lol - yeah, all-weathers are so horrible.
I've lived in the "snow belt" for many years and never had snow tires. My dad grew up in MN and never had them.
I'll take knowing how to drive over snow tires every day.
I'll be making the value/worth determination once I get my first ever set of winter tires. I've always "gotten by" with all-seasons, and fairly "bleh" ones at that.
I've also had way too many close calls and white-knuckle moments that left a lasting impression on me.
I've had times where an ability to react saved me, and times where I ended up relying upon others having good reaction skills (and thankfully, they did).
Trying to stop in a straight line and ending up turned sideways in the lane over, with traffic still moving, scared the shit out of me (almost literally, but not quite). I'd like to never repeat that - and that was me driving slow enough to react, but I had to stop far more suddenly than expected.
I've come to suspect I can get far better handling with winter rubber, so I'm finally giving that a go. If I don't feel nearly as frightened once the roadways turn to crap, I think I'll score it a victory. If it's not a significant improvement, and I doubt that will be the result, then I'll probably never buy another set.
Knowing how to drive is not always the answer. It's a damn fine start, and I reckon it should be required, but it is not always enough. The capabilities of the tires are a crucial factor.