Question about online purchase

[maximus maximus]

Hi Guys

I am buying a product online right now (from an unheard site.)
At checkout it is asking me for the number behind the credit card. (4 digit number)

Is it normal??? Is there any risk in providing this number when i make a purchase???
Lemme know.
Max.

 

[FoBoT]

that is why the number is there

 

[yobarman]

Most sites ask that, but check resellerratings or the ratings site Anandtech has.

 

[waggy]

uh yeah thats normal.

 

[moshquerade]

yeh, that's not too unusual, but i always use virtual numbers for online purchases.

 

[maximus maximus]

Originally posted by: yobarman
Most sites ask that, but check resellerratings or the ratings site Anandtech has.

Where is this? Can you post the link?

 

[SaturnX]

Just another security feature, that's all, just about every site I've ordered from asked for those digits.

--Mark

 

[maximus maximus]

Originally posted by: moshquerade
yeh, that's not too unusual, but i always use virtual numbers for online purchases.

Whats a virtual number?

 

[zerocool1]

that's just to make sure that the purchaser didn't just find an imprinted card(the thing with carbon copy)

They also use a thing called AVS (address verification)which is to make sure that the transaction is not fraud. It can check if the billing address matches up with what the cc company has the same address. Some companies like Walmart are going to start doing that at the register.

 

[labgeek]

(4 digit number)

Thought CVV2/CVC2 codes are 3 digits. Or maybe AmEx is 4... dumped that a long time ago - stupid annual fee for what?

 

[moshquerade]

Originally posted by: maximus maximus

Originally posted by: moshquerade
yeh, that's not too unusual, but i always use virtual numbers for online purchases.

Whats a virtual number?

it's through citibank. i just log onto their site and they generate a number that expires in a month but when used applies the payment to my credit card. that way all these online sites can't store my real credit card #.

 

[zerocool1]

Originally posted by: labgeek

(4 digit number)

Thought CVV2 codes are 3 digits. Or maybe AmEx is 4... dumped that a long time ago - stupid annual fee for what?

CVV2 is 4 digits and so is CID

 

[maximus maximus]

Originally posted by: moshquerade

Originally posted by: maximus maximus

Originally posted by: moshquerade
yeh, that's not too unusual, but i always use virtual numbers for online purchases.

Whats a virtual number?

it's through citibank. i just log onto their site and they generate a number that expires in a month but when used applies the payment to my credit card. that way all these online sites can't store my real credit card #.

Thats cool... thanks for the info..

 

[labgeek]

Originally posted by: zerocool1

Originally posted by: labgeek

(4 digit number)

Thought CVV2 codes are 3 digits. Or maybe AmEx is 4... dumped that a long time ago - stupid annual fee for what?

CVV2 is 4 digits and so is CID

Nope CVV2 (Visa) is 3
http://usa.visa.com/personal/security/visa_security_program/3_digit_code.html

Where can I find it?
The 3-digit code is located on the back of your card, inside the signature area. Typically the signature panel will have a series of numbers, but only the last three digits make up the CVV2 code.

So is CVC2 (MCard)
(trying to find it but MC's site search isn't working..

I think AmEx is 4 (and on the front) IIRC

 

[tami]

www.resellerratings.com

 

[moshquerade]

Originally posted by: maximus maximus

Originally posted by: moshquerade

Originally posted by: maximus maximus

Originally posted by: moshquerade
yeh, that's not too unusual, but i always use virtual numbers for online purchases.

Whats a virtual number?

it's through citibank. i just log onto their site and they generate a number that expires in a month but when used applies the payment to my credit card. that way all these online sites can't store my real credit card #.

Thats cool... thanks for the info..

NP

here's the linky <a target=_blank class=ftalternatingbarlinklarge href="https://www.citibank.com/us/cards/vanpromo/cmc_pop/index.htm">https://www.citibank.com/us/cards/vanpromo/cmc_pop/index.htm</a>


With this free service for Citi cardmembers, you never have to give out your real credit card number when shopping online. That's because, every time you use Virtual Account Numbers to make a purchase, a substitute credit card number can be generated to take the place of your real number. Each virtual account number is created specifically for you. It's the smart way to shop online.

Use this service when you're ready to complete your online shopping and are on a 'Check Out' page. You just:

Log in with your username and password.
Get a substitute credit card number for your online purchase.
Enter your number into the merchant's form.

It's really that fast and easy to use Virtual Account Numbers. Of course, every purchase you make will appear on your Citi Card statement, just like any other transaction.

 

[jadinolf]

Originally posted by: moshquerade

Originally posted by: maximus maximus

Originally posted by: moshquerade

Originally posted by: maximus maximus

Originally posted by: moshquerade
yeh, that's not too unusual, but i always use virtual numbers for online purchases.

Whats a virtual number?

it's through citibank. i just log onto their site and they generate a number that expires in a month but when used applies the payment to my credit card. that way all these online sites can't store my real credit card #.

Thats cool... thanks for the info..

NP

here's the linky <a target=_blank class=ftalternatingbarlinklarge href="https://www.citibank.com/us/cards/vanpromo/cmc_pop/index.htm"><a target=_blank class=ftalternatingbarlinklarge href="https://www.citibank.com/us/cards/vanpromo/cmc_pop/index.htm">https://www.citibank.com/us/cards/vanpromo/cmc_pop/index.htm</a></a>


With this free service for Citi cardmembers, you never have to give out your real credit card number when shopping online. That's because, every time you use Virtual Account Numbers to make a purchase, a substitute credit card number can be generated to take the place of your real number. Each virtual account number is created specifically for you. It's the smart way to shop online.

Use this service when you're ready to complete your online shopping and are on a 'Check Out' page. You just:

Log in with your username and password.
Get a substitute credit card number for your online purchase.
Enter your number into the merchant's form.

It's really that fast and easy to use Virtual Account Numbers. Of course, every purchase you make will appear on your Citi Card statement, just like any other transaction.

MBNA does the same. They call it shop safe.

 

[RossMAN]

Check ResellerRatings.com

I would also consider signing up for a CitiBank or MBNA credit card.

MBNA is offering a FREE $100 gift card if you are approved for a credit card.

http://www.citibank.com/us/cards/tour/cb/shp_van.htm

 

[Toasthead]

Originally posted by: waggy
uh yeah thats normal.