Question: can i pay my credit card off on weekends?

[ManBearPig]

Its officially due the 7th, but id rather wait for the pending charges to go through so i can just pay it all at once...so can i wait till saturday or sunday?

 

[MixMasterTang]

Originally posted by: Kazaam
Its officially due the 7th, but id rather wait for the pending charges to go through so i can just pay it all at once...so can i wait till saturday or sunday?

Is it a chase card as well? I would pay it today to be safe.

 

[ManBearPig]

Originally posted by: MixMasterTang

Originally posted by: Kazaam
Its officially due the 7th, but id rather wait for the pending charges to go through so i can just pay it all at once...so can i wait till saturday or sunday?

Is it a chase card as well? I would pay it today to be safe.

Yep, both chase cards.

 

[zoiks]

If you have to pay your bill and you are able to do so right now, then why wouldn't you go for it?

 

[Capt Caveman]

Pay now online. Why wait and pay for something that you don't have to pay til next month?

 

[dlx22]

You need to send it today, I use chase all the time and sunday is pretty much a skipped day for payment posting, honestly even if you send it today it might not show up till monday.

 

[DainBramaged]

If I were you, I'd pay it now. I hate taking chances with my credit cards.

 

[ElFenix]

why is your payment due on a sunday?

i would have paid it when i got the statement.

 

[ManBearPig]

aye aye ATOT, i will pay it today. i just kinda like to pay off my entire balance instead of just my statement. i get what you're saying though, best to hold onto your money as long as possible (if no penalties apply).

 

[bananapeel42]

from my experience each credit card company varies wildly. some like Citi offer same day positing if you pay by 5pm EST, etc. some are fucking terrible, and if you pay on Friday night it won't post until Tuesday the next week, so just be very careful with credit cards....

 

[IronWing]

With Chase you can set up auto debit. The advantage is that Chase yanks the money at the last possible second so you don't end up paying early and losing interest (assuming you pay off every month and the money used to pay the CC balance is in an interest bearing account). If you aren't paying the balance off every month, then pay early to cut interest a bit.

Edit: Just re-read OP. I understand the temptation to pay the entie balance vs the statement balance but you'll save money by only paying the statement balance and saving the rest in an interest bearing account until it is due next month.

 

[allisolm]

Originally posted by: Capt Caveman
Pay now online. Why wait and pay for something that you don't have to pay til next month?

It is incomprehensible to me why anyone would take the chance of a late payment (and all that it generates - fees, raised rates, interest, whatever else they can tack on) on an amount that IS due in order to pay items that won't be due for another month and that haven't even been posted and that may not even get posted before the weekend is over.

 

[ManBearPig]

Originally posted by: allisolm

Originally posted by: Capt Caveman
Pay now online. Why wait and pay for something that you don't have to pay til next month?

It is incomprehensible to me why anyone would take the chance of a late payment (and all that it generates - fees, raised rates, interest, whatever else they can tack on) on an amount that IS due in order to pay items that won't be due for another month and that haven't even been posted and that may not even get posted before the weekend is over.

At first i was confused about how that worked, and then i finally understood it (its my first CC, ive only had it for a bit), but for some dumb reason i cant explain, i enjoy starting off with a fresh 0 on my credit card heh.

 

[CRXican]

Originally posted by: Kazaam

Originally posted by: allisolm

Originally posted by: Capt Caveman
Pay now online. Why wait and pay for something that you don't have to pay til next month?

It is incomprehensible to me why anyone would take the chance of a late payment (and all that it generates - fees, raised rates, interest, whatever else they can tack on) on an amount that IS due in order to pay items that won't be due for another month and that haven't even been posted and that may not even get posted before the weekend is over.

At first i was confused about how that worked, and then i finally understood it (its my first CC, ive only had it for a bit), but for some dumb reason i cant explain, i enjoy starting off with a fresh 0 on my credit card heh.

that's silly, get over it

My November CC bill is due and I already have nearly $1,000 on the December tab

 

[zoiks]

I've actually paid my cc for charges in advance. For example, I'll be renting a car this evening and I already paid it off on my cc by logging on. Some credit cards allow you to pay any amount regardless if it's due or not. It's great for me since I don't have to worry about it later on.

 

[ManBearPig]

Originally posted by: zoiks
I've actually paid my cc for charges in advance. For example, I'll be renting a car this evening and I already paid it off on my cc by logging on. Some credit cards allow you to pay any amount regardless if it's due or not. It's great for me since I don't have to worry about it later on.

thatd be cool, but im sure asshole chase will have some sort of limit on online payments made or something like that.

 

[allisolm]

Originally posted by: Kazaam

Originally posted by: allisolm

Originally posted by: Capt Caveman
Pay now online. Why wait and pay for something that you don't have to pay til next month?

It is incomprehensible to me why anyone would take the chance of a late payment (and all that it generates - fees, raised rates, interest, whatever else they can tack on) on an amount that IS due in order to pay items that won't be due for another month and that haven't even been posted and that may not even get posted before the weekend is over.

At first i was confused about how that worked, and then i finally understood it (its my first CC, ive only had it for a bit), but for some dumb reason i cant explain, i enjoy starting off with a fresh 0 on my credit card heh.

You'll get over that the first time you fail to get the payment in on time and you're just about there this month. Good luck!