- May 7, 2008
- 3,468
- 5
- 81
It went through!? So yea, a couple months ago I had some ad company get a hold of my primary checking account and they started pulling $20 a month out of it without my consent. I call the company, they issue a refund and go to my bank and ask them to close that primary account and create a new one. I told the rep that I wanted to keep my debt card and link it to the new account.
So shes on the computer, she DOESNT shut down my primary account at the moment and opens a new checking account. she tells me my bank card is linked to this new account and not to mess with the primary account for it will shut down in a week or so. So I did what she said. I never touched that primary account and a week later I go to the store and buy some stuff and got insufficient funds. I just got paid that week and deposited my money in my new account. so i go online to the banks website and notice i STILL have my primary account with my bank card still linked to it as well as my new account.
so for the past couple months ive had 2 checking accounts. my career is based on the housing market. we all know how that is going so in the past 2 years, ive been laid off twice. today is my last day of work and im trying to catch up on my bills.
now, my question is. i have a car financed. I wanted to know if I can pay off (11k) using this extra checking account to have a interest free somewhat of a paid off car. because like I said in the begining, I paid off my premuim car insurance off with this account. oh and it has no money in it. so itll go through with a 1 time over draft fee per transaction.
yay or nay?
So shes on the computer, she DOESNT shut down my primary account at the moment and opens a new checking account. she tells me my bank card is linked to this new account and not to mess with the primary account for it will shut down in a week or so. So I did what she said. I never touched that primary account and a week later I go to the store and buy some stuff and got insufficient funds. I just got paid that week and deposited my money in my new account. so i go online to the banks website and notice i STILL have my primary account with my bank card still linked to it as well as my new account.
so for the past couple months ive had 2 checking accounts. my career is based on the housing market. we all know how that is going so in the past 2 years, ive been laid off twice. today is my last day of work and im trying to catch up on my bills.
now, my question is. i have a car financed. I wanted to know if I can pay off (11k) using this extra checking account to have a interest free somewhat of a paid off car. because like I said in the begining, I paid off my premuim car insurance off with this account. oh and it has no money in it. so itll go through with a 1 time over draft fee per transaction.
yay or nay?
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