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private loan consolidation

Gibson486

Lifer
I'd figure I'd make one since lots of people have graduated.....

Any one have any pointers? I was just thinking about doing it through Sallie Mae, but I keep getting offers from that different companies.

I went here for info....

http://www.finaid.org/loans/privateconsolidation.phtml

and some of those companies mentioned sent me mail offering me money of I signed ($400 gift cards....gas cards...etc). I am thinking tha those offers are from lenders who charge more intrest than others.
 
I got a crappy 10% fixed/9% variable apr offer from citiassist... which is funny because the loans I'm trying to consolidate are from them to begin with.. and are at ~8.5% variable I think right now. *sigh*.. why couldn't they just let me roll it into my federal loan rate.. stupid laws.

 
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