speeding ticket

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QED

Diamond Member
Dec 16, 2005
3,428
3
0
Originally posted by: destrekor
i knew i was over 50, and under 80. where inbetween, i don't know. i eye the road, not my odometer in the situation where i am alone on the road.
i'll pay up, but feel that speeding in certain circumstances has never jeopordized my safe driving habits and I shouldn't be punished beyond the citation fine. I haven't put my insurance company at any higher risk because this one time.

Really, this attitude sums up quite nicely why insurance for young single males is so exhorbitant.

When you are young, you think nothing can ever happen to you. You are mistake proof. You are such a good driver, you don't need any margin for error.

This, in fact, flies in the face of reality-- you are not that good of a driver yet, no matter what you tell yourself-- and because of that you, of all people, need that extra margin of error that driving within the speed limit provides.



 

PurdueRy

Lifer
Nov 12, 2004
13,837
4
0
Originally posted by: MathMan
Originally posted by: destrekor
i knew i was over 50, and under 80. where inbetween, i don't know. i eye the road, not my odometer in the situation where i am alone on the road.
i'll pay up, but feel that speeding in certain circumstances has never jeopordized my safe driving habits and I shouldn't be punished beyond the citation fine. I haven't put my insurance company at any higher risk because this one time.

Really, this attitude sums up quite nicely why insurance for young single males is so exhorbitant.

When you are young, you think nothing can ever happen to you. You are mistake proof. You are such a good driver, you don't need any margin for error.

This, in fact, flies in the face of reality-- you are not that good of a driver yet, no matter what you tell yourself-- and because of that you, of all people, need that extra margin of error that driving within the speed limit provides.

Ya, it sucks having your rates go up for usually about 3 years, but take it as a lesson learned.
 

alrocky

Golden Member
Jan 22, 2001
1,771
0
0
Originally posted by: KrillBee
I believe that insurrance should go up if you are consistently involved in car accidents, particularly ones in which you are at fault.

As for traffic violations, I think it should only go up when one can easily say that your violation was compromising the safety of others in that area. (ex: 50 mph in a residential neighborhood or something)
One accident should be enough to increase your rates. You're costing other people money right away. IIRC from the insurance company's point of view, each ticket represents only a fraction of the number of times you' commited that particular violation.

now im reading it could be good to try and contest. but what would I do?
Traffic school is the best option. Contesting the charge is a crap shoot that you could just as easily lose.
 

destrekor

Lifer
Nov 18, 2005
28,799
359
126
Originally posted by: MathMan
Originally posted by: destrekor
i knew i was over 50, and under 80. where inbetween, i don't know. i eye the road, not my odometer in the situation where i am alone on the road.
i'll pay up, but feel that speeding in certain circumstances has never jeopordized my safe driving habits and I shouldn't be punished beyond the citation fine. I haven't put my insurance company at any higher risk because this one time.

Really, this attitude sums up quite nicely why insurance for young single males is so exhorbitant.

When you are young, you think nothing can ever happen to you. You are mistake proof. You are such a good driver, you don't need any margin for error.

This, in fact, flies in the face of reality-- you are not that good of a driver yet, no matter what you tell yourself-- and because of that you, of all people, need that extra margin of error that driving within the speed limit provides.

what i hate is when one person views himself as being a good driver, that just because all other males my age view themselves as being good, my credibility is thrown out the window.
take a drive with me, get inside my head if you want to. i am not invincible nor do I believe myself to be. I have, however, avoided MANY accidents and been a victim of one that was not my fault.
a defensive driving course, i will assure you, will teach me nothing new nor will it change my tactics for driving. it will, however, hopefully keep my insurance where it is.


and here's a question: do I have any grounds if the officer was outside his jurisdiction? in the city there is a township, and this was a township officer. but he was outside the jursidiction, if i recall correctly, that is identified with the street signs.
 

KrillBee

Golden Member
Nov 17, 2005
1,433
0
0
its so tempting to speed, even a little when you drive. I still have not found a way to beat that temptation.

