SoulAssassin
I think your missing the point of overclocking for most people ,it's free speed🙂,or maybe just a bit extra for a larger HSF.
All my case fans cost me nothing,all 2 of them😉 (X- AT PSU fans),even if they did ,they stay with the case whatever setup is/has been there.So its a 1 off cost.
I did buy a large copper HSF but only cos my old Ali HSF was barely up to the job & I needed another 1 anyway ,it cost me about £30 (about $45) nowhere near $100 😉.And thats the most I've ever spent on a HSF!
(I'd agree about the cost of water cooling kits but like you said for those people its the 'challenge ' factor 🙂)
Also I leave my main rig running 24/7 & want that to be stable too ,true when intially finding the CPU's/RAM limits there are stabilty problems ,but it doesnt take long to find the stable limit🙂 ,the only thing that costs is some time.
As for the benefit its much more than a few % for most of my rigs (present & past)
XP1600(1.4GHz)@1.6GHz ,that knocked about 40mins off WU times(down to 3.3hrs) ,about 14% increase in CPU speed but also FSB is up from 133 to 152.Btw I know this cpu will do 1.75Ghz(25% boost) to drop WU times down to 3.1 hrs,if I can get the damn L1 bridges connected properly! ,& yeah that is a lot of hassle but it costs very little)
XP1500(1.33GHz)@1.52GHz ,used the old Ali HSF from above rig
Cel 366@550 ,a nice 50% boost in cpu speed & FSB ,has been like that for 3.5yrs now with no probs🙂,just needed a larger than std HSF (about £5 at the time).This was definitely the best 1 ,very low cost & very easy🙂
My PIII rig is probably the smallest overclock I've managed recently ,PIII 933@1035 ,about a 11% boost ,I needed a new HSF anyway & that cost me about £4 🙂
For me overclocking is the maxiumium gain with minimium (if any)cost
Like my mates rig ,1.2GHz Athlon ,overclocks to 1.4Ghz ,zero cost.