3 semesters? Bullshit. 3 semesters is ~45 credit hours. Now maybe your can cut "three semesters" off if you take summer school multiple years, but uh missing this summer isnt going to cost you 18 months.
And if its just gen ed, why not take them at a JuCo?
Fingolfin269
Lifer
- Feb 28, 2003
- 17,948
- 34
- 91
It sounds like you don't have enough money to afford a double major right now imho. It's not what you want to hear but I have no idea what else to tell you. Only option you have is to find some way to convince your parents to help or you need to suck it up and realize it's going to take you another 18 months OR a change to a normal degree. Believe me, a 4.0 does not guarantee you a spot in a great grad program and if you get there how are you going to afford it anyway?
Originally posted by: Fingolfin269
It sounds like you don't have enough money to afford a double major right now imho. It's not what you want to hear but I have no idea what else to tell you. Only option you have is to find some way to convince your parents to help or you need to suck it up and realize it's going to take you another 18 months OR a change to a normal degree. Believe me, a 4.0 does not guarantee you a spot in a great grad program and if you get there how are you going to afford it anyway?
Its easier to find money to pay for grad school.
On top of that, a better school will have much better scholarship programs and more grant money.
I just need to get through the BSs and ill be much better off. Hence this thread seeking constructive advice.
Unless your school does some very strange things with its scheduling (hey it's could happen but...) I still don't follow, but that's ok.
As for the job thing - is it really 100% impossible to get a meaningful non-minimum wage job within an hour drive of where you are? That strikes me as hard to believe but I have always lived in relatively metropolitan areas. Obviously you are a big computer nerd (lifer) so why not put that to work?
What is/are your major(s) btw? And what are you going to grad school for?
uhh yeah, it would be 4 summers of classes... I didnt claim missing one summer would cost me 3 semesters. Missing all of these summers and working instead would cost me 3 semesters.
Uh, reading comprehension FTW. They cut the amount of money they subsidize student loans and increased the interest rate. But the amount of money you get from student loans, and the eligibility of student loans was not changed.
Its absolutely no harder, nor do you get less money. You just pay back more money in the end.
Get a part time job(~20 hr week) on campus, and you wont have a problem.
I worked f'in 40+ hrs a week year round and still maintained a fairly high GPA.
Majors are Physics and Computer Engineering, minor in Mathematics.
Grad school is undecided, but it will be semiconductor related.
Yes, it is impossible to find a non minimum wage job in the region im in for short term work. Its all fast food, gas stations, and college co-op. My gf commutes about 40 minutes each way to her jobs.
You did not post that you had a dilemma involving 4 summers of working. You said you could not get loans for this summer semester.
Skip this summer. Get a job. FIX YOUR CREDIT. Save some money. Use that money towards next summer, and maybe you can get a loan by then too.
I made $19k one year as an undergrad. I am sure you can make $4k.
Wrong news link, my bad, google failed me.
It made the news, because following the massive education cut, they gave themsevles raises.
Rumpltzer
Diamond Member
- Jun 7, 2003
- 4,815
- 33
- 91
Go to the financial aid office at your school and talk to them. I did it when I was in undergrad, and it was suggested to me that I become financially emancipated from my parents. Once that happened, the Department of Education began throwing money at me because my annual income (without my parents who weren't supporting me at all) was like $8000.
Talk to the financial aid office at your school. If the first person you talk to can't help you, talk to someone else.
Good luck.
Talk to the financial aid office at your school. If the first person you talk to can't help you, talk to someone else.
Good luck.
I posted that i cant get any private loans at all. I didnt post the specifics, you assumed them. How the hell does a college kid on min wage summer jobs "fix his credit"? Furthermore, i will not save money working in the summer for any future school, it will all be burned on rent.
Im looking for constructive advice, and if it was as simple as a summer job, i wouldnt make a damn thread asking for advice.
There's nothing computer / semiconductor / electronics related that you can do?
You'll have the same problem finding a REAL job in physics - even with the grad degree that is a tough one.
