effect, lose their volume. Is it just that the elementary particles are converted to pure energy in the black hole and we're talking about the accretion of a black hole's mass as an energy-equivalent?
It is hard to understand this effect because of our understanding of the Pauli Exclusion Principle. But inside a singularity, nobody really knows WHAT principles or laws of physics apply. In the end, we really don't know whats beyond the Schwarzschild Radius of a black hole because we cannot observe information beyond that point. It is all theory, conjecture and mathematics at that point, thus, divide by zero error.