Study says companies expect health reform to raise costs

[nick1985]

There you go speaking for 200mil people again 🙄 based on what? Some rassmussen pole with a sample size of a few hundred of Rush Limburgers friends and family 🙂

Sample size of 1,000.

I bet you where equally as sure your so called majority would defeat the communist Obama in November 2008

No I wasnt. It was obvious Obama was going to win

 

[Turin39789]

About the Survey
This study captures the opinions of leading employers
on key elements of the PPACA and their expected
impact on organizations. The survey was conducted
online between May 3 and May 10, and drew responses
from 661 HR and business professionals working in
midsize to large companies based in the United States
across a broad cross section of industries.

No they didn't.

Ok so they emailed the HR/Business professionals(probably the benefit/plan administrator for the companies which is sometimes an HR employee and sometimes not) and asked their opinions.

 

[Anarchist420]

If this bill isn't repealed in 2013, then the citizenry is going to be fucked. It's that simple. My dad is a doctor and he said that he expects premiums to be more than double two years from now.

The fact that there were ways to actually lower the costs, yet they chose this, is disgusting. Ron Paul has proposed them for years, but the RINOs in Congress and the White House in years past didn't listen, despite the fact the advice was coming from a doctor.

 

[Turin39789]

If this bill isn't repealed in 2013, then the citizenry is going to be fucked. It's that simple. My dad is a doctor and he said that he expects premiums to be more than double two years from now.

The fact that there were ways to actually lower the costs, yet they chose this, is disgusting. Ron Paul has proposed them for years, but the RINOs in Congress and the White House in years past didn't listen, despite the fact the advice was coming from a doctor.

Your Dad!

 

[spidey07]

Ok so they emailed the HR/Business professionals(probably the benefit/plan administrator for the companies which is sometimes an HR employee and sometimes not) and asked their opinions.

You're a fool if you don't think business/employers and HR haven't spoken with their insurance companies and other industry professional on what the impact of this will be to their costs.

94% of those surveyed think their costs will rise because of the reform law.

Are you saying that:
1) 94% of those business professional don't know what they're talking about?
2) Or that 94% of those surveyed are wingnut?
3) Or that 94% are knowledgeable professionals that are paid good money to research and make decisions that cost money and as such are very well informed.

It can only be one of them. I'll go with the latter.

 

[Turin39789]

You're a fool if you don't think business/employers and HR haven't spoken with their insurance companies and other industry professional on what the impact of this will be to their costs.

94% of those surveyed think their costs will rise because of the reform law.

Are you saying that:
1) 94% of those business professional don't know what they're talking about?
2) Or that 94% of those surveyed are wingnut?
3) Or that 94% are knowledgeable professionals that are paid good money to research and make decisions that cost money and as such are very well informed.

It can only be one of them. I'll go with the latter.

I'm saying they are paid good money to research and make decisions that cost money and as such are very well informed, and are wingnuts.

It is a stupid question.

Let me repost the substantive post I made, instead of the joking one you quoted.

Costs have been rising for decades. As a result benefits have been decreasing. The legistlation added more benefits(pre-existing conditions, lifetime max,etc) which will add in more costs. But it also increased the pool of insured to help defray(but not completely elimanate) costs. We got more benefits, got more people insured(both people who couldn't buy/afford insurance and those who elected not to(stupid kids who believe they can't get into accidents) and there will probably be some financial impact.

Just because there are costs associated with it doesn't mean it is a bad idea. If costs were going up 900 million if we did nothing, and now we have expanded coverage and other benefits and now it is going to cost 1 trillion, it isn't such a bad deal.

I expect the price to go up as a part of the reform; I expect it to be balanced out with more service; I expect the dollar amount to change as the "reform" is reformed; I expect that no matter what healthcare costs will continue to rise.

I expect that asking the HR department if they expect costs to go up was really pointless.

 

[spidey07]

I expect that asking the HR department if they expect costs to go up was really pointless.

