Whatever you do, don't get State Farm. If they can, they'll fuck you over.
They hit me with some other persons $10,000+ in medical bills for an "accident" which was at low speed, no real impact (it just involved the side of someones car scraping along my bumper). Only damage to my car was a dent in the bumper. Scraped the side of this ladys car at low speed. Technically it was "my" fault since I was backing out of a parking space. Ignore the fact that I was stopped when she scraped my car - that she was going too fast for a parking lot - AND that she was on the left side when there is plenty of room for two cars in between parking spaces (you can only park the right hand side because of how they are angled) - and I was only 1/3rd out of the space. Still my fault. Fine. But she claimed over $10K in medical bills. Funny she was out chatting with her friend who was there and having a fine old time, and even stated when she got out "Oh that was my fault wasn't it?". Wrote letter after letter after letter, fought everything as much as I could, but they still let her get away with insurance fraud. Funny thing was she had State Farm too. The most I was able to do was report her to the DMV and make her have to take a driving test (she was old) - but I don't know the outcome of that.
Of course that made my rates go up. However, later when my policy was coming up for renewal the rates went up AGAIN - no claims, no tickets, nothing. I asked them why my rates were going up - they said they were rasing their rates in CA. The next day on the radio I heard an advertisement by State Farm that they were lowering their rates in CA. Bullshit. I'm with Progressive now and will never use State Farm for anything ever again.
FUCK STATE FARM!
Facebook
Twitter