paypal question

[nick1985]

Story:

Sold my WoW account a while back for $900, only to have the buyer file a claim saying someone hacked his account. Since there is no proof of shipping, I had the buyer state in his message in the initial payment that the item will be sent electronically with no proof of shipping. A week later, suprisingly I won the claim and kept the money. Fast forward to yesterday, he somehow files another claim and gets all his money back without asking for my side of the story. Im really confused by that, and now I have a -900 balance on my account.

Now.. What the hell can I do. What will happen to me If I leave a negative balance on the account and just say fuck it and never use it again. Im pretty pissed off at paypal, and dont really plan on using it again. Can it affect my credit? Can they forcibly draw the money from my linked bank account?

 

[Jules]

wow thats some BS.

 

[Zolty]

Can it affect my credit?
If they take it collections
Can they forcibly draw the money from my linked bank account?
Yes

I would call paypal and figure out what happened asap

 

[sisq0kidd]

Your account is going to be limited from now on. What does that mean?

They will harass you until you bring your account back to at least a zero balance.

They will eventually hand it over to collections, their own eBay branch of collections and yes it will affect your credit.

You are fucked. Paypal sucks. It's not a matter of if you'll get screwed by them, it's a matter of when (I guess your time is now).

 

[DrPizza]

Can you recover your WoW account?

Did you try contacting Blizzard about it? If possible, perhaps see if that account is being accessed from the same IP address as the disputes to Paypal are being sent from? I'm not trying to sound like I don't sympathize with you, but if we saw a thread that stated the other party's view - "my paypal account was hijacked, they purchased a WoW account for $900..." we'd probably side with that person and blame paypal.

Other things you might be able to do: dispute the negative on your credit report
See the creditforums for advice
Possibly, if Blizzard cooperates, track down the scumbag who's using your old account?

 

[txrandom]

I'm pretty sure you can get your WoW account, but don't mention about it being sold*. I've heard of people selling their accounts and claiming they were stolen. They kept selling it and getting it back. So you might be able to get your WoW account and try to sell it again, or just be "out" of 900 bucks with a WoW account.

Edit- *sold not stolen

 

[AnyMal]

PayPal's seller protection policy clearely states that only tangible goods sales are protected. You will not get your money back, sorry.

Read here

 

[NuroMancer]

A) Try and contact Pay Pal, you probally won't get anywhere.

B) Call up Blizzard, inform them you think someone has stolen/hacked your account, provide the information you need to try get it back. I've heard of people successfuly doing this, especially since this all happened in under 45 days.

C) With all respect to DrPizza, I doubt they will do anything to help you track down the person that stole the account, but you can always ask.

 

[olds]

Are wow accounts legal to sell? If not, good luck.
If so, good luck.

 

[nick1985]

Originally posted by: oldsmoboat
Are wow accounts legal to sell? If not, good luck.
If so, good luck.

no, which is why I had him put "merchandise to be given electronically with no proof of shipping" in the payment message, in case something like this happened. And apparently that didnt help.

 

[Gigantopithecus]

Originally posted by: nick1985

Originally posted by: oldsmoboat
Are wow accounts legal to sell? If not, good luck.
If so, good luck.

no, which is why I had him put "merchandise to be given electronically with no proof of shipping" in the payment message, in case something like this happened. And apparently that didnt help.

No, it didn't. Your terms are meaningless - if you use PayPal their terms are your terms. He probably lost a PayPal dispute & then filed a chargeback with his credit card.

USPS MO only is the way to go for intangible goods.

But technically, you broke Blizzard's EULA by selling the account, so you're really in no position to complain.

 

[nick1985]

Originally posted by: Gigantopithecus

Originally posted by: nick1985

Originally posted by: oldsmoboat
Are wow accounts legal to sell? If not, good luck.
If so, good luck.

no, which is why I had him put "merchandise to be given electronically with no proof of shipping" in the payment message, in case something like this happened. And apparently that didnt help.