The point is 94% believe costs will go up as a direct result of this law. It was sold as a save cost. All along it's been shown by anybody with common sense that was impossible. This survey is just one of many stories that have been shown that businesses know what it's going to do to them and they will respond in kind. And that response is not good, unintended consequences and all.

Obama lied, insurance rised. It's very simple.

 

[MrEgo]

What if costs actually do go down? Then what.

 

[Turin39789]

The point is 94% believe costs will go up as a direct result of this law. It was sold as a save cost. All along it's been shown by anybody with common sense that was impossible. This survey is just one of many stories that have been shown that businesses know what it's going to do to them and they will respond in kind. And that response is not good, unintended consequences and all.

Obama lied, insurance rised. It's very simple.

It was sold as a way to cover the uninsured, to stop people from being left outside of the system because they were too sick for the old insurance model to handle them. It was a way to reform an exceedingly obviously broken system that was going to continue to get more expensive while staying broken.

There were also a lot of ways to save costs, and many of them got taken out to appease the people who ultimately refused to particpate in the process anyway. But there are still substantial cost controlling methods built into it and I'm sure more will be reformed back in.

You can damn sure expect premiums to rise in the short term(they were going to anyway) especially as some of the added benefits are tacked on before the mandate goes into effect. And again, the net value of this survey remains at or near 0.

But please keep trying to win over we the people by using sound bites, small glimpes at a tiny portion of the equation and by generally trying to exploit ignorance of the system with buzzwords. Unfortunately it has always been a resoundingly sucessfull method in politicking.

 

[Turin39789]

I'm going back to work now.

 

[spidey07]

I'm going back to work now.

I'm going off for my after lunch poo.

Not like all these insurance costs rising will hurt me any longer. I'm on wifey's super-duper gubment plan now. Of course it costs the taxpayers about 30,000 a year but who cares! It's not my money!

oh...wait. 🙁

 

[her209]

What if costs actually do go down? Then what.

From the report:

On the other hand, if health care reform reduces costs,
most employers would retain the savings (59&#37😉, pass
the savings on to employees by reducing their total
share of health care costs or premiums (49%) or offer
enhanced wellness/health promotion programs (45%).

In other words, you don't get any extra money in your paycheck.

 

[MrEgo]

From the report:

In other words, you don't get any extra money in your paycheck.

Heh, it was more of a rhetorical question. I would just be curious to see what the people with such strong opinions would say after that.

Government hasn't really given me a reason to trust them with my money, so I'm highly skeptical that this will save in the end. We shall see.

 

[dmcowen674]

I thought the Health Care Reform was sold to the American public as a way to lower the overall cost of health care.



If the cost to consumers is being increased by an amount (say $1T); then they should be able to show that the costs of providing Health Care to the consumers has dropped move than the increase ($1T).

Where is that happening?

NO, it was sold to the public that all Americans can get health care not just you elitists.

The best part of it is that you elitists finally get to pay your fair share too.

Double win.

 

[MrEgo]

NO, it was sold to the public that all Americans can get health care not just you elitists.

The best part of it is that you elitists finally get to pay your fair share too.

Double win.

Elitists aren't the only ones with health care. You give liberals a bad rep with posts like that.

God forbid anyone actually succeeds in life.

 

[dmcowen674]

Quote:
Originally Posted by dmcowen674
NO, it was sold to the public that all Americans can get health care not just you elitists.

The best part of it is that you elitists finally get to pay your fair share too.

Double win.

Elitists aren't the only ones with health care. You give liberals a bad rep with posts like that.

God forbid anyone actually succeeds in life.

Get over yourself

Succeeding should not equal elitist

 

[Acanthus]

You're a fool if you don't think business/employers and HR haven't spoken with their insurance companies and other industry professional on what the impact of this will be to their costs.

94% of those surveyed think their costs will rise because of the reform law.

