Paying for my girlfriends nursing program

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Duddy

Diamond Member
Jul 22, 2002
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I talked with her and she said that I was confused.

Appearantly SHE will pay for $2,500 of it and she just needs help for the extra $1,500. I have no problem doing that for her!

She is already a CNA. She did that last fall.


This is the girl I couldn't imagine being without, and I plan on asking her to marry me soon. So I have no problem helping her.
 

Duddy

Diamond Member
Jul 22, 2002
4,677
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Originally posted by: DaWhim
does she have to pay down 4000 at once?


No, it can be paid over the course of the...course. Fall to Fall.
 

JS80

Lifer
Oct 24, 2005
26,271
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Originally posted by: Duddy
I talked with her and she said that I was confused.

Appearantly SHE will pay for $2,500 of it and she just needs help for the extra $1,500. I have no problem doing that for her!

She is already a CNA. She did that last fall.


This is the girl I couldn't imagine being without, and I plan on asking her to marry me soon. So I have no problem helping her.

WRITE A CONTRACT SO YOU CAN GET PAID BACK
 

alrocky

Golden Member
Jan 22, 2001
1,771
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Originally posted by: Duddy
So my girlfriend (19) wants to become a Licensed Vocational Nurse (LVN)... Once she's out she can make $30 to $40 an hour.

I... make about $900 a month.

I talked with her and she said that I was confused.

Appearantly SHE will pay for $2,500 of it and she just needs help for the extra $1,500. I have no problem doing that for her!

This is the girl I couldn't imagine being without, and I plan on asking her to marry me soon. So I have no problem helping her.

In regards to her family, they are close to bankruptcy. She is not eligible for any loans or grants. We have tried them all. All denied. Her dad makes too much money, but unfortunately all the money goes towards medical bills (hypochondriacs) and late mortgage payments and whatnot. Since he makes soo much though, she is denied the pell grant. Since she is 19, she has no credit to apply for a loan. She needs a cosigner, but everyone who can cosign in her family has HORRIBLE credit.[/b]
What do you think the chances are that someone who makes $30-40 an hour would stay with someone who makes $900 a month? Her saying you're confused is a bad sign. She should be willing to sign a promissary note that she will re-pay back the LOAN. She if refuses then you two have serious issues, especially considering she'll be making $30-40 an hour. $1,500 is a drop in a bucket for her old man regardless of his financial situation. Her family should pony up the money not a boyfriend. She may have inherited her family's "financial genes" and this would be bad for you. If you two break up over this, then this will be the best $1,500 you never "spent."

 

Wreckem

Diamond Member
Sep 23, 2006
9,549
1,130
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Hahaha, shes feeding you a line if she says she will make $30-40/hr.

RNS with 20+ years of experiance are in that pay range, not LVNs. LVNs these days are glorified PCTs/CNAs. They make at most $22/hr out of LVN programs.

Hell RadTechs and SonogramTechs make more than LVNS. Then again those are mostly two year programs.
 

Wreckem

Diamond Member
Sep 23, 2006
9,549
1,130
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Originally posted by: Looney
Originally posted by: JS80
Shens. $4000 investment does not produce $83k per year.

Nursing is so hot right now, they can in the right market.

RNs can, LVNs can't. Most hospitals these days will NOT hire LVNs unless they are in LVN to RN programs. LVNs cant perform everything and RN can, and its cheaper to hire CNAs.
 

Wreckem

Diamond Member
Sep 23, 2006
9,549
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Originally posted by: ghostman
Originally posted by: JS80
Shens. $4000 investment does not produce $83k per year.

You're right, it doesn't. A licensed vocational nurse (or licensed practical nurse) is not a registered nurse. A registered nurse is a 4-year degree program and has a salary of about $65K. A licensed vocational/practical nurse makes on average $35K to $40K. If you're about to drop $4000 on an investment, you better learn how to do your research.

PayScale.com
Salary.com

Incorrect, a RN is a ADN, a two year program. Yes there are BSN's, but an the only difference is a BSN would allow a nurse to eventually become a nurse manager. They canh also teach ADN classes. ADNs can not teach nor can they become nurse manager in a hospital. Other than that their pay is exactly the same.

My mom is an RN with over 20 years experiance, could consistently make $90k+ if she didnt take off 5-6 weeks a year.
 

RebelDog

Member
Jun 28, 2005
71
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Originally posted by: Wreckem
Hahaha, shes feeding you a line if she says she will make $30-40/hr.

RNS with 20+ years of experiance are in that pay range, not LVNs. LVNs these days are glorified PCTs/CNAs. They make at most $22/hr out of LVN programs.

Right. Plus she's 19, and when she turns 20 she's gonna figure out that different guys have different sized peckers, and its all downhill from there.
 

NoShangriLa

Golden Member
Sep 3, 2006
1,652
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How committed is she to you?

