This is a pretty long story and Ill have cliffs at the bottom, but if anyone will be good enough to read it and help me Ill really appreciate it.
About a year ago I had one paypal account that I used for everything and I never had any problems until I sold two items on ebay. I got two payments to my account one for I think $1000 and the other about $800. About a month later I log onto my account to see that I had a balance of -$1800. Turns out both of them filed charge backs against me. Fortunately for me one was found in my favor so my balance went down to about -$1000. But, the other claim I lost I got stuck with a bill for $1000 which was sent to a collection agency and I paid it off over a couple months. After it was paid off my paypal account balance went back to $0, but it was still limited and they wouldn?t give access back to me. I called them and they told me that I still owed them $800 from a chargeback....wtf? That chargeback was reversed and I got the money back, my paypal account balance and history showed that and the collection agency only got a bill for $1000. I explained everything to the person over the phone and they looked through my history and found that I was right. She said that a team would look at my account and this should be resolved in a few days. Well three days later I get an email saying that I owe them $800...great.... So I had the great idea of making another account which I used for about a month or two before it got locked down, they took the $300 I had in it and then closed the account...so after this I just forgot about it and walked away from paypal. I didn?t have any more accounts with money in them and they can?t legally take money out of my checking account without my permission so I just didn?t care any more.
It?s now been about 8 months since then and my younger brother just created his own paypal account, which two weeks later was locked down while it had $200 sitting in it. He completed the three steps (add a bank account, confirm location, and verify credit card), and today he just got en email saying that the limitation still can not be lifted because his account is some how linked to my old accounts and before the limitation is lifted he must send them a check for $600. My brother?s account will probably never be accessible again and he will most likely lose that $200.
Is there anything I can do? I plan to call them again tomorrow and if this call is anything like the one I made a year ago it will be about 3 hours long. But, can I do anything else? I know its my fault for not fixing this a year ago instead of walking away but oh well.
Cliffs:
1. Got two claims filed against me on paypal a year ago totaling $1800.
2. One claim found in my favor, $800 refunded
3. Paid off $1000 through collection agency
4. Paypal says I still owe them $800
5. Brother creates paypal account.
6. Paypal closes brothers account saying its linked to mine.
7. Brother will most likely lose account and the $200 he had in it.
***Update***
So I called them and got some more information out of them. Turns out that the guy who lost the claim against me went to his credit card. His credit card filed a claim against paypal and won, and now since paypal doesnt want to eat that loss, they stuck the charge with me. They never bothered to tell me why I owed them money, they didnt even hit my account with a negative balance, they just sent me an email saying "you owe us this much".
About a year ago I had one paypal account that I used for everything and I never had any problems until I sold two items on ebay. I got two payments to my account one for I think $1000 and the other about $800. About a month later I log onto my account to see that I had a balance of -$1800. Turns out both of them filed charge backs against me. Fortunately for me one was found in my favor so my balance went down to about -$1000. But, the other claim I lost I got stuck with a bill for $1000 which was sent to a collection agency and I paid it off over a couple months. After it was paid off my paypal account balance went back to $0, but it was still limited and they wouldn?t give access back to me. I called them and they told me that I still owed them $800 from a chargeback....wtf? That chargeback was reversed and I got the money back, my paypal account balance and history showed that and the collection agency only got a bill for $1000. I explained everything to the person over the phone and they looked through my history and found that I was right. She said that a team would look at my account and this should be resolved in a few days. Well three days later I get an email saying that I owe them $800...great.... So I had the great idea of making another account which I used for about a month or two before it got locked down, they took the $300 I had in it and then closed the account...so after this I just forgot about it and walked away from paypal. I didn?t have any more accounts with money in them and they can?t legally take money out of my checking account without my permission so I just didn?t care any more.
It?s now been about 8 months since then and my younger brother just created his own paypal account, which two weeks later was locked down while it had $200 sitting in it. He completed the three steps (add a bank account, confirm location, and verify credit card), and today he just got en email saying that the limitation still can not be lifted because his account is some how linked to my old accounts and before the limitation is lifted he must send them a check for $600. My brother?s account will probably never be accessible again and he will most likely lose that $200.
Is there anything I can do? I plan to call them again tomorrow and if this call is anything like the one I made a year ago it will be about 3 hours long. But, can I do anything else? I know its my fault for not fixing this a year ago instead of walking away but oh well.
Cliffs:
1. Got two claims filed against me on paypal a year ago totaling $1800.
2. One claim found in my favor, $800 refunded
3. Paid off $1000 through collection agency
4. Paypal says I still owe them $800
5. Brother creates paypal account.
6. Paypal closes brothers account saying its linked to mine.
7. Brother will most likely lose account and the $200 he had in it.
***Update***
So I called them and got some more information out of them. Turns out that the guy who lost the claim against me went to his credit card. His credit card filed a claim against paypal and won, and now since paypal doesnt want to eat that loss, they stuck the charge with me. They never bothered to tell me why I owed them money, they didnt even hit my account with a negative balance, they just sent me an email saying "you owe us this much".
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