- Jul 19, 2001
- 38,572
- 2
- 91
Ok, well i've been going over my choices for student loans and wanted to see if any of you here had gone through the same things and what path you chose... My options are the following for private lenders;
T.H.E.
-0% Origination Fee
-3 Month LIBOR + 3.50% (w/ Co-Sign) 3.75% w/o
-9 Month Grace Period
LawEXCEL
-2% Origination Fee With Co, 6% w/o Co
-Prime + 1.0%
-6 Month Grace Period
Law Loans
-0-3% Origination Fee (depending on Credit)
-Prime + 0.5%-2.0% (depending on Credit)
-9 Month Grace Period
Which would you do? Also, for my stafford loans, it gives me the option to pick which lender, should i simply pick the one with the least origination fee?
T.H.E.
-0% Origination Fee
-3 Month LIBOR + 3.50% (w/ Co-Sign) 3.75% w/o
-9 Month Grace Period
LawEXCEL
-2% Origination Fee With Co, 6% w/o Co
-Prime + 1.0%
-6 Month Grace Period
Law Loans
-0-3% Origination Fee (depending on Credit)
-Prime + 0.5%-2.0% (depending on Credit)
-9 Month Grace Period
Which would you do? Also, for my stafford loans, it gives me the option to pick which lender, should i simply pick the one with the least origination fee?
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