Samsung 840 Pro 256gb $187.99/FS rakuten.com EDIT: Possible CC fraud link, be careful

[Elixer]

If there's CC fraud i should use paypal? the CC company calls me whenever they think there's fraud and doesn't even think about not reimbursing me, while paypal is about the worst company on the planet. If there's any chance of fishy business I'd much prefer to generate 1 time number with a spending cap than use paypal

+1.
Discover's one time use CC # is fantastic.
I really wonder why they all don't do this. There is no way I would gamble making buys online with anything else.

Paypal is horrible, way too many bad experiences with them. I will never use them again.

 

[manly]

If there's CC fraud i should use paypal? the CC company calls me whenever they think there's fraud and doesn't even think about not reimbursing me, while paypal is about the worst company on the planet. If there's any chance of fishy business I'd much prefer to generate 1 time number with a spending cap than use paypal

+1.
Discover's one time use CC # is fantastic.
I really wonder why they all don't do this. There is no way I would gamble making buys online with anything else.

Paypal is horrible, way too many bad experiences with them. I will never use them again.

@ElFenix , most people would prefer not to have to cancel a credit card account soon after shopping at an online merchant. Otherwise you're correct that PayPal isn't a real solution to this problem.

Strangely the 1-time CC feature originated from an Irish company (IIRC), and I believe the few major banks that use it license the technology. MBNA (purchased by BofA), now known as FIA; Citibank and Discover Card.

Citibank has the best implementation because you can choose the expiration date and a custom charge limit. So while the Discover "secure" number is great at preventing account fraud, CitiCard's will even prevent the authorized merchant from overcharging you.

The main reason 1-time use CC #s aren't more prevalent is because they aren't as convenient as whipping out plastic. It's the same reason passwords end up providing poor security because people will use one relatively weak password at many or all sites they register with.

 

[esquared]

+1.
Discover's one time use CC # is fantastic.
I really wonder why they all don't do this. There is no way I would gamble making buys online with anything else.

Paypal is horrible, way too many bad experiences with them. I will never use them again.

Discover doesn't have one-time-use numbers anymore IIRC.

They dumped that secure online feature a couple years ago but then brought it back as
Secure Online Account Numbers.

https://www.discover.com/credit-cards/help-center/faqs/soan.html#q1

Now technically, certain merchants cannot use this number multiple times. Rakuten may be one. Others are Amazon, Facebook and Paypal. So these essentially are yes, one-time numbers for them. Otherwise a merchant keeps that secure number you've generated and reuses it on subsequent purchases by you. The secure number you generate expires when your Regular discover card expires

From the link:

"What is a secure online account number?

Secure online account numbers is a free online service offering you added security by protecting your account number while shopping online. When you make a purchase with a merchant using a secure online account number, the number is assigned only to that particular merchant. Once a secure online account number is assigned, the merchant can use it for your future purchases with them unless you specify otherwise. Some merchants, such as Facebook, Amazon, and PayPal, will not be able to use the same secure online account number multiple times. When shopping with those merchants, you will need to use a new secure online account number each time.

When you use a secure online account number instead of your actual Discover Card number, your account number is not revealed on the Internet or stored in an online retailer’s files. Or course, you also always receive $ Fraud Liability Guarantee so you're never responsible for unauthorized charges on your Discover Card account.

Note: You must be logged into your Discover Card account in order to generate and use secure online account numbers. Click here to log into your account and begin using the Secure Online Account Numbers feature.




When do secure online account numbers expire?

Secure online account numbers always expire on the same date as your actual Discover Card account number. When your Discover Card is reissued with a new expiration date, it will be necessary to update the expiration information on any retailer's web site where you have stored your actual card number or any secure online account numbers.

 

[Elixer]

When I go for the humble bundle via Amazon payments, they have the generated one-site use number, and I haven't had to generate it again.

In either case, it doesn't take that long to generate a new number. Last count, I had 135. But, lots of those expired at the same time my physical CC card expired. This year, I only have generated 15.

