Shop at Target recently? Uh-oh...

[Nintendesert]

Why would anyone want to even worry about a dispute process or dealing with fraud? Just cancel your card and get a new one issued.

 

[Aikouka]

I shopped at Target yesterday. It was a ghost town. Fastest I've ever gotten out of checkout before

I've been there since "the event" and there were still tons of people in the store. Although, if there are a lot of people, I normally just go to electronics to check out since you can check out there as long as you don't have anything requiring a scale or alcohol.

 

[jpeyton]

Why would anyone want to even worry about a dispute process or dealing with fraud? Just cancel your card and get a new one issued.

No need to even do that. Chase, for example, is automatically issuing new cards to anyone affected by the breach.

I shopped at Target with my Chase card on the affected days, and they just notified me that my new card is coming soon.

 

[kranky]

Chase is throttling debit cards that were used at Target to $100 cash per day /$300 purchases per day. Sucks for last-minute shoppers, I guess.

http://www.nytimes.com/2013/12/22/b...e-of-debit-cards-from-target-breach.html?_r=0

 

[Aikouka]

As a note, the 10% discount is in addition to the 5% RedCard discount. I was at Target earlier, and it automatically rings up as "Target Coupon". I just hope it isn't a one-time thing and I blew it on pretzels. :$

 

[Nintendesert]

No need to even do that. Chase, for example, is automatically issuing new cards to anyone affected by the breach.

I shopped at Target with my Chase card on the affected days, and they just notified me that my new card is coming soon.

It's good Chase did that. It's cheaper for them in the long run too to simply issue new cards than try to deal with fraud.

I'm just kind of confused why others in this thread are saying they'll be watching their statements or their banks will notify them if there is fraud. WHY?! Just get a new card and be done with it and save yourself so much headache and potential problems.

 

[Balt]

It's good Chase did that. It's cheaper for them in the long run too to simply issue new cards than try to deal with fraud.

I'm just kind of confused why others in this thread are saying they'll be watching their statements or their banks will notify them if there is fraud. WHY?! Just get a new card and be done with it and save yourself so much headache and potential problems.

Amex has apparently decided the risk is worth it. I asked them if I should get a new card since I had shopped at Target during the breach and they said "nah, we are monitoring the accounts for fraud". Perhaps they want to wait until their are fraudulent charges and then try to pass on the expense of the replacement card/bad charges to Target. No idea if that's how it works, though.

I might just request a replacement anyway. A lot of the news seems to indicate that ALL of the cards were compromised whereas some just say "up to 40 million may have been".

 

[ch33zw1z]

Chase is throttling debit cards that were used at Target to $100 cash per day /$300 purchases per day. Sucks for last-minute shoppers, I guess.

http://www.nytimes.com/2013/12/22/b...e-of-debit-cards-from-target-breach.html?_r=0

Kinda sucks, guess just go into the bank and make a withdrawl for what you need.

It's better to pay cash anyways

 

[BoomerD]

My neighbors, both in their 80's, were stung by this. They rarely shop at Target...but bought a DVD player during the Black Friday sales...their bank notified them of fraudulent charges, so they cancelled the card and requested a new one.

This is surprisingly wide-spread.

Speculation on who's behind this? China? North Korea? Russian mobsters? Anonymous?

 

[rh71]

I requested a new card but they cancelled the wrong card as we have personal and joint cards. So now I'm getting 2 new cards instead. Not a big deal other than having to edit auto payment with one site.

 

[Exterous]

Didn't take long for the lawsuits to start rolling in:
http://www.twincities.com/business/ci_24777439/target-data-breach-lawsuits-filed-eye-class-action

Not sure how I feel about this yet. Didn't notify in a timely manner? How long should they be given to notify 40 million people "directly"?

 

[Mermaidman]

TGT should be the safest place to use your CC now! :biggrin:

I'd be careful at the other retailers.

 

[Svnla]

I went to TG yesterday and received 10% off my whole purchase. The cashiers all had one page print out with bar code and they scanned that code to give the discounts.

I did check my Chase and American Expresss CC accounts and so far, so good.

 

[foghorn67]

I changed cards. My bank tried to talk me out of it, but I insisted.
I'm no longer going to use debit cards. Too much at stake. Even if most banks are responsive with making sure funds are available after a claim, I can't take that risk.
I'm going to strictly fill-able cards, charge cards and cash from now on.

 

[Nintendesert]

This story keeps getting better and better. If you used your debit card the thieves now have your PIN.

http://uk.reuters.com/article/2013/12/24/uk-target-databreach-exclusive-idUKBRE9BN0L420131224

The claim is that the data is encrypted, but depending on the quality of the encryption that may not be worth much. Target is denying it, but right now they are speaking legal butt-covering and not looking out for customers anymore.

