The joys of being retired

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Dec 10, 2005
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i want to retire today instead of working for 12 hours... i could afford to do it

but what's the point of life without making as much money as possible

just gotta try to get rid of the constant headache the deadline pressure is giving me

i handled this 80 hour week stuff a lot better when i was in my 20s
Time to find a new job?
 

nOOky

Diamond Member
Aug 17, 2004
3,272
2,355
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I'm always jealous or the retired. Not to sound like an arse but I have a brother that was given 3 months to live. I am taking care of his affairs, and he is leaving me a sizeable retirement. I found out I can keep his 401k and take distributions for 10 years, which would get me to the age of 66 with plenty of money. I feel like a butthead because he kept scrimping and saving after his retirement because he was afraid of running out of money, but he is encouraging me to get out and enjoy life with it. I always wanted to take him on a trip, driving along route 66 in a rented muscle car, but alas now he can't do it. The wife and I do well for ourselves, but we would like to retire earlier rather than later. Too many people we know never got to enjoy the fruits of all of their years of labor.

The thing I look forward to most in retirement is being able to stay up late and then sleep in late lol. Right now I'm in bad at 9:00 and up at 5:00. I might still get up early in retirement, but at least it won't be the alarm telling me to.
 
Dec 10, 2005
28,885
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yeah just about

but if i could stick with it for 10 or 15 more years i would have a really cushy retirement

provided i don't have a heart attack before that
What's the point of holding out for 10-15 years if life is going to suck for that time? You need to balance the needs of the future with living in the present.

You could also end up having some age-related disability in 10-15 years too, since we're all just "temporarily abled", so you need time to do things now.
 
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jmagg

Platinum Member
Nov 21, 2001
2,229
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After 5 yrs retired, I still wake up at 4 am to be to work by 530, old sleeping habits are hard to break apparently.
 

RalphTheCow

Senior member
Sep 14, 2000
992
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I am having trouble deciding. I am 68 and could financially, but some days I love my job and some days I wonder why I am still there. I LOVE doing nothing, but even so, I might be like the dog that finally catches the car! And who can't use more money? I am hanging out until something happens. I guess one answer is use this time to run some tests on being retired.
 

brianmanahan

Lifer
Sep 2, 2006
24,634
6,015
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Fuck that…life is WAY too short to work a job you hate.

been doing it for 15 years, had about 2 good years and 13 crappy years

but the last year has been one of the worst and it really ramped up in the past couple weeks
 

AdamK47

Lifer
Oct 9, 1999
15,807
3,612
136
i can't wait to retire. just found out i'll be working all weekend and probably 80 hours weeks after that for a while.
Do you keep doing it because the position you're in doesn't offer an upward or even lateral move if you were to leave the company?

I'd take a pay cut to get out of the company if that were the case.
 

Red Squirrel

No Lifer
May 24, 2003
70,662
13,834
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www.anyf.ca
According to my work profile I can retire by 2050 but by then COL will be so high due to inflation I doubt that money will go very far so I'll probably still need a job. I don't want to work the rest of my life though, so I will keep working towards my off grid property so I can eventually retire there and retire early. COL will be super low there due to having way less bills, and taxes are fixed at $100/year so I will be able to retire way earlier.

I will still want some form of way of making money so I can fuel hobbies though but it won't need to be a full time job. No sense in having all that land and no toys to play with.
 

snoopy7548

Diamond Member
Jan 1, 2005
8,267
5,336
146
I wanna retire so I can go back to being 15 years old and just play videogames all day/night.
 

Exterous

Super Moderator
Jun 20, 2006
20,576
3,763
126
Hopefully only 6 years to go till retirement. If the US decided to fix healthcare that would make everything a lot easier. The options for coverage if you want to retire early are....not the best
 
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sdifox

No Lifer
Sep 30, 2005
100,502
17,955
126
Also your dog was doing something bad and got caught in the photo.
 

highland145

Lifer
Oct 12, 2009
43,973
6,338
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Hopefully only 6 years to go till retirement. If the US decided to fix healthcare that would make everything a lot easier. The options for coverage if you want to retire early are....not the best
Be self employed.

Bulk lube purchases are the best option.
 

brianmanahan

Lifer
Sep 2, 2006
24,634
6,015
136
Hopefully only 6 years to go till retirement. If the US decided to fix healthcare that would make everything a lot easier. The options for coverage if you want to retire early are....not the best

my original goal was 5 years from now, but if i hold on for 15 years then i'm eligible to keep company healthcare during early retirement until medicare starts

that's hard to pass up even though i hate my job
 

highland145

Lifer
Oct 12, 2009
43,973
6,338
136
Ouch, 10 extra years of suck. Upside is you can tell em to piss off anytime after the 5, right?
 

nOOky

Diamond Member
Aug 17, 2004
3,272
2,355
136
Hopefully only 6 years to go till retirement. If the US decided to fix healthcare that would make everything a lot easier. The options for coverage if you want to retire early are....not the best
Haha good luck with that. The main reason I'll keep working is for health insurance. My wife is self-employed so she needs me to provide insurance. I'd like to retire at 62 myself, but 3 years of health insurance payments without income coming in would suck.
 

AdamK47

Lifer
Oct 9, 1999
15,807
3,612
136
my original goal was 5 years from now, but if i hold on for 15 years then i'm eligible to keep company healthcare during early retirement until medicare starts

that's hard to pass up even though i hate my job
I've worked with those people. The ones that you can tell are there just to get the health insurance. Should have retired years ago. They once had passion. It's obvious to anyone interacting with them that it's all gone.