Hand-waving and generalizations have no value in determining what wattage PSU should be run. To determine your PSU wattage, first determine approximately how much DC power you will use with your system. Then look at various PSU reviews, and narrow down ON QUALITY what you should and should not even consider running. Then look at the PSU efficiency curve and try to find a quality PSU that reaches peak efficiency at or near your chosen wattage range. Buy that one. Examples:
http://www.jonnyguru.com/modules.php?name=NDReviews&op=Story4&reid=361
vs.
http://www.jonnyguru.com/modules.php?name=NDReviews&op=Story4&reid=446
The first link shows you the hot testing for the 1000w EVGA P2. It hits maximum efficiency at around 400-500W, though it maintains efficiency well up to ~800W, so a 500-800W range is certainly safe for that PSU from an efficiency PoV.
The second link shows you the hot testing for the 650W EVGA P2. It hits maximum efficiency at around 330W, though it maintains efficiency fairly well up through its entire range.
Both PSUs could (and do) perform some better at lower temperatures. I only chose to show the PSUs under maximum duress.
The point being that if you know you have a 300W DC system load, there's no sane reason why you should buy the 1000W P2 over the 650W P2. Sure the 1000W P2 does pretty well efficiency-wise down at that level, but the 650W is a smidgen better for a 300W load. You wind up burning more power at the socket with the bigger PSU. You will see the same effect with PSUs from other manufacturers, it isn't just EVGA/SuperFlower. You may see worse.
When considering a load of 215W, I would definitely NOT recommend a 1000W power supply! The EVGA P2 unit shows efficiency dropping down near 90% at that level.
For point-of-reference here is JG's review of the Corsair RM 750x (they have not reviewed the 650x to my knowledge):
http://www.jonnyguru.com/modules.php?name=NDReviews&op=Story&reid=452
Here is a thread about a Tom's review of the 650x from the JG forums:
http://www.jonnyguru.com/forums/showthread.php?t=13453
For point-of-reference I'm not all that impressed with the 750x. It never eclipses 90.5% efficiency, making it inferior to the EVGA 750W P2. It IS cheaper, though, and it looks very stable, so if you can get it for $20 less and you don't mind the hit in efficiency, go for it. It looks like it stays close to 90% in the 200-550W range giving it a lot of flexibility.
If it's a choice between the 650W P2 and RM750x I would probably get the P2, so long as total DC load stayed at 500W or less. They cost about the same, and the P2 is more efficient.