So, change your PIN too if you used your debit card just to be safe. Merry Christmas everyone!

 

[Childs]

This story keeps getting better and better. If you used your debit card the thieves now have your PIN.

http://uk.reuters.com/article/2013/12/24/uk-target-databreach-exclusive-idUKBRE9BN0L420131224

The claim is that the data is encrypted, but depending on the quality of the encryption that may not be worth much. Target is denying it, but right now they are speaking legal butt-covering and not looking out for customers anymore.

So, change your PIN too if you used your debit card just to be safe. Merry Christmas everyone!

Yeah, I went into Chase today to withdraw some money. They had me change the PIN right there just to avoid any hassle.

 

[manly]

My neighbors, both in their 80's, were stung by this. They rarely shop at Target...but bought a DVD player during the Black Friday sales...their bank notified them of fraudulent charges, so they cancelled the card and requested a new one.

This is surprisingly wide-spread.

Speculation on who's behind this? China? North Korea? Russian mobsters? Anonymous?

The usual suspects are Eastern Europeans.

 

[Nintendesert]

http://www.foxbusiness.com/industri...uest-info-also-stolen-in-black-friday-breach/


So, I'm a little curious as to who these additional 30 million people are.

The retailer reassured its customers this latest development is not part of a new breach, but was uncovered as part on the ongoing investigation. In addition to the already-known customer names, card numbers, expiration dates and the CVV three-digit security codes that were stolen, Target said the new information included in the breach now includes names, mailing address, phone numbers and email address for as many as 70 million customers.


A Target spokesperson told Reuters the number of payment cards affected by the breach still stands at about 40 million, adding the new figure includes even people who didn’t swipe cards.

My question is if this "guest info" is now simply anyone and everyone that's ever shopped at Target and will the newest revelation be that Target kept their credit cards on file and that data was also stolen so even people that didn't shop at Target during this period have had their card information along with personal information stolen?

 

[monkeydelmagico]

So the real story is anyone who has shopped at Target over the past year, either online or at a physical store, and used any form of plastic, better cancel/re-issue their cards.

 

[Uppsala9496]

According to the Washington Post it is an ADDITIONAL 70 million customers for a total of 100 million to 110 million affected.
http://www.washingtonpost.com/busin...da1026-79fe-11e3-8963-b4b654bcc9b2_story.html

The giant retailer told customers in December that up to 40 million customers’ credit and debit card information had been stolen. But now the company says that an additional 70 million customers also may have had their personal information — including names, mailing addresses, e-mail address and phone numbers — stolen.

 

[Gooberlx2]

Glad I renew fraud alerts with the credit bureaus every 90 days anyway.

 

[destrekor]

USAA recently discovered I in fact did have a card compromised. A new one is on the way.
Damn - now I have to go update subscriptions everywhere.

 

[Nintendesert]

According to the Washington Post it is an ADDITIONAL 70 million customers for a total of 100 million to 110 million affected.
http://www.washingtonpost.com/busin...da1026-79fe-11e3-8963-b4b654bcc9b2_story.html

The giant retailer told customers in December that up to 40 million customers’ credit and debit card information had been stolen. But now the company says that an additional 70 million customers also may have had their personal information — including names, mailing addresses, e-mail address and phone numbers — stolen.

Wow. There needs to be a criminal investigation into Target now for this. It really reaks of a coverup and violations of current laws on data breach diclosure.

My wife has shopped at Target last year, I'm going to get new cards and make Target pay for the fraud monitoring if I can.

 

[destrekor]

Wow. There needs to be a criminal investigation into Target now for this. It really reaks of a coverup and violations of current laws on data breach diclosure.

My wife has shopped at Target last year, I'm going to get new cards and make Target pay for the fraud monitoring if I can.

You're bank should have notified you already.
It might be late, though - USAA only recently disclosed mine was found to be in the leak. I just received a replacement card today.

I haven't seen anything irregular on my card activity. I've been paying attention to the entire date range and through today, since first learning. So that's good.

 

[ViRGE]

Wow. There needs to be a criminal investigation into Target now for this. It really reaks of a coverup and violations of current laws on data breach diclosure.

My wife has shopped at Target last year, I'm going to get new cards and make Target pay for the fraud monitoring if I can.

What makes you think Target did anything wrong, and they weren't just the victims of very good criminals? Whoever pulled this off clearly wasn't a small time organization, after all.