55 Hours here.
I've had ~4-5 CTDs. Barely worth mentioning, all things considered. In a game where you can save anywhere/anytime you want, having a crash every 11 hours or so of playtime isn't a big deal for me. At all.
That's the problem CTD vary from person to person.The 59 page thread says a lot when players can run other games fine and Intel Burn Test,Primetime,Fumark etc for many hours but get CTD with Skyrim says a lot,if I was beta testing Skyrim these issues would of been top of my list and hopefully sorted,fact is they have released a few patches and admit it needs more.
I've not even mentioned how many buggy quests etc....it might be game of the year in a few years time with modded content and latest patches etc..oh wait by then there will be newer better games out.
Anyway it does have issues and if anybody is in denial have a look here
http://forums.bethsoft.com/index.php?/topic/1270631-crashes-during-gameplay/page__st__1160 (CTD thread was started by Bethesda so they are aware of the issue,asking for your DxDiag report).
I still would not give it game of the year since nothing stands out,I also consider myself a RPG fan.