Do it if both of you consider each other is your spouse. Also, do it if you have the money and write it off as a generous gift...maybe there are other benefit to it for a long time for the generosity ;)

PS. Where do you live because around here BC Canada License practical nurse is a 2 years program starting wage is around $21.00 hr (nursing wages are quite competitive though out Canada/US). RN with out a BS is $25.00 hr, and an RN with a BS is $26.00 hr (4 years program).
 

Wreckem

Diamond Member
Sep 23, 2006
9,549
1,130
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Originally posted by: NoShangriLa

How committed is she to you?

Do it if both of you consider each other is your spouse. Also, do it if you have the money and write it off as a generous gift...maybe there are other benefit to it for a long time for the generosity ;)

PS. Where do you live because around here BC Canada License practical nurse is a 2 years program starting wage is around $21.00 hr (nursing wages are quite competitive though out Canada/US). RN with out a BS is $25.00 hr, and an RN with a BS is $26.00 hr (4 years program).

Thats why a lot of american hospitals import Canadian nurses. They can make much more in the US.

The number of nursing grads + nurse imports(from Canada and several different asian countries) cannot keep up with the demand for nurses.
 

Duddy

Diamond Member
Jul 22, 2002
4,677
15
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Originally posted by: RebelDog
Originally posted by: Wreckem
Hahaha, shes feeding you a line if she says she will make $30-40/hr.

RNS with 20+ years of experiance are in that pay range, not LVNs. LVNs these days are glorified PCTs/CNAs. They make at most $22/hr out of LVN programs.

Right. Plus she's 19, and when she turns 20 she's gonna figure out that different guys have different sized peckers, and its all downhill from there.

I don't have anything to worry about in that regards. :)
 

shadow9d9

Diamond Member
Jul 6, 2004
8,132
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It is ok only if you have it in writing with witnesses in case you need to go to court. Otherwise, you can't expect the money back.
 

NoShangriLa

Golden Member
Sep 3, 2006
1,652
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Originally posted by: Wreckem
Originally posted by: NoShangriLa

How committed is she to you?

Do it if both of you consider each other is your spouse. Also, do it if you have the money and write it off as a generous gift...maybe there are other benefit to it for a long time for the generosity ;)

PS. Where do you live because around here BC Canada License practical nurse is a 2 years program starting wage is around $21.00 hr (nursing wages are quite competitive though out Canada/US). RN with out a BS is $25.00 hr, and an RN with a BS is $26.00 hr (4 years program).

Thats why a lot of american hospitals import Canadian nurses. They can make much more in the US.

The number of nursing grads + nurse imports(from Canada and several different asian countries) cannot keep up with the demand for nurses.
It is true that some Canadian medical professionals move to the US due to the salary, but IMHO they do it because the tax is lower, The cost of living in the US tend to be higher therefor it balance out the slight different in wage.

In BC Canada RN start out at $25-26 hr, 4 weeks pay holiday & 12 pay sick days per year after first year, and $1 raise per year for 9 yr the cap is $34-35 hr till their next wage negotiation. And, they can earn up to 10 weeks of pay holiday per year depends on their years of service.

<-- PS, GF is a BSN & will go back this fall for nurse practitioner schooling (master of nursing).

 

libs0n

Member
May 16, 2005
197
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I'm a contrarian on this. Do it. It does have a potential to go balls up, but chalk it up to life experience if that's the case. If you're gonna lose her, you're gonna lose her pal, and for awhile that loss will pale in comparison to the monetary one. If you want to have the satisfaction six months after the breakup when you're over her that you didn't blow a grand and a half more, then by all means. If she is indeed your life partner, then improving the foundation of your financial future is an imperative, and you're making the responsible decision. There's no getting around the fact that finances are a component in a relationship that must be dealt with, and the rigid thinking that the only relationship vehicle with which the sharing of resources is appropriate is a marriage is not necessarily going to be the right thing for you. You trust her, you believe in her? Then trust those instincts.
 
Mar 15, 2003
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I would not do this. I dated a girl for 6 and a half years, was positive I Was going to marry her. Even discussed what religion we'd raise our "kids." But we eventually broke up and, well, let's just say that I'm glad that I didn't lend her money. Actually, she helped buy me a mac and my first priority post break up was to pay back the portion she gave me, because i knew better. Most people don't and she could walk away and you'd be full of regrets.

I wish you the best but, really, do you know where you'll be in 2 years?
 

Bryan

Diamond Member
Oct 9, 1999
3,070
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Originally posted by: Caecus Veritas
Originally posted by: Bryan
No, unless you get a notorized document stating repayment plan and interest in the event of slow/non-payment. Think with the right head, dude.

um.. not sure why you're so negative or what you're trying to point out - but what do you think a 'note' commonly refers to in the financial world?

The negativity was bred from experience, and was probably better off not being expressed. The longer explanation of what the contents of the note should be were for the benefit of the OP, since he seems young and, as such, may be inexperienced in such matters. I wasn't trying to pretend like I'd come up with some radical new concept.

And OP, I think you are a real man for trying to help out the one you love, for the record.