After my $218 ticket, I am much less tempted to go as fast as I used to. But I always feel the itch to drive 2-5 mph over. and when I'm on a country road (rare) on a long trip, sometimes I do 10 over.

Sometimes I just wish my care was incapable of speeding. like a governer on it would adjust itself to whatever zone I was in. Or maybe I should just buy a car that only can travel 30 mph (like a model t or something) lol.

 

mikelish

Senior member
Apr 26, 2003
325
0
76
in North Carolina I got an 81 in a 55 (same 26mph over as you). I got a lawyer. I paid the lawyer $50 and the court fee was $125 I think? They got it reduced to "improper equipment" whatever the heck that is. No points, no fines, no record, no insurance increase.
 

SampSon

Diamond Member
Jan 3, 2006
7,160
1
0
I initially felt for you at the beginning of the thread, but by the end I think you deserve to get hit with the points and insurance increase.

Go to court, take the deal, hope for little or no points, if you get points then expect to pay more for insurance (most likely when your policy renews), slow down.
You're lucky he didn't nail you with wreckless operation and either hauled your ass away or made you go into court for a misdermeanor, praying to get it reduced to a moving vehicle violation.
 

thomsbrain

Lifer
Dec 4, 2001
18,148
1
0
Originally posted by: montanafan
I've had several speeding tickets over the years. One I had dismissed in magistrate court when the officer agreed with me that there was a problem with two different speed limits posted for the same stretch of road. Some in small town speed traps didn't show up on my license because right after the officer gave me the ticket I went to the town hall pulled out the cash and said, "If I just pay this right now it won't show up on my license will it?" But others I couldn't get rid of and at one point I got a letter saying that I'd lose my license with one more. I went to traffic school and after the points were dropped from my driving record I had to switch insurance companies to get the safe driver discount because even though the points were dropped from my driving record, once they were on my previous insurance company's records they would not drop them for a specific number of years.

So the easiest thing to do might be to pay the ticket. Then go to traffic school to get the points removed from your driving record. Once they are, then switch insurance companies to one where you'll have a clean record.

Oh, and slow down like I've learned to.

WTF? points don't get added to your record until the county court finishes the case, and that doesn't happen until you finish (or don't finish) traffic school. ALL insurance companies have access to the same records at the DMV. so if you take traffic school, the DMV will literally never know you had a ticket, and therefore your insurance companies will never know.
 

KrillBee

Golden Member
Nov 17, 2005
1,433
0
0
can you take traffic school 6 months after you've gotten a ticket and already paid it? will they still take the points off your record?
 

Tig Ol Bitties

Senior member
Feb 16, 2006
305
0
0
Originally posted by: thomsbrain
Originally posted by: montanafan
I've had several speeding tickets over the years. One I had dismissed in magistrate court when the officer agreed with me that there was a problem with two different speed limits posted for the same stretch of road. Some in small town speed traps didn't show up on my license because right after the officer gave me the ticket I went to the town hall pulled out the cash and said, "If I just pay this right now it won't show up on my license will it?" But others I couldn't get rid of and at one point I got a letter saying that I'd lose my license with one more. I went to traffic school and after the points were dropped from my driving record I had to switch insurance companies to get the safe driver discount because even though the points were dropped from my driving record, once they were on my previous insurance company's records they would not drop them for a specific number of years.

So the easiest thing to do might be to pay the ticket. Then go to traffic school to get the points removed from your driving record. Once they are, then switch insurance companies to one where you'll have a clean record.

Oh, and slow down like I've learned to.

WTF? points don't get added to your record until the county court finishes the case, and that doesn't happen until you finish (or don't finish) traffic school. ALL insurance companies have access to the same records at the DMV. so if you take traffic school, the DMV will literally never know you had a ticket, and therefore your insurance companies will never know.

