Well I tried it, open case, just had it sat in the BIOS Hardware Monitor. Pulled the plug on the fan. Temp got up to 64C, I plugged fan back in. I am not worried about this temp, what I am worried about is this is not a max load temp. Therefore I can only assume that the temp would just keep rising and rising. I dont think installing a 60mm case fan will help any either.
Looks like I will have to replace the fan. All my standard size 60mm fans are too tall though.