- Oct 28, 1999
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Well, just socking away 20% of our income into diversified portfolios over that time easily puts us halfway there, and that's not including any appreciation of principal. And just going off of *current* incomes. No appreciation there either (although we'll call it a draw with inflation). I let our 401k's take care of the diversified aspect of it (blend of international and domestic index funds and some fixed income for low risk investing).
In our Roth's I am slowly accumulating high dividend Dow stocks and rebalance them each year. Let them re-invest and grow tax free.
With non-retirement income I plan to invest into 3-5 rental properties over the next 15 years and use them for modest cash flow, with the ultimate goal of long term assets. At some point I may sell those off some of them for the investment capital to buy into a franchise group while holding onto some of them for cash flow to help offset the franchise costs the first few years.
By the time I'm 45 I should have a fairly well blended portfolio of equities, real estate, and franchise income.
Again, this is what would happen in an ideal world baring any medical issues or catastrophic economic events.
In our Roth's I am slowly accumulating high dividend Dow stocks and rebalance them each year. Let them re-invest and grow tax free.
With non-retirement income I plan to invest into 3-5 rental properties over the next 15 years and use them for modest cash flow, with the ultimate goal of long term assets. At some point I may sell those off some of them for the investment capital to buy into a franchise group while holding onto some of them for cash flow to help offset the franchise costs the first few years.
By the time I'm 45 I should have a fairly well blended portfolio of equities, real estate, and franchise income.
Again, this is what would happen in an ideal world baring any medical issues or catastrophic economic events.
