Just got an offer from PayPal.
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Annual percentage rate ("APR") for purchases 0% through your statement date in September 2003; after that: 23.99%
Other APRs Cash Advance APR: 23.99%
Default APR: Up to 28.99% (see explanation below*)
Variable rate information Your APRs may vary.
Purchase APR: 23.99% or the Prime Rate** plus 19.74%, whichever is greater
Cash Advance APR: 23.99% or the Prime Rate plus 19.74%, whichever is greater
Default APR: Up to 28.99% or up to the Prime Rate plus 24.74%, whichever is greater
Grace period for purchases At least 25 days if the New Balance is paid in full by the Payment Due Date
Balance calculation method Average Daily Balance (including new purchases)
Annual fee $0
Minimum finance charge $0
Cash advance fee: 3% of the advance ($10 minimum)
Late fee: $0 if balance is less than $200
$35 if balance is $200 or greater
Overlimit fee: $0 if you exceed your credit line by less than 2%
$35 if you exceed your credit line by 2% or more
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Does it look good?
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Annual percentage rate ("APR") for purchases 0% through your statement date in September 2003; after that: 23.99%
Other APRs Cash Advance APR: 23.99%
Default APR: Up to 28.99% (see explanation below*)
Variable rate information Your APRs may vary.
Purchase APR: 23.99% or the Prime Rate** plus 19.74%, whichever is greater
Cash Advance APR: 23.99% or the Prime Rate plus 19.74%, whichever is greater
Default APR: Up to 28.99% or up to the Prime Rate plus 24.74%, whichever is greater
Grace period for purchases At least 25 days if the New Balance is paid in full by the Payment Due Date
Balance calculation method Average Daily Balance (including new purchases)
Annual fee $0
Minimum finance charge $0
Cash advance fee: 3% of the advance ($10 minimum)
Late fee: $0 if balance is less than $200
$35 if balance is $200 or greater
Overlimit fee: $0 if you exceed your credit line by less than 2%
$35 if you exceed your credit line by 2% or more
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Does it look good?
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