No, it didn't. Your terms are meaningless - if you use PayPal their terms are your terms. He probably lost a PayPal dispute & then filed a chargeback with his credit card.

USPS MO only is the way to go for intangible goods.

But technically, you broke Blizzard's EULA by selling the account, so you're really in no position to complain.

Oh yeah, Im not denying I broke their terms...Im just confused how he can lose a dispute, then file another one several weeks later and win, without paypal consulting with me.

 

[mrrman]

maybe he told them it was a WOW transaction and they jusy gave him the $$$ back being that its not legal

 

[moshquerade]

wow.... who's dumb enough to pay 900 bucks for a WOW account? i cannot fathom that.

try this site to see if it's even possible to get your money back.

http://www.paypalsucks.com

 

[nick1985]

Originally posted by: moshquerade
wow.... who's dumb enough to pay 900 bucks for a WOW account? i cannot fathom that.

try this site to see if it's even possible to get your money back.

http://www.paypalsucks.com

I had the "Gladiator" Title, but in the end he didnt pay anything.

 

[vshah]

wait...so he paid you 900 for the account, and it was taken back.

how does that leave you with -900, unless you spent it all already?

 

[nick1985]

Originally posted by: vshah
wait...so he paid you 900 for the account, and it was taken back.

how does that leave you with -900, unless you spent it all already?

The 900 he "paid" me was sent about a month ago. After I won the first claim, I sent the money to my bank account, leaving 0 in my paypal account. The piece of shit then files another claim on August 1, and somehow wins it back that day without paypal consulting me leaving a -900 balance.

 

[Appledrop]

:/ im in a similar situation with negative $1000 or so- http://forums.anandtech.com/me..._key=y&keyword1=quazik see there < it was for selling MMORPG items heh however i didnt make it clear in that thread to avoid flames
im just avoiding logging into that paypal account, and see what happens in the end. and right now i couldnt care less about my credit rating..so we'll see

 

[Lalakai]

sorry but lessons learned: don't sell WoW accounts, don't use PayPal, don't link accounts to PayPal. you can try and appeal, but as no tangible items were exchanged, and it will be very difficult to prove that an intangible item was actually sold/traded..............i think you're SOL.

As another WoW player, i hope you loose your account and the money you gained from selling it.

 

[nick1985]

Originally posted by: Lalakai
sorry but lessons learned: don't sell WoW accounts, don't use PayPal, don't link accounts to PayPal. you can try and appeal, but as no tangible items were exchanged, and it will be very difficult to prove that an intangible item was actually sold/traded..............i think you're SOL.

As another WoW player, i hope you loose your account and the money you gained from selling it.

I could care less about the WoW account anymore. I already blew up the CD's with M80's, and threw the CD cases with the keycodes into a fire. As for the money, its quite obvious I wont be getting that either. Which in the end doesnt bother me as much as you would like it too, since it was illegal to sell it anyway.

 

[Lalakai]

but your thread provides a double purpose both of which are educational and enjoyable. using PayPal will bite you you in butt, it's just a matter of time. Not only are you out the money, but since your accounts are linked to PayPal, it may have a ripple effect into your other accounts.

and game play should depend on your own skill, not another person's. With all the attention this is generating, WoW and other players will be watching and hopefully will learn from it. It sounds like you're stopped playing WoW but i doubt it; you might even get your account back, but in all likelihood the person will have stripped it clean. Oh well.

 

[nick1985]

Originally posted by: Lalakai

and game play should depend on your own skill, not another person's.

It sounds like you're stopped playing WoW but i doubt it;

1. What the hell is that supposed to mean?

2. Doubt it all you want, I have a pile of burnt WoW manuals/cd-cases/boxes in my backyard, and a pile of shattered CD's lying at the bottom of a river.

3. Im not really "out" any money, per say. They took back what they payed. Sucks for sure, but its not like $900 of my own was just taken.

 

[mugs]

Originally posted by: QuaziK
and right now i couldnt care less about my credit rating..so we'll see

Oi...