Yea, his post bothered me as well...whats the point of going to traffic school AFTER you payed the ticket? I thought once you agree to pay the ticket, its on your record no matter what. I got my first ticket last year and was given three options when I went to court...pay the ticket, contest the ticket, or traffic school. I chose traffic school and only had to pay for traffic school, which turned out to be the same price as the ticket. Oh, and I was doing 90 on a 65 freeway...around $200.
 

montanafan

Diamond Member
Nov 7, 1999
3,551
2
71
Originally posted by: destrekor
what i hate is when one person views himself as being a good driver, that just because all other males my age view themselves as being good, my credibility is thrown out the window.
take a drive with me, get inside my head if you want to. i am not invincible nor do I believe myself to be. I have, however, avoided MANY accidents and been a victim of one that was not my fault.
a defensive driving course, i will assure you, will teach me nothing new nor will it change my tactics for driving. it will, however, hopefully keep my insurance where it is.


and here's a question: do I have any grounds if the officer was outside his jurisdiction? in the city there is a township, and this was a township officer. but he was outside the jursidiction, if i recall correctly, that is identified with the street signs.


As for credibility, you lost it with me in the bolded part above. It just emphasizes what MathMan was saying. You make it sound like you think you know all there is to know about driving. I don't know about where you'll attend the school, but here it was taught by a defensive driving instructor at the State Police Academy. To say that at 18 you couldn't learn anything about driving from someone like that flies in the face of reality.

I was a good, though not speed limit abiding, driver when I took the course in my late 20's. I didn't learn a lot of new things because, after all, I had been taught to drive by my father who learned defensive driving when he was in law enforcement and had already taught me most of the same things. But I was reminded of many of the things I'd been taught by him and the course did make me think about some of the things that could happen on the road because of other drivers and because of some of the chances I was taking.

Believe me, you could learn a thing or two in a defensive driving course.
 

montanafan

Diamond Member
Nov 7, 1999
3,551
2
71
Originally posted by: thomsbrain
Originally posted by: montanafan
I've had several speeding tickets over the years. One I had dismissed in magistrate court when the officer agreed with me that there was a problem with two different speed limits posted for the same stretch of road. Some in small town speed traps didn't show up on my license because right after the officer gave me the ticket I went to the town hall pulled out the cash and said, "If I just pay this right now it won't show up on my license will it?" But others I couldn't get rid of and at one point I got a letter saying that I'd lose my license with one more. I went to traffic school and after the points were dropped from my driving record I had to switch insurance companies to get the safe driver discount because even though the points were dropped from my driving record, once they were on my previous insurance company's records they would not drop them for a specific number of years.

So the easiest thing to do might be to pay the ticket. Then go to traffic school to get the points removed from your driving record. Once they are, then switch insurance companies to one where you'll have a clean record.

Oh, and slow down like I've learned to.

WTF? points don't get added to your record until the county court finishes the case, and that doesn't happen until you finish (or don't finish) traffic school. ALL insurance companies have access to the same records at the DMV. so if you take traffic school, the DMV will literally never know you had a ticket, and therefore your insurance companies will never know.


If you had read carefully you would have seen that I had already accumulated several tickets that I had paid. I did not go to traffic school until I had a total of, I think, 9 points on my record. And I only went then because I'd received a letter from the DMV warning me that I could lose my license if I got, again I think, 12 points. I did not go to traffic school right after being ticketed. Those tickets and points had been on my record for a while when I decided to go to traffic school to get them removed.

The tickets and points were already on record at Nationwide where I had my insurance at the time. When I took the course and got them removed from my driving record, Nationwide said that once they were in their system they could not remove them for at least 3 years regardless. That's when I decided to change to State Farm who told me that if they pulled up my driving record and saw no points, then that's the way the policy with them would be written up.

Perhaps the OP will be able to work something out with the court so that at the time he pays the ticket he can immediately attend traffic school and the points will not go on his record. That was not my case because the tickets were already on my record.

Does that clear it up for you?

 

montanafan

Diamond Member
Nov 7, 1999
3,551
2
71
Originally posted by: Tig Ol Bitties
Yea, his post bothered me as well...whats the point of going to traffic school AFTER you payed the ticket? I thought once you agree to pay the ticket, its on your record no matter what. I got my first ticket last year and was given three options when I went to court...pay the ticket, contest the ticket, or traffic school. I chose traffic school and only had to pay for traffic school, which turned out to be the same price as the ticket. Oh, and I was doing 90 on a 65 freeway...around $200.


