Sick Detroit mom facing eviction fighting back with graffiti

[SheHateMe]

This story pulls at my heart strings. It hits close to home. I was born and raised in Detroit until I was 12 years old, since then, I have moved to another state but I understand the struggles going on in the city but also the plight of many of the homeowners who got shafted by the mortgage companies.

I thought I'd share it to atleast give people a story other than whats going on in Africa right now. Tell me what you guys think?

Her decision to graffiti her house was radical but it got everyone's attention. She just wants to leave something behind for her kids, she knows she isnt going to make it

Im going to find out if there is some way I can help this woman, I can't afford to pay her taxes but I can atleast give her something to bring the amount down a bit.

It's pretty hard to miss Kelly Parker's house on the city's west side. It's covered with graffiti and it was done on purpose to try and keep potential buyers at bay.

"The city decided that they were putting it up on auction, so I made it to the point where nobody would want me to buy it," said Parker.

Life has dealt the mother of two some pretty rough blows. She has stacks of paperwork documenting her struggle. She lost her job, suffers from Crohn's disease and is now in the fight of her life.

"Three weeks ago, I was diagnosed with brain and lung cancer and it's to the point where they want to do brain surgery tomorrow, and I just found all this out. So them trying to evict me out of my house and sell my house, I'm not going anywhere."

When she bought the home in 2005, the small, tidy two bedroom bungalow was Parker's dream home. A place to raise a family. Then her mortgage doubled and she fell behind. The home went into foreclosure. She owes about $12,000 dollars in back taxes.

She was hoping her disability checks would kick in with enough time to save the place, not for her, but for her sons.

"According to doctors, I don't have much time, so at least my kids will have a house."

"She's really sick, and she's a good mom and a good neighbor," said Tina McNally. "So we want her here."

Houses in Detroit are selling like hotcakes. Mostly to landowners or people who want to rent it out. Many of these houses wouldnt sell otherwise... There was once a time not too long ago where you could get a house in Detroit for a few hundred dollars from the banks. No doubt in my mind that if they take her home, it will sit there unoccupied for years until the bank gets tired of it and sells it to someone for $200.

http://www.myfoxdetroit.com/story/1...ting-back-with-graffiti#.UFAIhEfCQT8.facebook

 

[waggy]

that is the type of situation SSDI should save. but..like they said it takes so damn long it won't help. and if she does win she won't get enough to save the house.

sad situation. i feel for people like her. wanting to work but nature and life threw her shit.

 

[Soundmanred]

Kelly Parker, Deadbeat Vandal.

 

[spidey07]

Lock her up, she broke the law and damaged property that wasn't hers.

And what kind of stupid has a mortgage that would double? There's more to this sob story.

 

[SheHateMe]

Lock her up, she broke the law and damaged property that wasn't hers.

And what kind of stupid has a mortgage that would double? There's more to this sob story.

She was one of those people that got a toxic loan.


The house is CURRENTLY hers. She can do whatever she wants to it at this point.

 

[spidey07]

She was one of those people that got a toxic loan.

So she's a special kind of stupid.

 

[Doppel]

I feel bad for her.

Really, when are we all going to get together, drive into detroit, pick everybody up, disburse them across the US, and turn it into an alligator refuge? It is an absolute shitehole!

 

[Newbian]

Sounds like it will only cause the house to sell for less so someone will get a better deal.

 

[SheHateMe]

So she's a special kind of stupid.

If it makes you feel better, Spidey.

 

[Newbian]

I feel bad for her.

Really, when are we all going to get together, drive into detroit, pick everybody up, disburse them across the US, and turn it into an alligator refuge? It is an absolute shitehole!

Might be a bit cold for them.

 

[jhbball]

So she's a special kind of stupid.

and you're a special kind of hick piece of shit.

 

[Budmantom]

She was one of those people that got a toxic loan.


The house is CURRENTLY hers. She can do whatever she wants to it at this point.

This does sound like a horrible situation but it's not hers, the bank owns it.

The bank lent her the money, she is defaulting and she is devaluing the property to a greater extent.

 

[SheHateMe]

There's a difference between being ignorant and being stupid, Spidey.

A lot of the people who were caught up by the banks giving out those toxic loans were just ignorant of what they were actually consenting to. When someone is ignorant about something...especially loans, it is much easier to convince them to agree to something that is way beyond their means.


I think many of us know about the teaser rates that banks use to get people to sign up for credit cards...then what happens after the first year? APR goes up to 12-15%.

 

[SheHateMe]

This does sound like a horrible situation but it's not hers, the bank owns it.

The bank lent her the money, she is defaulting and she is devaluing the property to a greater extent.

I don't disagree that it was wrong to vandalize the house. She doesnt have to worry about anyone buying it because they won't. The bank already knew that house wouldnt sell...I think she is just trying to call for help the best way she could think of.

 

[waggy]

I think many of us know about the teaser rates that banks use to get people to sign up for credit cards...then what happens after the first year? APR goes up to 12-15%.

frankly anyone that took a loan like that is a fucking idiot and deserves what they get.

I am torn on this situation. She seems to be willing to work, wanting to work, but her health went to shit and she can't work and SSDI takes a fucking long time (i really think they do that in hopes the person dies before they finish) and it won't save the house.

this is the type though i think really should be helped. not the idiot that got in over there head and now begging for help.

