Student Loan Advice.

[steppinthrax]

So what are your "smart choices" for somebody that wants to become a teacher? Or a musician? Or an artist? Or a writer? Or a designer?

Community college to get that degree?

I realize it's foolish to take out $100K in loans without an objective plan to pay those back, but your suggestions of "find an employer that pays for tuition" or "gov't job" are asinine and covers a small slice of career possibilities.

For all you know the OP racked up those loans becoming a juilliard trained classical pianist and now, is paying those loans back. I don't see anything wrong with that at all. He's not asking how to skip-out on paying them back.

LOL,

I guess I forgot that I (of many) need to remind those that once you've grad H.S., you are on your own to make choices......

College is not H.S.. I'm sorry if you lack the understanding the a Engineering major is is going to be paid significantly more than a music major. Or a Neurosurgeon is going to make more than a structural engineer. It's how the market works and it's called commercial value. It's been this way since way for as long as I know.

I do see something wrong with a person who racks up debt with no method to pay back this debt after graduation (may not be this OP's case). But there are several prime examples of this and several threads in this form about this discussion. I'm just sick and tired of seeing the millions of news article of people bitching about how they majored in "East African Basket Weaving", then bitch about the only job they can find is the Sears Appliance Center.

They went to a boutique college/university and signed along every dotted line for every service the university has to offer for the student....

 

[steppinthrax]

Yeah, there's definitely a high proportion of people in those fields though who consider themselves superior to people in any other major and never stop talking about how hard it is. Those same people couldn't pass a later undergraduate physics class, have no sense of culture and never read books, and are boring as hell. I couldn't stand being around so many of them.

More people should pursue humanities and the arts so there are fewer self-righteous engineers in the world and I don't have to be surrounded by them.

Next time say that when you....

- Use an elevator
- Walk in a building
- Drive on a Bridge

-Pretty much any and every fucking activity (including waking up)

All those things and each and every one of those objects have been engineered, developed, tested etc....

The Scientific fields provide solve practical application for human existence.....

 

[SunnyD]

LOL,

I guess I forgot that I (of many) need to remind those that once you've grad H.S., you are on your own to make choices......

College is not H.S.. I'm sorry if you lack the understanding the a Engineering major is is going to be paid significantly more than a music major. Or a Neurosurgeon is going to make more than a structural engineer. It's how the market works and it's called commercial value. It's been this way since way for as long as I know.

I do see something wrong with a person who racks up debt with no method to pay back this debt after graduation (may not be this OP's case). But there are several prime examples of this and several threads in this form about this discussion. I'm just sick and tired of seeing the millions of news article of people bitching about how they majored in "East African Basket Weaving", then bitch about the only job they can find is the Sears Appliance Center.

They went to a boutique college/university and signed along every dotted line for every service the university has to offer for the student....

And yet you completely neglect the fact that some people have absolutely no aptitude for the arts of neurosurgery but find structural engineering much to their liking, etc.

Having a degree in X and being competent in X are two completely different topics, and out here in the real world it doesn't take long for managers to separate the seed from the chaff which ends up leaving a lot of folks with high priced degrees in fields they hate because they were chasing dollars they're never going to make.

 

[Homerboy]

LOL,

I guess I forgot that I (of many) need to remind those that once you've grad H.S., you are on your own to make choices......

College is not H.S.. I'm sorry if you lack the understanding the a Engineering major is is going to be paid significantly more than a music major. Or a Neurosurgeon is going to make more than a structural engineer. It's how the market works and it's called commercial value. It's been this way since way for as long as I know.

I do see something wrong with a person who racks up debt with no method to pay back this debt after graduation (may not be this OP's case). But there are several prime examples of this and several threads in this form about this discussion. I'm just sick and tired of seeing the millions of news article of people bitching about how they majored in "East African Basket Weaving", then bitch about the only job they can find is the Sears Appliance Center.

They went to a boutique college/university and signed along every dotted line for every service the university has to offer for the student....