No. I don't know how it is from state to state, but here you can go to traffic school, if you haven't before, to get points removed from your record no matter when you got them. Attending traffic school would get six points removed from your driving record regardless of when you had gotten them. I had nine points at the time, but the time period for one three point ticket would end around the time I decided to take the class. So shortly after taking the class I had a clean driving record with the DMV, though not with my previous insurance company as I explained in a post above.

 

handoverfist

Golden Member
Apr 1, 2001
1,427
0
0
Just keep getting your court date reset, and hope cop doesn't show up to court. I have a friend who swears by this.
 

VanTheMan

Golden Member
Apr 23, 2000
1,060
1
0
I don't know if it works or not, but somebody once told me you can just overpay your fine by a buck or two and the municipality has to send you a refund check. Since the violation isn't completely processed until all transactions are complete, just don't ever cash your two dollar check.

Personally, I think insurance is a bunch of BS anyway. You can pay a company thousands of dollars over X years for doing absolutely nothing, then you get in a small accident one time and not only do they try their best not to pay out, but they also jack your premium sky high.
 

OVERKILL

Platinum Member
Jan 28, 2005
2,103
2
0
Originally posted by: VanTheMan
I don't know if it works or not, but somebody once told me you can just overpay your fine by a buck or two and the municipality has to send you a refund check. Since the violation isn't completely processed until all transactions are complete, just don't ever cash your two dollar check.

Personally, I think insurance is a bunch of BS anyway. You can pay a company thousands of dollars over X years for doing absolutely nothing, then you get in a small accident one time and not only do they try their best not to pay out, but they also jack your premium sky high.


This is so damn true
 

allisolm

Elite Member
Administrator
Jan 2, 2001
25,325
4,991
136
You had me right up to the point where you said you don't think your insurance should go up just because you sped.

He lost me when he said he was a good driver and every post since then has reinforced the fact that he isn't.

"I can't afford to have my insurance hiked, nor should it be just because I sped.

...just trying to beat a light that i have timed

i knew i was over 50, and under 80. where inbetween, i don't know. i eye the road, not my speedometer (lol idiot fix) in the situation where i am alone on the road.

speeding in certain circumstances has never jeopordized my safe driving habits

a defensive driving course, i will assure you, will teach me nothing new nor will it change my tactics for driving"

Unfortunately there are enough 18 year-old males with that mind set that it becomes a factor in the high insurance rates they have to pay. :(
 

kranky

Elite Member
Oct 9, 1999
21,019
156
106
I have to chime in with those who have said you have an overinflated sense of your driving skills, and I don't have to drive with you to know that. Because you are young, you lack experience and at the same time you don't think you have anything to learn. Therefore your driving ability is not as good as you might think.

That being said, I think you'll have very good results by getting a lawyer who specializes in these things.
 

TallBill

Lifer
Apr 29, 2001
46,017
62
91
Originally posted by: destrekor
Originally posted by: MathMan
Originally posted by: destrekor
i knew i was over 50, and under 80. where inbetween, i don't know. i eye the road, not my odometer in the situation where i am alone on the road.
i'll pay up, but feel that speeding in certain circumstances has never jeopordized my safe driving habits and I shouldn't be punished beyond the citation fine. I haven't put my insurance company at any higher risk because this one time.

Really, this attitude sums up quite nicely why insurance for young single males is so exhorbitant.

When you are young, you think nothing can ever happen to you. You are mistake proof. You are such a good driver, you don't need any margin for error.

