Some financial advice...

riahc3

Senior member
Apr 4, 2014
640
0
0
Im in need of some financial advice and/or ideas....

I get paid less than 900 euros a month. I drive to work 45km and from work another 45km, total 90km. I spend about 70 euros a week on gas (total 280 euros a month). I eat everyday spending about 5-10 euros (total 40-60 euros a month).

I have to repair my car that is gonna cost about 600+ euros and in the bank I have about 780 euros or so. As you can see, this following month is going to be VERY hard (or even impossible to make).

What advice or ideas would you give me? Im not sure how I can spend less on food as more or less, I eat McDonalds and crap like that and its the only thing near as I have 1 hour to eat. Doing 180km (meaning I go home to eat) would at the end, make me spend more on gas.

Public transports' hours are not compatible with my working hours (full shift) which also screws a second job idea.

Thanks for all the serious advice.
 

Rakehellion

Lifer
Jan 15, 2013
12,181
35
91
What advice or ideas would you give me? Im not sure how I can spend less on food as more or less, I eat McDonalds and crap like that and its the only thing near as I have 1 hour to eat. Doing 180km (meaning I go home to eat) would at the end, make me spend more on gas.

Bring lunch to work.
 

Lonyo

Lifer
Aug 10, 2002
21,938
6
81
Why can't you take food with you to eat?
Make a sandwich at home and take it to work...
 

riahc3

Senior member
Apr 4, 2014
640
0
0
Move closer to work, eat ramen, buy a tub of Nutella and crackers.
Moving closer to work is a option I have considered but even though I have been at my job for two years, I know its the company I don't want to work at forever and I have other goals in mind.

Carpool with coworkers if any live near you.
No coworkers near me

Your employer should be paying for transportation.
No, he shouldn't and does not have to.

Sell your car. Take the train everywhere.
First, there is no train near me. Second, other public transport methods are not compatible with my working hours.

Bring lunch to work.
We are sadly not allowed to eat at work. Any time someone does it, it is highly frowned upon.

Why can't you take food with you to eat?
Make a sandwich at home and take it to work...
Like I mentioned above, I can't eat at work.

My only option related to that is to eat something cold (meaning no heat is needed) and eat it outside in my car. Sandwiches are good but I don't really enjoy the idea of eating 20 sandwiches in a month...
 

Sheep221

Golden Member
Oct 28, 2012
1,843
27
81
Moving closer to work is a option I have considered but even though I have been at my job for two years, I know its the company I don't want to work at forever and I have other goals in mind.


No coworkers near me


No, he shouldn't and does not have to.


First, there is no train near me. Second, other public transport methods are not compatible with my working hours.


We are sadly not allowed to eat at work. Any time someone does it, it is highly frowned upon.


Like I mentioned above, I can't eat at work.

My only option related to that is to eat something cold (meaning no heat is needed) and eat it outside in my car. Sandwiches are good but I don't really enjoy the idea of eating 20 sandwiches in a month...
Law requires companies to allow feeding for employees at least once per 4 hours.
No matter what kind of dangerous or dirty etc job you are doing, it's required, if you are not getting it, your employer does abuse you pretty badly.

If I would be in similar situation, think I would leave job and put myself on welfare till I get something better, since even on welfare you will have more spare money than now. Anyway sucks to be in spain now, here more up north it's way better.
 

Rakehellion

Lifer
Jan 15, 2013
12,181
35
91
So you want to save money, but don't want to get rid of all the luxuries and conveniences you're used to. Welcome to 99% of the population.
 

Rakehellion

Lifer
Jan 15, 2013
12,181
35
91
Law requires companies to allow feeding for employees at least once per 4 hours.
No matter what kind of dangerous or dirty etc job you are doing, it's required, if you are not getting it, your employer does abuse you pretty badly.

If I would be in similar situation, think I would leave job and put myself on welfare till I get something better, since even on welfare you will have more spare money than now. Anyway sucks to be in spain now, here more up north it's way better.

He's eating, but not on-site.
 

Puppies04

Diamond Member
Apr 25, 2011
5,909
17
76
What is wrong with the car? If 600 euros is a garage price grow a pair and fix it yourself.
 

lxskllr

No Lifer
Nov 30, 2004
60,951
11,275
126
My only option related to that is to eat something cold (meaning no heat is needed) and eat it outside in my car. Sandwiches are good but I don't really enjoy the idea of eating 20 sandwiches in a month...

Be more creative. I take my food with me every day, and I haven't had a sandwich in months. Motorcycles are easy on fuel. Get a beater bike for nice weather.
 

velillen

Platinum Member
Jul 12, 2006
2,120
1
81
lol wut? almost no employers do this unless you a driving a company vehicle

Mine does :) but mostly cause there is no way they could have 11.5k people parking everyday and the traffic would be 10 times worse than it already is. So they pay for us to car pool via bus or take small foot ferries.


