Ugh, where to begin:
I'm a college graduate with a worthless degree and no decent job prospects.  I would consider going back to school to get my master's or law degree, but that would require that I actually motivate myself to study for and take the GRE or LSAT.  Even if I could do that, I would have to move somewhere (again) where I don't know anybody and start all over.  That used to be easy for me, but now I find it almost terrifying.  I also have no idea how I would afford to go back to school.
So I'm living back at home in a town that I loathed for the 14 years that I lived here before going off the college.  There are very few people here that are my age, because everyone else is smart enough to go somewhere else after they graduate.
I have no girlfriend, and no real prospects for one.  It is impossible to find anyone around here that you can even have a decent conversation with, because very few people read books or even the newspaper.  
Edit:  Oh, and the real cause of all of this is that I'm spineless.  I don't have the guts to take any chances, and for some reason I can't change that about myself.
There are plenty of other things, but why even bother.  
