The OP has found that when he wears his pants at what he considers to be his waist, the crotch is too binding.
He wants to know whether the problem he has is ubiquitous - even when he buys pants with a longer inseam (leg length) the rise (think of it as distance from waistline to nuts) is still too short.
The youths you see at the mall with their belts cinched somewhere below their nutsacks who hobble slowly and have rug-burns between their knees are suffering from the opposite problem, albeit self-induced.
The OP will probably find that the waistline will affect the rise more, as it is assumed that a larger waist means a more ..er.. voluptuous

ass, hence more fabric needed to cover the vertical distance. Unfortunately, cinching up a couple inches of extra waistline is just not fashion conscious.
Buying "baggy" or "loose" styles helps with this if you are dressing casual. As far as dress-casual or dress, if the OP were to stake out the mall and find where the well dressed black men were buying their pants, he would probably have some luck there.