 

[nehalem256]

that is the type of situation SSDI should save. but..like they said it takes so damn long it won't help. and if she does win she won't get enough to save the house.

sad situation. i feel for people like her. wanting to work but nature and life threw her shit.

She has $12,000 in back taxes. How much SSDI is she expecting to get. Sounds to me like she has not learned anything she she took out a mortgage she obviously could not afford.

The house is CURRENTLY hers. She can do whatever she wants to it at this point.

She probably has less equity in her house than I have in her house. I do not see how you can you morally defend her property destruction. It is called acting in good faith.

 

[SheHateMe]

She has $12,000 in back taxes. How much SSDI is she expecting to get. Sounds to me like she has not learned anything she she took out a mortgage she obviously could not afford.



She probably has less equity in her house than I have in her house. I do not see how you can you morally defend her property destruction. It is called acting in good faith.

I didn't say that it wasnt wrong. I just won't condemn her for it. Is that a problem? I feel sorry for her and her situation.

 

[waggy]

She has $12,000 in back taxes. How much SSDI is she expecting to get. Sounds to me like she has not learned anything she she took out a mortgage she obviously could not afford.



She probably has less equity in her house than I have in her house. I do not see how you can you morally defend her property destruction. It is called acting in good faith.

with SSDI you go back to when you get the issue. so it could be 10-50k who knows. it is possible to be enough to get it OUT of foreclosure.

But i have to agree i suspect the real issue is sh had a mortgage that had the interest fucking shoot up and that's what did it. the other stuff is just a way to try and get enough to save it

 

[Matt1970]

She was one of those people that got a toxic loan.


The house is CURRENTLY hers. She can do whatever she wants to it at this point.

That's actually illegal. You already agreed not to do that when you signed your Mortgage.

 

[Moonbeam]

I feel bad for her.

Really, when are we all going to get together, drive into detroit, pick everybody up, disburse them across the US, and turn it into an alligator refuge? It is an absolute shitehole!

Personally I find your kind of thinking to be very dangerous. I have built my entire ego on the feeling I'm better than people like this, that she's a dolt and I'm a genius or close to it by comparison, and here you come telling me that it's the environment she was raised in that made the difference. Fuck that! She can rot in hell with the rest of her neighbors if it even suggests I could have wound up like her had I been born as she was. Not that I don't admire the delusional sympathy you feel, but without examples of shit heads like her where the fuck would my ego be. I'm fucking pissed off at the world, don't go asking me to think about gratitude and all that there but for the grace of God shit.

 

[Moonbeam]

That's actually illegal. You already agreed not to do that when you signed your Mortgage.

It was illegal to rebel against the British and the penalties even greater. What makes this woman an asshole and George Washington a hero?

Or this criminal:

Matthew 21:12-13 (New American Standard Bible)

12 And Jesus entered the temple and drove out all those who were buying and selling in the temple, and overturned the tables of the money changers and the seats of those who were selling doves.
13 And He said to them, “It is written, ‘MY HOUSE SHALL BE CALLED A HOUSE OF PRAYER’; but you are making it a ROBBERS’ DEN.”

Mark 11:15-18

15 Then they came to Jerusalem. And He entered the temple and began to drive out those who were buying and selling in the temple, and overturned the tables of the money changers and the seats of those who were selling doves;

16 and He would not permit anyone to carry merchandise through the temple.

17 And He began to teach and say to them, “Is it not written, ‘ MY HOUSE SHALL BE CALLED A HOUSE OF PRAYER FOR ALL THE NATIONS’? But you have made it a ROBBERS’ DEN.”

18 The chief priests and the scribes heard this, and began seeking how to destroy Him; for they were afraid of Him, for the whole crowd was astonished at His teaching.

 

[SheHateMe]

with SSDI you go back to when you get the issue. so it could be 10-50k who knows. it is possible to be enough to get it OUT of foreclosure.

But i have to agree i suspect the real issue is sh had a mortgage that had the interest fucking shoot up and that's what did it. the other stuff is just a way to try and get enough to save it

Yes. My dad used to be a nurse and sustained a serious back injury lifting a heavy (heavy is an understatement) patient. It took 3 years of appealing and fighting in court before he could get his SSDI benefits...and it was something like $25,000 or something like that.


Also, before anyone calls him stupid for attempting to lift the patient himself, he was with other people. Its my understanding that he was crushed or something..

 

[nehalem256]

Yes. My dad used to be a nurse and sustained a serious back injury lifting a heavy (heavy is an understatement) patient. It took 3 years of appealing and fighting in court before he could get his SSDI benefits...and it was something like $25,000 or something like that.


Also, before anyone calls him stupid for attempting to lift the patient himself, he was with other people. Its my understanding that he was crushed or something..

Three weeks ago, I was diagnosed with brain and lung cancer and it's to the point where they want to do brain surgery tomorrow

Somehow I do not think she much back SSDI coming to her.

 

[Mursilis]

She seems to be willing to work, wanting to work.

What made you reach that conclusion?

 

[SheHateMe]

What made you reach that conclusion?

Because she was able to make the payments on her house until she lost her job and she obviously regrets not being able to pay and PROBABLY would still be seeking a job if she didnt find out she had lung and brain cancer last week.