Edited my first post to give a better idea of my hardware and what voltages I know the system runs stable at (albeit stock).
I'm beginning to wonder if the problems may be stemming from my power supply. If so, there's not much I can do about it except run at stock settings and be happy.
Aigomorla - thanks for pointing out the GTL settings. I err on the side of caution there, though, because I don't know nearly enough about those to start tinkering. So, if ANYONE out there thinks they see something that could help me out, here, let me know. As it stands right now, nothing beyond stock will remain stable past 7 minutes on OCCT.
Tried a CMOS reset - same issues. For now I'm just keeping it at stock until I can get some input. This is driving me insane.... I'm a casual overclocker, but I have NEVER run into problems like this before. Hell, all I wanted was to hit 3.2 and be done with it.