Prosper Group

[Zugzwang152]

Originally posted by: isekii

Originally posted by: mjuszczak
I'm looking to get my debt off my 8.9% fixed credit card. I'd be willing to go up to 9.9% if anyone would bid on that loan. You'd make 9.9% on your return, but I'm guaranteed to pay you back.... never missed a payment in my life.

Why would you want to pay an extra 1% if you got a fix 8.9% ?

He probably values lowering the balance used on his credit cards.

 

[TruePaige]

Originally posted by: SSSnail
Oh hey, that means I can still lend to other people outside of group right?

Yep. It doesn't restrict anything, it just adds you to a base of like minded, community orientated AT Members. =)

 

[SSSnail]

Can we get a sticky for this?

 

[TruePaige]

Got you now Bob, okay all requests so far are approved! This is growing nice and fast. =)

 

[Zugzwang152]

Originally posted by: TruePaige
Got you now Bob, okay all requests so far are approved! This is growing nice and fast. =)

I wouldn't call 4 members, all looking to lend, as "nice and fast"

 

[TruePaige]

Originally posted by: Zugzwang152

Originally posted by: TruePaige
Got you now Bob, okay all requests so far are approved! This is growing nice and fast. =)

I wouldn't call 4 members, all looking to lend, as "nice and fast"

Me + 5 others, so 6 of us...considering this was only posted a few hours ago, and is an AT only group, it's not a bad start!

 

[Turin39789]

i need to join! I want a few grand to buy a 30 year old motorcycle

 

[TruePaige]

Originally posted by: Turin39789
i need to join! I want a few grand to buy a 30 year old motorcycle

You've got a PM with lots of information.

 

[Eli]

I <3 Prosper.

As a borrower, is there anything the ATOT group can do for me really?

 

[TruePaige]

Originally posted by: Eli
I <3 Prosper.

As a borrower, is there anything the ATOT group can do for me really?

Yes there is, Eli. =)

When you are part of a group that is responsible, and has a low default rate, you are more trusted by borrowers and get lower rates on loans, as they are bid down.

Also your listings will be shown to our entire group so that we can help you in your goals, because who better to invest in than our own.

Also you will be part of a well respected unit, as we are a private community (growing still, but that's the best time to get in. =) )

 

[ultimatebob]

Do we have any lending prospects yet?

More importantly, have we convinced the mods to permaban any deadbeat payers yet?

 

[TruePaige]

Just approved a new batch of 2. =)

 

[ultimatebob]

How about a "waiting for my account to be funded" bump?

 

[TruePaige]

New Members Approved.

 

[ultimatebob]

OK... which one of you deadbeats want to become my first customer?

 

[TruePaige]

New Members approved. =)

 

[AlienCraft]

Originally posted by: Fritzo
Do people also Live Long in this group?

Dammit Jim!
You beat me to it!!

Helpme Spock, Help me
SPOOOOOwaCK !!!

 

[TruePaige]

Originally posted by: AlienCraft

Originally posted by: Fritzo
Do people also Live Long in this group?

Dammit Jim!
You beat me to it!!

Helpme Spock, Help me
SPOOOOOwaCK !!!

He's dead Jim.

 

[TruePaige]

Approved new group requests.

 

[SSSnail]

Heh... need moar deadbe... I mean borrowers.

Actually I funded a few loans, but they don't show on the group listings.

 

[TallBill]

Yeah, I don't see any action going on in our group. Also, OP should set up links for all of the group members in 1st post. Let new joiners decide who gets the $25 bonus

 

[ViviTheMage]

I just requested an invite to your group.

I am about to 'invest' another 200$ in this prosper thing. Any AT people on prosper need help finishing off their loan?

 

[imported_Lothar]

How does this website determine credit ratings from the borrowers?
How do they verify whether the debt to income ratio is correct and so many other things?

It's something to consider when I start making money, but I don't want to loan money to some deadbeat.

 

[manlymatt83]

Originally posted by: Zugzwang152

Originally posted by: isekii

Originally posted by: mjuszczak
I'm looking to get my debt off my 8.9% fixed credit card. I'd be willing to go up to 9.9% if anyone would bid on that loan. You'd make 9.9% on your return, but I'm guaranteed to pay you back.... never missed a payment in my life.

Why would you want to pay an extra 1% if you got a fix 8.9% ?

He probably values lowering the balance used on his credit cards.

QFT

 

[TruePaige]

Four new members approved. =)