Are you saying that:
1) 94% of those business professional don't know what they're talking about?
2) Or that 94% of those surveyed are wingnut?
3) Or that 94% are knowledgeable professionals that are paid good money to research and make decisions that cost money and as such are very well informed.

It can only be one of them. I'll go with the latter.

Or it could be businesses have to give their employees health care. This will increase costs.

What kind of retard didn't expect companies to incur more cost if they have to actually cover their employees?

 

[dmcowen674]

Quote:
Originally Posted by spidey07
You're a fool if you don't think business/employers and HR haven't spoken with their insurance companies and other industry professional on what the impact of this will be to their costs.

94% of those surveyed think their costs will rise because of the reform law.

Are you saying that:
1) 94% of those business professional don't know what they're talking about?
2) Or that 94% of those surveyed are wingnut?
3) Or that 94% are knowledgeable professionals that are paid good money to research and make decisions that cost money and as such are very well informed.

It can only be one of them. I'll go with the latter.

Or it could be businesses have to give their employees health care. This will increase costs.

What kind of retard didn't expect companies to incur more cost if they have to actually cover their employees?

Obviously resident Republicans

 

[spidey07]

Or it could be businesses have to give their employees health care. This will increase costs.

What kind of retard didn't expect companies to incur more cost if they have to actually cover their employees?

This survey was for medium/large companies with a median number of employess at 5700. They already offered insurance and believe their costs are only going to go up because of this law. Some are even considering dropping insurance as a benefit because of the increased costs due to this law. Many are absolutely considering dropping retiree insurance benefits because of the increased costs of this law.

So your point is way off the mark.

 

[Elias824]

Only the very poor and the very rich will be able to afford health care.

 

[Turin39789]

This survey was for medium/large companies with a median number of employess at 5700. They already offered insurance and believe their costs are only going to go up because of this law. Some are even considering dropping insurance as a benefit because of the increased costs due to this law. Many are absolutely considering dropping retiree insurance benefits because of the increased costs of this law.

So your point is way off the mark.

They are going to have to start offering coverage to their employees dependents for more years, so they can expect an increase in enrollment. Also to any employees who were ineligibile for group coverage due to pre-ex/a lapse prior to their employment there.

 

[child of wonder]

Since our current model of health care leaves many uncovered and the rest of us to foot the bill anyways (rising medical costs from emergency room visits of the uninsured, etc.) and currently almost 1,000,000 people per year filing for bankruptcy citing medical expenses as the primary or contributing cause, how do we fix the system?

 

[spidey07]

They are going to have to start offering coverage to their employees dependents for more years, so they can expect an increase in enrollment. Also to any employees who were ineligibile for group coverage due to pre-ex/a lapse prior to their employment there.

Exactly. And that's why it's going to drive up costs, not down. 94% of employers know this, and common sense knows this. Which is why I and many others called out Hussein on his lies of "this will lower healthcare costs, our healthcare costs are out of control, we must do something NOW to control/cut costs."

And we wind up with this shit that does nothing more than raise costs. Then again Obama has said he can't get the single payer fail system right off the bat, he has to destroy private industry to get there. Yep, he's on record for that one. Everytime he's off prompter you get to see what he really thinks and who he really is.

 

[Turin39789]

Exactly. And that's why it's going to drive up costs, not down. 94% of employers know this, and common sense knows this. Which is why I and many others called out Hussein on his lies of "this will lower healthcare costs, our healthcare costs are out of control, we must do something NOW to control/cut costs."

And we wind up with this shit that does nothing more than raise costs. Then again Obama has said he can't get the single payer fail system right off the bat, he has to destroy private industry to get there. Yep, he's on record for that one. Everytime he's off prompter you get to see what he really thinks and who he really is.

And cost per person can go down because the number of people insured is higher and the risk is more evenly spread.

 

[spidey07]

And cost per person can go down because the number of people insured is higher and the risk is more evenly spread.

Not according to this study or common sense. Premiums are going to increase as a direct result of this law.