Student Loans - I need 40-60k

[SarcasticDwarf]

So I found out after 1 year of college that I need student loans. I am claimed as a dependant by my parents, and will NEVER qualify for need-based financial aid b/c of how much my paremts make. So, where do I go to get loans in that ammount (over the next 4 years), and what do I need to know.

 

[Ylen13]

give me your checking account # and i will transfer the money to you lol j/k

Are you sure you will not qualified/did you already tried?

 

[SarcasticDwarf]

Originally posted by: Ylen13
give me your checking account # and i will transfer the money to you lol j/k

Are you sure you will not qualified/did you already tried?

well, I know I was rejected on everything but possibly Stafford loans on my FAFSAs

 

[Adul]

the school's should be able to help you out with that. :\

 

[SarcasticDwarf]

Originally posted by: Adul
the school's should be able to help you out with that. :\

You would think, but they are not too helpful.

 

[Adul]

salliemae.com

 

[SarcasticDwarf]

Originally posted by: Adul
salliemae.com

slow day at work?

 

[dlee]

well since you don't qualify for need based financial aid....you definately need to take the max unsubsidized loans out. 2nd year: 3500, 3rd-4th: 5500. as for the rest, you will need one of your parents as a co-signer if you want to get approved for a loan through a bank. i got lucky and got approved for a loan through <a href="http://www.nelliemae.com">Nelliemae</a> without a co-signer so you might want to check that out first.

 

[dlee]

lol whups

Nelliemae

 

[Sukhoi]

I think Bank One does a lot of student loans too. I'm going to have to check them out in around a year for about the same amount of money.

 

[halik]

40-50g...right. Dude i dont think the bank will give you a student loan so you can get 2003' m3

 

[Soybomb]

Wow I was thinking about taking out like 15k in addition to my already ~8k or so loan. The numbers you guys are talking about makes me feel alot better about doing so

 

[SarcasticDwarf]

Originally posted by: halik
40-50g...right. Dude i dont think the bank will give you a student loan so you can get 2003' m3

5 semesters at ASU 7000x5 - $35,000 + books (~$2,500)
2 semesters at GCC (community college) 4000x2 - $8,000 + books(~$1,000)
-----------
~$46,500

damn half year extra required by a teaching degree...

 

[SarcasticDwarf]

lol, looking at Bank One at the moment and came across this

Be sure to let your lender or servicer know immediately of any of the following:


Name (i.e. if your name changes to a married name) change
Address change
Gender/sex change
Phone number(s) change
Failure to enroll A) at least half time, or B) for the loan period certified, or C) at the school that certified my application
Withdrawal from school or begin attending less than half time
Transfer from one school to another
Graduation
Employer or employer address change; or
You have any other change in status that would affect your loan status (for example, the loss of eligibility for an unemployment deferment by obtaining a job)


now read the third one again

 

[Syringer]

Originally posted by: DeathByAnts

Originally posted by: halik
40-50g...right. Dude i dont think the bank will give you a student loan so you can get 2003' m3

5 semesters at ASU 7000x5 - $35,000 + books (~$2,500)
2 semesters at GCC (community college) 4000x2 - $8,000 + books(~$1,000)
-----------
~$46,500

damn half year extra required by a teaching degree...

Why's your community college soo expensive? Ours was $11/unit.

 

[SarcasticDwarf]

Originally posted by: Syringer

Originally posted by: DeathByAnts

Originally posted by: halik
40-50g...right. Dude i dont think the bank will give you a student loan so you can get 2003' m3

5 semesters at ASU 7000x5 - $35,000 + books (~$2,500)
2 semesters at GCC (community college) 4000x2 - $8,000 + books(~$1,000)
-----------
~$46,500

damn half year extra required by a teaching degree...

Why's your community college soo expensive? Ours was $11/unit.

it might be because I am paying out of state tuition (don't ask)

also, even in-state is ~60/credit

 

[PatboyX]

why not just start a website and ask the internet to pay for your schooling?

that seems to (for whatever reason) work for a lot of people who need money.

esp. if you're female.

 

[SarcasticDwarf]

Originally posted by: PatboyX
why not just start a website and ask the internet to pay for your schooling?

that seems to (for whatever reason) work for a lot of people who need money.

esp. if you're female.

I could cross-dress!


j/k

 

[Lyfer]

All that money for a piece of paper that says BS on it. Makes me wonder why I go to school .

 

[shopbruin]

generally what you should do is every year fill out a fafsa.

even if you get no aid, FILL IT OUT. from there you can apply for loans such as the stafford.

you won't be able to get more than what your school determines you need in a year. that's why you reapply each year you will be in school.

when i got my loans, i got 5500 stafford + 11000ish in PLUS loans (Parent Loans for Undergrad Students). If your parents can't or won't sign for that loan because it is taken out in their name, i don't know where else you can turn to.

You still will have to base it on how much your parents make but at least you can get to the loans you need through the government.

 

[Ryan]

Go to a different college.

 

[sciencewhiz]

Originally posted by: Syringer

Why's your community college soo expensive? Ours was $11/unit.

And you wonder why California is having budget troubles. Our community college are 1/10 the cost of most state's.

 

[BigPoppa]

Go through Nellie Mae. Unlimited loan limit with a co-signer, 75k limit without. Out of state tuition really raped me, 26k/year at Georgia Tech. Nellie Mae also has a 20 year loan payback time.

 

[SarcasticDwarf]

Originally posted by: BigPoppa
Go through Nellie Mae. Unlimited loan limit with a co-signer, 75k limit without. Out of state tuition really raped me, 26k/year at Georgia Tech. Nellie Mae also has a 20 year loan payback time.

sounds great. I would prefer NOT to have my parents on it (read they willscrew something up).

 

[SarcasticDwarf]

so...