yes. Breakthrough!
For some reason, after I redid the HSF on the CPU, I ran prime95 again at stock speeds, because it really didnt make sense that everything was pointing to the video card, and prime95 failed Well..
Prime95 passed (12 hours and counting right now)!!!
So now the only trouble I'm having is games. I am really looking at video card, because of the whole going to crappy res, and 16 colors, and windows barfing at me that 'a device has failed'.