This, in fact, flies in the face of reality-- you are not that good of a driver yet, no matter what you tell yourself-- and because of that you, of all people, need that extra margin of error that driving within the speed limit provides.

what i hate is when one person views himself as being a good driver, that just because all other males my age view themselves as being good, my credibility is thrown out the window.
take a drive with me, get inside my head if you want to. i am not invincible nor do I believe myself to be. I have, however, avoided MANY accidents and been a victim of one that was not my fault.
a defensive driving course, i will assure you, will teach me nothing new nor will it change my tactics for driving. it will, however, hopefully keep my insurance where it is.


and here's a question: do I have any grounds if the officer was outside his jurisdiction? in the city there is a township, and this was a township officer. but he was outside the jursidiction, if i recall correctly, that is identified with the street signs.

Fvck man, stop being such a moron. The faster you drive, the higher chance of crash, injury, or death.. period. There is no arguing this and statistics from NHTSA back this up firmly. Even if you are the best driver in the world, sh1t happens with cars or road conditions.

I'm not saying that you are a bad person for speeding. I speed too. But driving 26 mph over the speed limit will catch up to you in some way or another.

If yer lucky, you'll get traffic school. Heck, in TN at that speed, you would have been arrested.
 

Axoliien

Senior member
Mar 6, 2002
342
0
0
Pay the fine. If you go to court and they ask if you were speeding over the limit and you say yes then the judge won't care about if you have the best representation. You are guilty, and in essence you are saying that your speeding should be ok. That's fine, just pay the extra insurance that they charge and any fines you will get from tickets and quit your complaining.
 

QED

Diamond Member
Dec 16, 2005
3,428
3
0
I don't think there ever was a single 18-year old male driver who didn't think of themselves as being a good driver.

The whole tone of your thread proves more and more just how inexperienced at driving you are. I would rather ride with my 45-year old mother-in-law than take my chances riding with any 18-year old-- no matter how good they think they are.

The reason there are speed limits is because sh!t happens. You might be the best driver in the world but that means nothing if a car pulls out of driveway in front of you, or an oncoming car veers into your path, and you are doing 80 MPH in a 50. You especially, as an inexperienced driver, need that extra time that driving slower provides to avoid these situations turning into horrific accidents.

And the fact that you cannot seem to comprehent this is proof enough that you just are not as good as you think are.

 

ruffilb

Diamond Member
Feb 6, 2005
5,096
1
0
Originally posted by: jagec
Mitigate, obviously. Offer to pay, take traffic school, go community service, give the judge a BJ, ANYTHING to keep your insurance company from finding out.

And...26 over? Gimme a break, man...

 

QED

Diamond Member
Dec 16, 2005
3,428
3
0
Originally posted by: OVERKILL
Originally posted by: VanTheMan
I don't know if it works or not, but somebody once told me you can just overpay your fine by a buck or two and the municipality has to send you a refund check. Since the violation isn't completely processed until all transactions are complete, just don't ever cash your two dollar check.

Personally, I think insurance is a bunch of BS anyway. You can pay a company thousands of dollars over X years for doing absolutely nothing, then you get in a small accident one time and not only do they try their best not to pay out, but they also jack your premium sky high.


This is so damn true

You don't have to buy insurance.

If you are so confident of your driving skills and infallibility behind the wheel, then come up with the money ($10k - $30k) for a surety bond, and drive without insurance all you want to your heart's content. Just don't come back and complain when all of the money is taken from you after your first at-fault accident.
 

PurdueRy

Lifer
Nov 12, 2004
13,837
4
0
Originally posted by: MathMan
Originally posted by: OVERKILL
Originally posted by: VanTheMan
I don't know if it works or not, but somebody once told me you can just overpay your fine by a buck or two and the municipality has to send you a refund check. Since the violation isn't completely processed until all transactions are complete, just don't ever cash your two dollar check.

Personally, I think insurance is a bunch of BS anyway. You can pay a company thousands of dollars over X years for doing absolutely nothing, then you get in a small accident one time and not only do they try their best not to pay out, but they also jack your premium sky high.


This is so damn true

You don't have to buy insurance.

If you are so confident of your driving skills and infallibility behind the wheel, then come up with the money ($10k - $30k) for a surety bond, and drive without insurance all you want to your heart's content. Just don't come back and complain when all of the money is taken from you after your first at-fault accident.

Um, in most states you need insurance.