So I spent $5 past my limit on my BoA Visa CC

[RobCur]

Originally posted by: shilala

Originally posted by: virtualgames0
I thought it would decline my card if I didn't have enough credit...
and prude morons.. don't reply..

I wouldn't be tossing around the moron nomer too much. You pretty much owned yourself in the original post. Duh.

I'm a moron from time to time but he is a bigger moron then me
Why I say? occasionally I buy stuff that are junk because it is cheap only for it to fail on me and make me think twice about buying lowly priced products ever again.
ALSO, I don't overspent ever.. ..Use common sense :roll:

 

[AgaBoogaBoo]

Call and ask kindly

 

[MustangSVT]

Originally posted by: virtualgames0
And I got charged a $35 fee...

anyway to clear it up?

call them.

they will clear it for you for the first time.

 

[yhelothar]

Yesss I called them again, and they cleared it for me..
But I might be charged again for it, because the overlimit fee put me over the limit again!

It's been 15 days since I was charged for the fee, and I haven't been charged another one yet(knocks on wood)

 

[Lobstar]

If this is your first time and you call to waive they will.

 

[RossMAN]

You may have answered this already. What is your cc limit?

Why are you so near the limit? Why not make siginifcantly higher payments?

 

[FoBoT]

i wonder why they call it a "limit"

 

[yhelothar]

Only $600 for broke college students.
I blame the social security office for not being able to make a full payment!
Or my mom who lost my social security card.
I applied for a replacement card at the "overcrowded and understaffed" SS department.
I waited an entire month and my card didn't come. So then I went again, and they said they don't even have my application on file!
So then I had to reapply, and then I finally received my card two weeks later, so I can get my salary.
Thus the near two months it took for my SS card to get hear resulted in me losing a payday. Thus not getting my paycheck on that month kept me from paying off my credit card in time.