Situation at a grocery store

[monk3y]

Well I was waiting in line to pay for what I bought... There were 3 people in front of me. One of them was paying and they slid their card and it was taking a while. The debit was apparently not working. So the girl at the cash register anounces that the debit is NOT working and that credit will... I was amazed when the next 2 people actually hit debit too. I don't understand that... Some people either don't listen or just aren't too smart.

 

[Goosemaster]

Like little mice into micetraps, the Americano's will stupify and bewilder.


It's best just to ignore this stuff. Sort of how I shrug off the fact that I nearly get hit everyday while driving to school because people in SUV's decide to change lanes while directly to my left.

 

[LordJezo]

I don't get why people dont just hit the credit button when using a check card..

As long as they dont get cash back there is no reason to go through the extra steps needed to put in your pin number.

 

[MazerRackham]

Originally posted by: LordJezo
I don't get why people dont just hit the credit button when using a check card..

As long as they dont get cash back there is no reason to go through the extra steps needed to put in your pin number.

But then you have to sign... I'd rather punch in my PIN than sign...

 

[Goosemaster]

Originally posted by: LordJezo
I don't get why people dont just hit the credit button when using a check card..

As long as they dont get cash back there is no reason to go through the extra steps needed to put in your pin number.

The threat of someone catching the PIN from over your shoulder should be be a sufficient deterent, but alas, 98.55% of people..urgh..you know

 

[beer]

Originally posted by: LordJezo
I don't get why people dont just hit the credit button when using a check card..

As long as they dont get cash back there is no reason to go through the extra steps needed to put in your pin number.

Maybe they were debiting from an ATM card, and the only other option was a regular credit card? I usually pay for groceries with ATM debit. I refuse to carry check cards.

 

[loup garou]

Originally posted by: LordJezo
I don't get why people dont just hit the credit button when using a check card..

As long as they dont get cash back there is no reason to go through the extra steps needed to put in your pin number.

It takes almost exactly the same amount of time to punch in 4 numbers as it does to sign your name. Less if you have a cashier who can't find a pen.

 

[TitanDiddly]

Originally posted by: beer

Originally posted by: LordJezo
I don't get why people dont just hit the credit button when using a check card..

As long as they dont get cash back there is no reason to go through the extra steps needed to put in your pin number.

Maybe they were debiting from an ATM card, and the only other option was a regular credit card? I usually pay for groceries with ATM debit. I refuse to carry check cards.

Why?

 

[loup garou]

Originally posted by: Goosemaster

Originally posted by: LordJezo
I don't get why people dont just hit the credit button when using a check card..

As long as they dont get cash back there is no reason to go through the extra steps needed to put in your pin number.

The threat of someone catching the PIN from over your shoulder should be be a sufficient deterent, but alas, 98.55% of people..urgh..you know

:roll:

 

[PanzerIV]

Personally, if I am standing in a checkout line pretty much the last thing I am doing is paying attention to what somebody three people up in line is doing. I am usually talking to someone with me, daydreaming, looking around the store or simply not paying attention. Thus, I would be one of these "dumb" people who didn't hear the cashier.
In other words perhaps their mind was elsewhere and not intently focused on what somebody they don't even know is doing in a checkout line at a grocery store.

 

[monk3y]

Originally posted by: PanzerIV
Personally, if I am standing in a checkout line pretty much the last thing I am doing is paying attention to what somebody three people up in line is doing. I am usually talking to someone with me, daydreaming, looking around the store or simply not paying attention. Thus, I would be one of these "dumb" people who didn't hear the cashier.
In other words perhaps their mind was elsewhere and not intently focused on what somebody they don't even know is doing in a checkout line at a grocery store.

I think that's fine but I usually manage to glance to the front when it's taking over 5 minutes and I thought I was pretty far ahead in the line...

 

[oniq]

I get charged .50 if I use my debit card as debit, so I have to use it as credit everywhere :\

 

[PanzerIV]

Originally posted by: InstincT

Originally posted by: PanzerIV
Personally, if I am standing in a checkout line pretty much the last thing I am doing is paying attention to what somebody three people up in line is doing. I am usually talking to someone with me, daydreaming, looking around the store or simply not paying attention. Thus, I would be one of these "dumb" people who didn't hear the cashier.
In other words perhaps their mind was elsewhere and not intently focused on what somebody they don't even know is doing in a checkout line at a grocery store.

I think that's fine but I usually manage to glance to the front when it's taking over 5 minutes and I thought I was pretty far ahead in the line...

Well, you have a point there. If it's taking five minutes I am getting a little steamed by that point and wanting to know what the hell is going on. 😀

 

[maziwanka]

ppl are idiots (sometimes)

 

[beer]

Originally posted by: PhasmatisNox

Originally posted by: beer

Originally posted by: LordJezo
I don't get why people dont just hit the credit button when using a check card..

As long as they dont get cash back there is no reason to go through the extra steps needed to put in your pin number.

Maybe they were debiting from an ATM card, and the only other option was a regular credit card? I usually pay for groceries with ATM debit. I refuse to carry check cards.

Why?

Why won't I carry check cards? I shall give three different examples that have occured to first-degree friends of mine.

1) Let's say you go to a bar and hand over a check card to start a tab. Before you buy your first drink, the system will reserve at least $75 to cover the worst case scenerios. Which means, at the moment you hand over your check card when you enter a bar, they freeze $75 out of your account. When you leave, you pay your tab + tip and they will debit your account for the exact amount - which will usually be less than $75.

However it takes two days for that charge to go through, and in that time you still have a $75 block on your account. If you have, say, $650 in your checking account, and then you get paid on the first of each month and go to a bar on the 30th. You pay your rent of $600 and only intend to drink a beer or two, which totals $10 or something. You go to the bar, hand over your CC, they lock your acocunt down to $575. You drink your $10 worth of beer and leave. The next day, the fund freeze hasn't been removed, and your rent check goes through and bounces - even though you had funds to cover all your outstanding expenses.

2) repeat story #1. Replace bar tab with collateral for an advance RMA. They block funds for two or three weeks.

3) If you pay with a check card and for some reason your account is comprimised, you have a much harder time getting the bank to side with you. There are restrictions on liability for credit cards but not for check cards - offering any protection to you is merely a courtesy a bank offers, and not the $50-max liability for credit cards.

 

[bleeb]

We are all lemmings ya.