Having a "real" job on your resume, while it might not help you get into grad school (Although it might) will be absolutely 100% invaluable to you later... and as others have pointed out, even on-campus jobs often pay more than minimum wage. (and many of them let you post on anandtech)
In your OP you said you had very little credit. "Fixing" that is easy, establish some lines of credit, use them, pay them back. Do that for a year and maybe you will qualify for the loans you cannot get now. HOWEVER if you are simply living off of your student loans and using them to pay for housing, tuition, etc, etc... I agree with the banks, you are asking them for free money in the hopes that 8 years from now you will be worth something... you need to prove that one way or another. (and having an income is a good way)
Edit: The loan amounts below look about right to me, although I never did subsizied $4k for unsub sounds close.
Alright, everyone is talking about all of these extra loans they got as an independant.
Here is exactly what i got for 2006-2007.
Federal Pell Grant Accepted $1,100.00
PHEAA State Grant Full Time Accepted $3,900.00
Fed Stafford Subsidized Loan Accepted $2,625.00
Fed Stafford Unsubsidized Loan Accepted $4,000.00
Total $11,625.00
Does anyone know the limits of what i can borrow as an undergrad?
People were tossing around numbers like $8000... If the school lied to me and im not maxed out on loans, im going to be royally pissed off, ive been stressing about this for a month now.
Here is exactly what i got for 2006-2007.
Federal Pell Grant Accepted $1,100.00
PHEAA State Grant Full Time Accepted $3,900.00
Fed Stafford Subsidized Loan Accepted $2,625.00
Fed Stafford Unsubsidized Loan Accepted $4,000.00
Total $11,625.00
Does anyone know the limits of what i can borrow as an undergrad?
People were tossing around numbers like $8000... If the school lied to me and im not maxed out on loans, im going to be royally pissed off, ive been stressing about this for a month now.
theeedude
Lifer
- Feb 5, 2006
- 35,787
- 6,197
- 126
What is your obsession with getting private loans? I got about $100K freeride via need based (non academic) financial aid at a private school, and I am white. You don't have to be black, you just need to be poor. Go to your school'sfinancial aid office first. They'll have you fill out paperwork, FAFSA, and other forms, then you can apply for financial aid. And yes, if your parents have income, claim you as dependent, but won't contribute to your education, get emancipated ASAP, because they will only be blocking you from getting aid because of their income.
Rumpltzer
Diamond Member
- Jun 7, 2003
- 4,815
- 33
- 91
Also, I worked internships at fabs over the summers.
During my freshman year I sent out 80 cover letters and resumes. I got two interviews and one offer at what later became Lucent's fab in Orlando. I also did Intel and Motorola Semiconductor. Once you get one internship, it's easy to get another.
Pay came out to something like $16-$32 per hour depending on how much school you had done, housing was inexpensive, and I met/dated (some) hot engineering chicks through summer internships.
I went into grad school with more summer experience than anyone I know, and I left grad school better knowing what to expect working for the man... and knowing enough to not want to work for the man.
During my freshman year I sent out 80 cover letters and resumes. I got two interviews and one offer at what later became Lucent's fab in Orlando. I also did Intel and Motorola Semiconductor. Once you get one internship, it's easy to get another.
Pay came out to something like $16-$32 per hour depending on how much school you had done, housing was inexpensive, and I met/dated (some) hot engineering chicks through summer internships.
I went into grad school with more summer experience than anyone I know, and I left grad school better knowing what to expect working for the man... and knowing enough to not want to work for the man.
1. State School
2. Already emancipated
3. Finaid basically said "fvckoff get a private loan"
4. FAFSA is already long done, and i was independant then
Curiuos if anyone had ever done this. For various reasons my parents income fluctuated wildly while I was in school, which made financial aid a new adventure every year. Since I was working so much I actually asked the FA office about doing just that and applying on my own, and they basically looked at me like I tried to suggest I rob a bank to pay my tuition...
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