 

[manly]

Discover secure numbers has always been that way. While not the strongest implementation, it's still useful because ShopDiscover offers some nice cashback bonuses at times. They announced the feature was going away, but then announced it was staying. I assume this was a licensing issue.

The Flash-based app for Discover's secure numbers doesn't allow you to revoke numbers, or to pull up a preexisting number. If given the option, I generally prefer sites not to store a credit card number for easy checkouts, so being able to lookup an existing CC# is useful. I rarely need to revoke (i.e. cancel) a generated number, but at least the Discover CSRs are able to do that. Wonder if it's a pain to find that one number amongst 135!

 

[cvmmcg2]

http://www.rakuten.com/prod/samsung...42299158.html?ListingID=257355441?adid=18094&

Wasn't planning on buying the 840 Pro, but I thought this price was pretty good, so I snagged one.

EDIT: You have to go to checkout to see the final price. It's $237.99 from beach camera with a $50.00 off coupon (both are added to your cart).

EDIT2: Might want to stay away. Possible CC fraud linked to rakuten.com orders: http://slickdeals.net/f/6018544-Rakuten-Buy-com-Fraudulent-Use-of-Credit-Card-Info-within-Company?

Sorry about this guys!

Generate a Virtual Card # through your Credit Card Website.

 

[Zap]

And yes, I bought from Rakuten, and looks like fraudulent application showed up next day.

Will never, ever buy from that company again.

I just checked, and no fraudulent charges on my Discover card (yet?). Last purchase from Rakuten was almost exactly two weeks ago.

FWIW if indeed the CC numbers were gotten from purchases at Rakuten, I don't think the company itself would be behind this but rather some rogue employee swiping the info or they got hacked. Personal opinion.

 

[Cardio]

I just checked, and no fraudulent charges on my Discover card (yet?). Last purchase from Rakuten was almost exactly two weeks ago.

FWIW if indeed the CC numbers were gotten from purchases at Rakuten, I don't think the company itself would be behind this but rather some rogue employee swiping the info or they got hacked. Personal opinion.

Certainly agree ! Rakuten is a 15 Billion $USD company. The largest online seller in Japan and in the top 10 in the world. There is no way that they would purposely destroy their company by credit card fraud! There are many possible avenues for credit card fraud before reaching the company itself.

 

[ElFenix]

@ElFenix , most people would prefer not to have to cancel a credit card account soon after shopping at an online merchant. Otherwise you're correct that PayPal isn't a real solution to this problem.

Strangely the 1-time CC feature originated from an Irish company (IIRC), and I believe the few major banks that use it license the technology. MBNA (purchased by BofA), now known as FIA; Citibank and Discover Card.

Citibank has the best implementation because you can choose the expiration date and a custom charge limit. So while the Discover "secure" number is great at preventing account fraud, CitiCard's will even prevent the authorized merchant from overcharging you.

The main reason 1-time use CC #s aren't more prevalent is because they aren't as convenient as whipping out plastic. It's the same reason passwords end up providing poor security because people will use one relatively weak password at many or all sites they register with.

this is tangential but BoA let me do the 1 time number with set limit and set expiration date as well last year. may have changed since then.

 

[HardcoreRobot]

it would be nice if they assigned you a separate card number for each merchant. would pretty much eliminate fraud originating from web purchases.

 

[Kabigon]

I just wanted to confirm that I purchased one with PayPal and received it Saturday. The drive was brand new as promised and works perfectly. I even ordered two then decided I didn't need the extra and they canceled the order and had the $187.99 refunded to my account within a few hours. I'm not guaranteeing anything but they seem like a legitimate operation to me and even sent me a 15% off coupon for my next order. (I wish I could have used it on this order. )

 

[Elixer]

it would be nice if they assigned you a separate card number for each merchant. would pretty much eliminate fraud originating from web purchases.

That is exactly what Discover does.
Each generated number is assigned to that merchant who uses it, and it fails if you try same number at another place.