Bignate603
Lifer
It doesn't run up higher costs. Smokers cost LESS than non smokers. It's a money grab is all it is.
Here's an excerpt of a PM I sent someone else...
Do you actually have any data that says that? You're whole "They cost less because they die earlier" thing doesn't fly with me because the things that kill smokers early tends to be incredibly expensive. Cancer or heart disease are not cheap and can easily cost more than what most people will pay towards their health insurance in their whole lifetime.
The whole 'die earlier' argument might work to say that they'll save money for the medicare system because many won't make it to be eligible but I don't see it saving any money for private insurers that cover the smokers when they're younger.