The problem is in your initial post you did NOTHING to help the OP. You took a holier-than-thou attitude right out of the gate knowing NOTHING about the OP's actual situation. For all you know he IS a neurosurgeon (which $70k would be a cheap debt!) but you were just an ass to start.

 

[steppinthrax]

The problem is in your initial post you did NOTHING to help the OP. You took a holier-than-thou attitude right out of the gate knowing NOTHING about the OP's actual situation. For all you know he IS a neurosurgeon (which $70k would be a cheap debt!) but you were just an ass to start.

I did, read previous post.

1. Many federal jobs will pay back student debt (US patent office for example)
2. Job Corps, Peace Corps may pay back student debt.
3. Getting a teaching job in a economic disadvantaged area.
4. Joining the US military
5. Leave the United States

You may not like the answers, that's fine....

 

[Jaepheth]

The way I look at it is:

If the interest on the loan is greater than the interest rate I'm earning by saving, then that money would be doing me more good in the loan account. Of course, once you put it in there it's not yours anymore, so don't put all your money in it.
But basically if you pay principal now it doesn't accrue interest, leaving more money in your pocket in the future equal to the interest rate they would have charged you.

 

[Homerboy]

Next time say that when you....

- Use an elevator
- Walk in a building
- Drive on a Bridge

-Pretty much any and every fucking activity (including waking up)

All those things and each and every one of those objects have been engineered, developed, tested etc....

The Scientific fields provide solve practical application for human existence.....

And the arts make human existence enjoyable.
I assume you have no music in your house? No recipes? No plants/landscaping?

 

[steppinthrax]

And yet you completely neglect the fact that some people have absolutely no aptitude for the arts of neurosurgery but find structural engineering much to their liking, etc.

Having a degree in X and being competent in X are two completely different topics, and out here in the real world it doesn't take long for managers to separate the seed from the chaff which ends up leaving a lot of folks with high priced degrees in fields they hate because they were chasing dollars they're never going to make.

If you know what you're doing and you are good then you should do well (at least in my field). In the DC area most developers are at a min of 100K....

Senior developers are sitting in the 140K range.

 

[steppinthrax]

And the arts make human existence enjoyable.
I assume you have no music in your house? No recipes? No plants/landscaping?

Which house (I have 3)?

 

[SunnyD]

If you know what you're doing and you are good then you should do well (at least in my field). In the DC area most developers are at a min of 100K....

Senior developers are sitting in the 140K range.

Aptitude isn't the same as knowing what your doing. At least in the context of this conversation.

 

[Homerboy]

I did, read previous post.

1. Many federal jobs will pay back student debt (US patent office for example)
2. Job Corps, Peace Corps may pay back student debt.
3. Getting a teaching job in a economic disadvantaged area.
4. Joining the US military
5. Leave the United States

You may not like the answers, that's fine....

That was your THIRD post in this thread.
Jeez somebody with your acumen for the sciences, I'd think you'd know how to count.

 

[Homerboy]

Which house (I have 3)?

Woah. Step back!

 

[steppinthrax]

That was your THIRD post in this thread.
Jeez somebody with your acumen for the sciences, I'd think you'd know how to count.

OK so...

You indicated I didn't help? I did, I provided a list.

I had someone pay for my degree (M.S.). I'm not an exceptional talker or salesman. I simply found an employer that provided such benefits.

 

[steppinthrax]

Woah. Step back!

I have 2 rental properties.

One in service and an additional one that I"m renovating.

To answer your question though my daugher is exceptional in Piano and plays and various school solos and in retirement home/churches.

So we have an acoustic piano at home. I can tune the piano myself (yep me robot people can listen for tone etc).

We have flower beds, veg gardens, swimming pool etc....

I listen to music...

 

[Homerboy]

OK so...

You indicated I didn't help? I did, I provided a list.

I had someone pay for my degree (M.S.). I'm not an exceptional talker or salesman. I simply found an employer that provided such benefits.

Apparently your reading comprehension sucks as well.

