if your PSU is working fine for you besides the noise, you don't need to splurge on a new one at all. you can easily remove your fan and replace it with a new quieter one, and is done quite often here actually.
first make sure of the size of your fan- most likely an 80mm fan, and then grab a panaflo from Joe at teamawe (or any other 80mm fan, i'd highly reccommend the panaflo L1As though). get a bare cable one, you don't need leads.
open your power supply, and you'll see the fan w/ a wire connecting to a circuit board. disconnect the wire, and remove the fan. cut the end off of the wire and then connect the 2 bare wires on the end to the 2 bare wires from your new fan. make sure you insulate it. there's 3 ways to really do it- solder the wires together and use heatshrink wrapping, use a crimper w/ butts, or tape them together and wrap them around completely w/ electrical tape. there are small little tublar rubber butts with metal casings inside that you can use which is what i did, just stick one cable in each end and smash the metal casing down to close it and the wire is both secure and insulated.
put the fan back on and plug the new fan (using the old end) to the circuit board and you're set. also, i'd reccommend cutting the metal grill off the back of your PSU where the fan is (circular cuts that allow the air to escape) completely, and replacing it w/ a 80mm grill which you can pick up almost at any site that sells fans. they vibrate a lot less and allow more air to pass by.