People with Homeowner's insurance

Mill

Lifer
Oct 10, 1999
28,558
3
81
What are you paying, where are you located, and what is the value you are insured to? Hell, what is your deductible?
 

Hoober

Diamond Member
Feb 9, 2001
4,432
69
91
I'm not sure people feel all that comfortable giving out that information.

I'd rather not have people know how much insurance I'm carrying.
 

Ylen13

Banned
Sep 18, 2001
2,457
0
0
Originally posted by: Millennium
What are you paying, where are you located, and what is the value you are insured to? Hell, what is your deductible?

no idea to all of the questions
 

woodie1

Diamond Member
Mar 7, 2000
5,947
0
0
Originally posted by: Hoober
I'm not sure people feel all that comfortable giving out that information.

I'd rather not have people know how much insurance I'm carrying.

Yeah, that's kinda personal. Besides I live in a hurricane prone area so my rates are higher than someone in the Midwest.

 

FoBoT

No Lifer
Apr 30, 2001
63,084
15
81
fobot.com
i don't own a house, right now

we are starting to look (north of Kansas City ~25 miles), rates in this area for houses in our price range seem to be ~$300/yr (~$150k)

i will get a high deductible, like $1000, since most insurance companies these days will drop you if you make any small claims anyway, so having a low deductible makes no sense
 

Mill

Lifer
Oct 10, 1999
28,558
3
81
Originally posted by: woodie1
Originally posted by: Hoober
I'm not sure people feel all that comfortable giving out that information.

I'd rather not have people know how much insurance I'm carrying.

Yeah, that's kinda personal. Besides I live in a hurricane prone area so my rates are higher than someone in the Midwest.

I don't see how homeowner's is anymore personal than the hundreds of car insurance threads we have had.

Link
 

rh71

No Lifer
Aug 28, 2001
52,844
1,049
126
I pay $646/yr with a $1k deductible on Long Island. I won't get into how much is covered though... but it's more than enough.
 

thedarkwolf

Diamond Member
Oct 13, 1999
9,037
132
106
Off the top of my head its around $350 a year, insured for around $65k, and live in Wv the cheap housing state. Can't remember what my deductible is.
 

woodie1

Diamond Member
Mar 7, 2000
5,947
0
0
Originally posted by: Millennium
Originally posted by: woodie1
Originally posted by: Hoober
I'm not sure people feel all that comfortable giving out that information.

I'd rather not have people know how much insurance I'm carrying.

Yeah, that's kinda personal. Besides I live in a hurricane prone area so my rates are higher than someone in the Midwest.

I don't see how homeowner's is anymore personal than the hundreds of car insurance threads we have had.

Link

I don't recall providing my car insurance info either.

 

Mill

Lifer
Oct 10, 1999
28,558
3
81
Originally posted by: woodie1
Originally posted by: Millennium
Originally posted by: woodie1
Originally posted by: Hoober
I'm not sure people feel all that comfortable giving out that information.

I'd rather not have people know how much insurance I'm carrying.

Yeah, that's kinda personal. Besides I live in a hurricane prone area so my rates are higher than someone in the Midwest.

I don't see how homeowner's is anymore personal than the hundreds of car insurance threads we have had.

Link

I don't recall providing my car insurance info either.

I am not forcing you to either. Why make such a big deal about it? Why even post? If you don't want to say then don't! Sheesh.

Thanks to all that have replied, I appreciate it.
 

woodie1

Diamond Member
Mar 7, 2000
5,947
0
0
Originally posted by: Millennium
Originally posted by: woodie1
Originally posted by: Millennium
Originally posted by: woodie1
Originally posted by: Hoober
I'm not sure people feel all that comfortable giving out that information.

I'd rather not have people know how much insurance I'm carrying.

Yeah, that's kinda personal. Besides I live in a hurricane prone area so my rates are higher than someone in the Midwest.

I don't see how homeowner's is anymore personal than the hundreds of car insurance threads we have had.

Link

I don't recall providing my car insurance info either.

I am not forcing you to either. Why make such a big deal about it? Why even post? If you don't want to say then don't! Sheesh.

Thanks to all that have replied, I appreciate it.

Are we having a bad day.

 

bcterps

Platinum Member
Aug 31, 2000
2,795
0
76
I pay about $200 a year, I think I have a $500 deductible, not sure how much the insurance is for, at least $150k.
 

Squisher

Lifer
Aug 17, 2000
21,204
66
91
$800/yr for $138K I think(got the policy 15 years ago), $500 deductible, suburb of Detroit.

 

Mill

Lifer
Oct 10, 1999
28,558
3
81
Originally posted by: woodie1
Originally posted by: Millennium
Originally posted by: woodie1
Originally posted by: Millennium
Originally posted by: woodie1
Originally posted by: Hoober
I'm not sure people feel all that comfortable giving out that information.

I'd rather not have people know how much insurance I'm carrying.

Yeah, that's kinda personal. Besides I live in a hurricane prone area so my rates are higher than someone in the Midwest.

I don't see how homeowner's is anymore personal than the hundreds of car insurance threads we have had.

Link

I don't recall providing my car insurance info either.

I am not forcing you to either. Why make such a big deal about it? Why even post? If you don't want to say then don't! Sheesh.

Thanks to all that have replied, I appreciate it.

Are we having a bad day.

No, just not overtly paranoid.
 

Ylen13

Banned
Sep 18, 2001
2,457
0
0
just got my bill for next year to pay

home insurance cost 609 for a year

coverage a:Dwelling $240000
coverage b-other structures 24000
coverage c-personall property 168000
coverage d-loss of use 48000
coverage e-personall liability 3000,000 coverage premimum 16.00
deductible 1000
cc coverage 1000
fire dept charge 750

business property 2500
jwelry, watches etc 1500
loss assessment coverage 2000
silver,gold, pewter 2500

this insurance don't cover earthquake insurance
 

CPA

Elite Member
Nov 19, 2001
30,322
4
0
1300 in county West of Houston, TX (the county makes a big difference) with 1% deductible.