But seriously you can eat other things than sandwiches. Nothing wrong with eating your car either. Know plenty of people who do that just to get away from work lol
 

olds

Elite Member
Mar 3, 2000
50,129
781
126
Get a better job closer to home.
Take lunch to work and eat it outside.
 
Dec 10, 2005
29,769
15,393
136
We are sadly not allowed to eat at work. Any time someone does it, it is highly frowned upon.

No break room? Regardless, if this is actually the case, tell your employer to fuck off and bring your lunch to work. You can always keep it in your car and eat there or outside. You're an employee, not a slave.

Not eating out is probably one of the fastest and easiest ways you can immediately save money on.
 

1sikbITCH

Diamond Member
Jan 3, 2001
4,194
574
126
Im in need of some financial advice and/or ideas....

I get paid less than 900 euros a month. I drive to work 45km and from work another 45km, total 90km. I spend about 70 euros a week on gas (total 280 euros a month). I eat everyday spending about 5-10 euros (total 40-60 euros a month).

I have to repair my car that is gonna cost about 600+ euros and in the bank I have about 780 euros or so. As you can see, this following month is going to be VERY hard (or even impossible to make).

What advice or ideas would you give me? Im not sure how I can spend less on food as more or less, I eat McDonalds and crap like that and its the only thing near as I have 1 hour to eat. Doing 180km (meaning I go home to eat) would at the end, make me spend more on gas.

Public transports' hours are not compatible with my working hours (full shift) which also screws a second job idea.

Thanks for all the serious advice.

This is simple.

Get paid in dollars. 900 Euros = 1200 Dollars. Problem solved.
 

halik

Lifer
Oct 10, 2000
25,696
1
81
Im in need of some financial advice and/or ideas....

I get paid less than 900 euros a month. I drive to work 45km and from work another 45km, total 90km. I spend about 70 euros a week on gas (total 280 euros a month). I eat everyday spending about 5-10 euros (total 40-60 euros a month).

I have to repair my car that is gonna cost about 600+ euros and in the bank I have about 780 euros or so. As you can see, this following month is going to be VERY hard (or even impossible to make).

What advice or ideas would you give me? Im not sure how I can spend less on food as more or less, I eat McDonalds and crap like that and its the only thing near as I have 1 hour to eat. Doing 180km (meaning I go home to eat) would at the end, make me spend more on gas.

Public transports' hours are not compatible with my working hours (full shift) which also screws a second job idea.

Thanks for all the serious advice.

Can you fix the car yourself?
 

tynopik

Diamond Member
Aug 10, 2004
5,245
500
126
My only option related to that is to eat something cold (meaning no heat is needed) and eat it outside in my car. Sandwiches are good but I don't really enjoy the idea of eating 20 sandwiches in a month...

well, tough

you gotta do what you gotta do
 

Lonyo

Lifer
Aug 10, 2002
21,938
6
81
Moving closer to work is a option I have considered but even though I have been at my job for two years, I know its the company I don't want to work at forever and I have other goals in mind.


No coworkers near me


No, he shouldn't and does not have to.


First, there is no train near me. Second, other public transport methods are not compatible with my working hours.


We are sadly not allowed to eat at work. Any time someone does it, it is highly frowned upon.


Like I mentioned above, I can't eat at work.

My only option related to that is to eat something cold (meaning no heat is needed) and eat it outside in my car. Sandwiches are good but I don't really enjoy the idea of eating 20 sandwiches in a month...

You can eat things that aren't sandwiches... they aren't the only make it yourself food in the world.
 

_Rick_

Diamond Member
Apr 20, 2012
3,989
74
91
Ride your bike to work.
Take your food along, don't eat out, just reheat whatever you have. Cook every two days, eat the leftovers for lunch and dinner.

Ask your employer for an advance on the salary.
 
Oct 20, 2005
10,978
44
91
Im in need of some financial advice and/or ideas....

I get paid less than 900 euros a month. I drive to work 45km and from work another 45km, total 90km. I spend about 70 euros a week on gas (total 280 euros a month). I eat everyday spending about 5-10 euros (total 40-60 euros a month).

I have to repair my car that is gonna cost about 600+ euros and in the bank I have about 780 euros or so. As you can see, this following month is going to be VERY hard (or even impossible to make).

What advice or ideas would you give me? Im not sure how I can spend less on food as more or less, I eat McDonalds and crap like that and its the only thing near as I have 1 hour to eat. Doing 180km (meaning I go home to eat) would at the end, make me spend more on gas.

Public transports' hours are not compatible with my working hours (full shift) which also screws a second job idea.

Thanks for all the serious advice.

How many days do you work? Is that 5-10 euros just lunch? How do you only spend 60 Euros a month, yet spend 5-10 euros for just lunch on one day? Do you only work like 10 days a month?