I see you mean. I think in most cases it would be better to buy a pre-built from Dell. But for what I'm thinking, I don't think it's that clear. First, it would be a home office, therefore work+play in effect 🙂. Secondly, I'd want to certain components, install an SSD right away, which would void some warranty I'm sure. Third, it's out of pocket, cost will be an issue. If it's going to cost an extra $700 for a Dell Precision for the 3 year support, I might as well buy a lesser laptop with that money as a backup in case something does go wrong. And lastly, I don't think the possibility of frying a component after the first couple months is that likely to begin with.
All that to say, I'm not really asking for pre-build vs self-build debate because I'm not looking to buy anytime soon, I'm mostly interested in the hardware requirements so I can somewhat plan ahead as well as satisfy my own curiosity.