Originally Posted by Homerboy View Post
The problem is in your initial post you did NOTHING to help the OP. You took a holier-than-thou attitude right out of the gate knowing NOTHING about the OP's actual situation. For all you know he IS a neurosurgeon (which $70k would be a cheap debt!) but you were just an ass to start.

See where I said "initial" and "right out of the gate"? That would mean... you know... FIRST.

You only provided "help" (and I use that term very loosely here) after other people told you your initial (there's that tricky word again... try to stay with me steppinthrax!!) wasn't helpful to the OP.

 

[steppinthrax]

Apparently your reading comprehension sucks as well.



See where I said "initial" and "right out of the gate"? That would mean... you know... FIRST.

You only provided "help" (and I use that term very loosely here) after other people told you your initial (there's that tricky word again... try to stay with me steppinthrax!!) wasn't helpful to the OP.

Whether it was initial, 2nd, 3rd, 100th. I provided help, who cares...

The OP had the ability to scroll. But your "splitting hairs" and grammar nazi method of argument is kind of funny.....

 

[JEDIYoda]

Be honest and straight.

<-- that's a rarity in these forums....

 

[OverVolt]

Student debt is most dangerous debt.

 

[steppinthrax]

<-- that's a rarity in these forums....

When we are referring to discussion benefits at prospective employers....

Be up front and ask directly. If they say no, skip them....

Sorry, there are just so many employers (at least for me)...

 

[OverVolt]

Next time say that when you....

- Use an elevator
- Walk in a building
- Drive on a Bridge

-Pretty much any and every fucking activity (including waking up)

All those things and each and every one of those objects have been engineered, developed, tested etc....

The Scientific fields provide solve practical application for human existence.....

Oh please CS majors just search online for half of everything they do.

Elevators are actually maintained by unions and are trained by apprenticeship.

The rest is civil engineering, not a hard science.

 

[repoman0]

Next time say that when you....

- Use an elevator
- Walk in a building
- Drive on a Bridge

-Pretty much any and every fucking activity (including waking up)

All those things and each and every one of those objects have been engineered, developed, tested etc....

The Scientific fields provide solve practical application for human existence.....

I design certain pieces of experimental radar and sonar systems for the .gov and was waiting for some things to run while typing that last post ... I know about engineering

Hence why I wrote the post.

 

[steppinthrax]

Oh please CS majors just search online for half of everything they do.

Elevators are actually maintained by unions and are trained by apprenticeship.

The rest is civil engineering, not a hard science.

I'm talking about the software code the drives the machines controlling the elevator. It looks simple at first, but you have to consider what you're moving.

Elevator maintainence v.s. elevator engineering/design (not done by CS majors but mechnical eng)

 

[OverVolt]

When we are referring to discussion benefits at prospective employers....

Be up front and ask directly. If they say no, skip them....

Sorry, there are just so many employers (at least for me)...

Currently 27% of all job openings are for computer science just like in 2000. Whats going to happen is that since the new ecosystems opened up (droid, iphone apps, etc) there was a large demand for people who can code. However there are only so many games you can make to match 3 gems or so many versions of the netflix app that need to be made for these new ecosystems. Once the new ecosystems have matured and the investment boom in startups has run its course you guys are going to be sucked into the ebb and flow of the economy like everyone else.

 

[OverVolt]

I'm talking about the software code the drives the machines controlling the elevator. It looks simple at first, but you have to consider what you're moving.

Elevator maintainence v.s. elevator engineering/design (not done by CS majors but mechnical eng)

All those computers OTIS was using in 1880.

You code it once and you're done.

Thanks you can shake a cup on the street now.

 

[steppinthrax]

Currently 27% of all job openings are for computer science just like in 2000. Whats going to happen is that since the new ecosystems opened up (droid, iphone apps, etc) there was a large demand for people who can code. However there are only so many games you can make to match 3 gems or so many versions of the netflix app that need to be made for these new ecosystems. Once the new ecosystems have matured and the investment boom in startups has run its course you guys are going to be sucked into the ebb and flow of the economy like everyone else.

That's normal, ebb and flow. It's everywhere.

That's when, hopefully, my business is self supporting. Or, I'm working for the Gov....